Orrstown Financial Services (ORRF) Interest Coverage Ratio (2010 - 2026)
Orrstown Financial Services (ORRF) posted Interest Coverage Ratio of 2.07 for Q1 2026, up 63.07% sequentially from 1.27 in Q4 2025, and up 11.82% YoY from 1.85 in Q1 2025.
Orrstown Financial Services (ORRF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Orrstown Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.07 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 11.82% year-over-year to 2.07 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.65 (up 19.65% YoY) and the FY2025 annual result came in at 1.99, up 53.26% from the prior year.
- Interest Coverage Ratio climbed to 2.07 in Q1 2026 per ORRF's latest filing, from 1.27 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 9.72 in Q2 2022 and troughed at 2.26 in Q3 2022.
- A 5-year average of 2.54 and a median of 1.85 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 133.97% in 2022, then jumped 201.16% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 3.47 in 2022, then sank by 47.78% to 1.81 in 2023, then retreated by 12.82% to 1.58 in 2024, then fell by 19.78% to 1.27 in 2025, then soared by 63.07% to 2.07 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.07, 1.27, and 2.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Orrstown Financial Services | 813.85 Mn | 669.01 Mn | - | 1.95 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.89 |
| Mar 31, 2026 | 2.07 |
| Dec 31, 2025 | 1.27 |
| Sep 30, 2025 | 2.06 |
| Jun 30, 2025 | 1.66 |
| Mar 31, 2025 | 1.85 |
| Dec 31, 2024 | 1.58 |
| Sep 30, 2024 | 0.68 |
| Jun 30, 2024 | 1.57 |
| Mar 31, 2024 | 1.68 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.93 |
| Jun 30, 2023 | 2.18 |
| Mar 31, 2023 | 2.43 |
| Dec 31, 2022 | 3.47 |
| Sep 30, 2022 | -2.26 |
| Jun 30, 2022 | 9.72 |
| Mar 31, 2022 | 9.53 |
| Dec 31, 2021 | 5.73 |
| Sep 30, 2021 | 6.65 |