Oportun Financial (OPRT) Price to FCF (2019 - 2026)
Oportun Financial's (OPRT) quarterly Price to FCF came in at 2.55 in Q2 2026, down 20.74% on a YoY basis from 3.21 in Q2 2025, and up 17.74% quarter-over-quarter from 2.16 in Q1 2026.
Analysis
Oportun Financial (OPRT) Price to FCF (2019 - 2026) Analysis & Trends
Oportun Financial (OPRT) has reported Price to FCF for 8 consecutive years, with 2.55 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Price to FCF fell 20.74% year-over-year to 2.55; the trailing twelve-month figure through Jun 2026 stood at 0.66 (down 19.53% YoY), and the FY2025 full-year result was 0.6, up 61.41% from the prior year.
- Price to FCF grew to 2.55 in Q2 2026 per OPRT's latest filing, from 2.16 in the prior quarter.
- Across five years, Price to FCF topped out at 16.87 in Q1 2022 and bottomed at 0.97 in Q3 2024.
- Historically, Price to FCF has averaged 3.15 across 5 years, with a median of 2.23 in 2026.
- The sharpest annual moves came in 2023 and 2025: Price to FCF tumbled 88.09% in 2023, then jumped 217.74% in 2025.
- Over 5 years, Price to FCF stood at 2.4 in 2022, then sank by 44.06% to 1.34 in 2023, then rose by 22.03% to 1.64 in 2024, then soared by 39.54% to 2.29 in 2025, then grew by 11.19% to 2.55 in 2026.
- According to Business Quant data, Price to FCF over the past three periods registered 2.55, 2.16, and 2.29 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Oportun Financial | 374.95 Mn | 235.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.55 |
| Mar 31, 2026 | 2.16 |
| Dec 31, 2025 | 2.29 |
| Sep 30, 2025 | 2.93 |
| Jun 30, 2025 | 3.21 |
| Mar 31, 2025 | 2.16 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 0.97 |
| Jun 30, 2024 | 1.01 |
| Mar 31, 2024 | 1.04 |
| Dec 31, 2023 | 1.34 |
| Sep 30, 2023 | 2.46 |
| Jun 30, 2023 | 2.13 |
| Mar 31, 2023 | 2.01 |
| Dec 31, 2022 | 2.40 |
| Sep 30, 2022 | 2.66 |
| Jun 30, 2022 | 6.78 |
| Mar 31, 2022 | 16.87 |
| Dec 31, 2021 | 12.52 |
| Sep 30, 2021 | 16.33 |