Synchrony Financial (SYF) Price to FCF (2014 - 2026)
Synchrony Financial's Price to FCF was 2.31 in Q3 2026, down 12.0% from 2.62 a year earlier and down 9.4% from the prior quarter.
Analysis
Synchrony Financial (SYF) Price to FCF (2014 - 2026) Analysis & Trends
For FY2025, Price to FCF at Synchrony Financial came in at 2.94, up 14.7% from FY2024.
- In earlier years, Price to FCF was 2.56 in FY2024 (+41.7%), 1.81 in FY2023 (-15.9%), 2.15 in FY2022 (-37.5%) and 3.44 in FY2021 (+27.2%).
- The Q3 2026 figure marks the lowest quarterly Price to FCF since Q1 2025.
- Compared with a year earlier, Price to FCF was higher in seven of the last eight quarters, with growth averaging 15.8%.
- The best year-over-year quarter for Price to FCF over five years was Q4 2024 (growth of 41.7%); the worst was Q2 2022 (a decline of 52.8%).
- Per Business Quant data, SYF's Price to FCF in the three quarters before Q3 2026 was 2.55 (Q2 2026), 2.33 (Q1 2026) and 2.94 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - |
| 10 | Federal Home Loan Mortgage | 12.16 Bn | -6.58 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.31 |
| Jun 30, 2026 | 2.55 |
| Mar 31, 2026 | 2.33 |
| Dec 31, 2025 | 2.94 |
| Sep 30, 2025 | 2.62 |
| Jun 30, 2025 | 2.51 |
| Mar 31, 2025 | 2.06 |
| Dec 31, 2024 | 2.56 |
| Sep 30, 2024 | 1.98 |
| Jun 30, 2024 | 1.96 |
| Mar 31, 2024 | 1.93 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.56 |
| Jun 30, 2023 | 1.95 |
| Mar 31, 2023 | 1.73 |
| Dec 31, 2022 | 2.15 |
| Sep 30, 2022 | 1.89 |
| Jun 30, 2022 | 1.92 |
| Mar 31, 2022 | 2.65 |
| Dec 31, 2021 | 3.44 |
API Access
Synchrony Financial Price to FCF API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=price-to-fcf&ticker=SYF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "price-to-fcf", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=price-to-fcf&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();