Orrstown Financial Services (ORRF) Interest Coverage Ratio (2010 - 2026)
Orrstown Financial Services' (ORRF) Interest Coverage Ratio came in at 1.95 for Q2 2026, down 1.1% from 1.98 a year earlier and down 6.3% from the prior quarter.
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Analysis
Orrstown Financial Services (ORRF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at Orrstown Financial Services was 2.04, up 37.5% year-over-year; for FY2025, it came in at 1.99, up 53.3% from FY2024.
- In prior years, Orrstown Financial Services' Interest Coverage Ratio was 1.30 in FY2024 (-35.2%), 2.00 in FY2023 (-49.3%), 3.95 in FY2022 (-44.3%) and 7.08 in FY2021 (+133.9%).
- The Q2 2026 figure stands as the lowest quarterly Interest Coverage Ratio since Q1 2025.
- On a year-over-year basis, Interest Coverage Ratio increased in five of the last eight quarters, with growth averaging 26.0%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q3 2025, with growth of 201.2%; the weakest was Q2 2023, with a decline of 77.6%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 2.08 (Q1 2026), 2.07 (Q4 2025) and 2.06 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | Orrstown Financial Services | 815.90 Mn | 815.90 Mn | - | 1.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.95 |
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 2.07 |
| Sep 30, 2025 | 2.06 |
| Jun 30, 2025 | 1.98 |
| Mar 31, 2025 | 1.85 |
| Dec 31, 2024 | 1.58 |
| Sep 30, 2024 | 0.68 |
| Jun 30, 2024 | 1.57 |
| Mar 31, 2024 | 1.68 |
| Dec 31, 2023 | 1.69 |
| Sep 30, 2023 | 1.93 |
| Jun 30, 2023 | 2.18 |
| Mar 31, 2023 | 2.43 |
| Dec 31, 2022 | 3.58 |
| Sep 30, 2022 | -2.26 |
| Jun 30, 2022 | 9.72 |
| Mar 31, 2022 | 9.53 |
| Dec 31, 2021 | 7.44 |
| Sep 30, 2021 | 6.65 |
API Access
Orrstown Financial Services Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ORRF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "ORRF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ORRF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();