Royal Bank Of Canada (RY) Interest Income - Deposits (2009 - 2026)
Royal Bank Of Canada's Interest Income - Deposits was $18.67 billion in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 4.3% from $17.89 billion a year earlier and up 3.7% from the prior quarter.
Royal Bank Of Canada (RY) Interest Income - Deposits (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Royal Bank Of Canada's Interest Income - Deposits was $73.12 billion through Jul 31, 2026, up 1.3% year-over-year; for FY2025 (ended Oct 31, 2025), it was $71.79 billion, down 4.4% from FY2024.
- Interest Income - Deposits shows a five-year compound annual growth rate of 23.8% (FY2020 to FY2025).
- In earlier fiscal years, Interest Income - Deposits was $75.06 billion in FY2024 (+24.8%), $60.14 billion in FY2023 (+116.0%), $27.85 billion in FY2022 (+32.6%) and $21 billion in FY2021 (-15.1%).
- The fiscal Q3 2026 figure marks the highest quarterly Interest Income - Deposits since fiscal Q4 2024.
- Compared with a year earlier, Interest Income - Deposits was higher in three of the last eight quarters, with growth averaging 0.3%.
- The best year-over-year quarter for Interest Income - Deposits over five years was fiscal Q2 2023 (growth of 165.1%); the worst was fiscal Q3 2025 (a decline of 7.5%).
- Per Business Quant data, RY's Interest Income - Deposits in the three fiscal quarters before Q3 2026 was $18 billion (Q2 2026), $17.98 billion (Q1 2026) and $18.46 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 2.35 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | - |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | - |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 18.67 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.46 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.35 Bn |
| 10 | American Express | 204.37 Bn | -3.81 Bn | - | 452.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 18.67 Bn |
| Apr 30, 2026 | 18.00 Bn |
| Jan 31, 2026 | 17.98 Bn |
| Oct 31, 2025 | 18.46 Bn |
| Jul 31, 2025 | 17.89 Bn |
| Apr 30, 2025 | 17.05 Bn |
| Jan 31, 2025 | 18.35 Bn |
| Oct 31, 2024 | 18.85 Bn |
| Jul 31, 2024 | 19.35 Bn |
| Apr 30, 2024 | 18.39 Bn |
| Jan 31, 2024 | 18.46 Bn |
| Oct 31, 2023 | 16.85 Bn |
| Jul 31, 2023 | 16.15 Bn |
| Apr 30, 2023 | 14.18 Bn |
| Jan 31, 2023 | 12.97 Bn |
| Oct 31, 2022 | 9.78 Bn |
| Jul 31, 2022 | 7.17 Bn |
| Apr 30, 2022 | 5.35 Bn |
| Jan 31, 2022 | 5.39 Bn |
| Oct 31, 2021 | 5.06 Bn |
Royal Bank Of Canada Interest Income - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-deposits&ticker=RY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-deposits", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();