Prosperity Bancshares (PB) Interest Coverage Ratio (2009 - 2026)
Prosperity Bancshares' (PB) quarterly Interest Coverage Ratio came in at 2.2 in Q1 2026, down 1.17% year-on-year from 2.23 in Q1 2025, and down 14.5% quarter-over-quarter from 2.58 in Q4 2025.
Prosperity Bancshares (PB) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Prosperity Bancshares' Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.2 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 1.17% year-over-year to 2.2 in Q1 2026; TTM through Mar 2026 was 2.39, a 26.75% increase from a year earlier, with the FY2025 full-year figure at 2.39, up 17.86% from the prior year.
- Interest Coverage Ratio eased to 2.2 in Q1 2026 per PB's latest filing, from 2.58 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 18.48 in Q2 2022 and bottomed at 1.6 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 2.23 (2025), against an average of 4.65.
- Across the five-year window, Interest Coverage Ratio surged 78.3% in 2022 and plunged 89.71% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 4.28 in 2022, then sank by 56.26% to 1.87 in 2023, then dropped by 14.31% to 1.6 in 2024, then soared by 60.87% to 2.58 in 2025, then retreated by 14.5% to 2.2 in 2026.
- Per Business Quant, the three latest PB Interest Coverage Ratio figures stand at 2.2 (Q1 2026), 2.58 (Q4 2025), and 2.41 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Prosperity Bancshares | 7.33 Bn | 5.77 Bn | - | 2.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.20 |
| Dec 31, 2025 | 2.58 |
| Sep 30, 2025 | 2.41 |
| Jun 30, 2025 | 2.38 |
| Mar 31, 2025 | 2.23 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 2.04 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.98 |
| Dec 31, 2023 | 1.87 |
| Sep 30, 2023 | 2.01 |
| Jun 30, 2023 | 1.90 |
| Mar 31, 2023 | 2.89 |
| Dec 31, 2022 | 4.28 |
| Sep 30, 2022 | 10.17 |
| Jun 30, 2022 | 18.48 |
| Mar 31, 2022 | 18.03 |
| Dec 31, 2021 | 24.31 |
| Sep 30, 2021 | 14.88 |
| Jun 30, 2021 | 11.73 |