Paymentus Holdings (PAY) FCF Margin (2020 - 2026)
Paymentus Holdings' FCF Margin was 13.51% in Q2 2026, up 2.32 percentage points from 11.20% a year earlier and up 5.04 percentage points from the prior quarter.
Paymentus Holdings (PAY) FCF Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Paymentus Holdings' FCF Margin was 11.70% through Jun 30, 2026, up 0.57 percentage points year-over-year; for FY2025, it was 13.52%, up 6.27 percentage points from FY2024.
- FCF Margin shows a five-year change of +1.87 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 7.25% in FY2024 (-3.86 pp), 11.10% in FY2023 (+7.36 pp), 3.74% in FY2022 (-0.94 pp) and 4.68% in FY2021 (-6.97 pp).
- Quarterly FCF Margin has moved between -1.81% (Q3 2022) and 18.30% (Q1 2025) over five years.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +1.08 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q2 2023 (a gain of 14.60 percentage points); the worst was Q1 2026 (a drop of 9.83 percentage points).
- Per Business Quant data, PAY's FCF Margin in the three quarters before Q2 2026 was 8.47% (Q1 2026), 13.63% (Q4 2025) and 11.25% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 48.42 Bn | 7.12 Bn | - | 16.67% |
| 2 | Block | 45.61 Bn | 16.90 Bn | 3.17 Bn | 14.61% |
| 3 | Coinbase Global | 37.13 Bn | -2.51 Bn | - | 33.36% |
| 4 | Fiserv | 26.58 Bn | 23.25 Bn | 2.90 Bn | 18.61% |
| 5 | Corpay | 26.23 Bn | 16.11 Bn | - | 105.74% |
| 6 | Global Payments | 25.99 Bn | 3.78 Bn | 2.03 Bn | 12.86% |
| 7 | Guidewire Software | 13.67 Bn | 10.24 Bn | 269.68 Mn | 68.54% |
| 8 | Jack Henry & Associates | 11.62 Bn | 11.52 Bn | 273.85 Mn | 43.82% |
| 9 | Bitmine Immersion Technologies | 11.09 Bn | 8.47 Bn | 40.81 Mn | 62.27% |
| 10 | Paymentus Holdings | 4.11 Bn | 2.78 Bn | 94.31 Mn | 13.51% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.51% |
| Mar 31, 2026 | 8.47% |
| Dec 31, 2025 | 13.63% |
| Sep 30, 2025 | 11.25% |
| Jun 30, 2025 | 11.20% |
| Mar 31, 2025 | 18.30% |
| Dec 31, 2024 | 10.79% |
| Sep 30, 2024 | 2.88% |
| Jun 30, 2024 | 9.04% |
| Mar 31, 2024 | 5.86% |
| Dec 31, 2023 | 14.78% |
| Sep 30, 2023 | 8.52% |
| Jun 30, 2023 | 17.59% |
| Mar 31, 2023 | 3.17% |
| Dec 31, 2022 | 11.07% |
| Sep 30, 2022 | -1.81% |
| Jun 30, 2022 | 2.98% |
| Mar 31, 2022 | 2.33% |
| Dec 31, 2021 | -0.02% |
| Sep 30, 2021 | 6.23% |
Paymentus Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PAY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PAY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PAY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();