Ponce Financial (PDLB) Asset Utilization Ratio (2022 - 2026)
Ponce Financial's (PDLB) quarterly Asset Utilization Ratio came in at 0.04 in Q2 2026, up 17.21% year-over-year from 0.03 in Q2 2025, and little changed quarter-over-quarter from 0.04 in Q1 2026.
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Analysis
Ponce Financial (PDLB) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
Ponce Financial has disclosed Asset Utilization Ratio across 5 years of filings, most recently posting 0.04 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio rose 17.21% year-over-year to 0.04; the TTM figure through Jun 2026 stood at 0.04 (up 17.21% YoY), while the FY2025 annual figure was 0.03, up 20.64% from the prior year.
- Asset Utilization Ratio came in at 0.04 for Q2 2026 at Ponce Financial, roughly flat from 0.04 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.06 in Q1 2022 to a low of 0.03 in Q3 2024.
- Average Asset Utilization Ratio over 5 years is 0.03, with a median of 0.03 recorded in 2023.
- Year-over-year, Asset Utilization Ratio slumped 50.94% in 2023 and grew 23.85% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.03 in 2022, then decreased by 14.04% to 0.03 in 2023, then decreased by 1.61% to 0.03 in 2024, then rose by 23.85% to 0.03 in 2025, then rose by 3.17% to 0.04 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.04 in Q2 2026, 0.04 in Q1 2026, and 0.03 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.04 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.03 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.04 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.05 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.00 |
| 10 | Ponce Financial | 491.26 Mn | 351.25 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.06 |
API Access
Ponce Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "PDLB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=PDLB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();