Oportun Financial (OPRT) Interest Expenses (2018 - 2026)
Oportun Financial's (OPRT) quarterly Interest Expenses came in at $45.0 million in Q1 2026, down 10.89% YoY from $50.4 million in Q1 2025, and up 1492.42% on a QoQ basis from $2.8 million in Q4 2025.
Oportun Financial (OPRT) Interest Expenses (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Interest Expenses data on file, last reported at $45.0 million in Q1 2026.
- Quarterly Interest Expenses fell 10.89% year-over-year to $45.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $151.7 million (up 37.22% YoY) and the FY2025 annual result came in at $13.5 million, down 93.67% from the prior year.
- Interest Expenses rose to $45.0 million in Q1 2026, from $2.8 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $53.5 million in Q4 2024 to a low of -$35.8 million in Q4 2022.
- A 5-year average of $13.8 million and a median of $4.9 million in 2023 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses slumped 1042.2% — and 2024, when it soared 1521.62%.
- Tracing OPRT's Interest Expenses over 5 years: stood at -$35.8 million in 2022, then soared by 109.21% to $3.3 million in 2023, then surged by 1521.62% to $53.5 million in 2024, then tumbled by 94.72% to $2.8 million in 2025, then surged by 1492.42% to $45.0 million in 2026.
- The last three Interest Expenses figures came in at $45.0 million (Q1 2026), $2.8 million (Q4 2025), and $15.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - | 44.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.95 Mn |
| Mar 31, 2026 | 44.95 Mn |
| Dec 31, 2025 | 2.82 Mn |
| Dec 31, 2025 | 2.82 Mn |
| Sep 30, 2025 | 15.58 Mn |
| Sep 30, 2025 | 15.58 Mn |
| Jun 30, 2025 | 1.56 Mn |
| Jun 30, 2025 | 1.56 Mn |
| Mar 31, 2025 | 50.45 Mn |
| Mar 31, 2025 | 50.45 Mn |
| Dec 31, 2024 | 53.48 Mn |
| Dec 31, 2024 | 53.48 Mn |
| Sep 30, 2024 | 23.01 Mn |
| Sep 30, 2024 | 23.01 Mn |
| Jun 30, 2024 | 1.88 Mn |
| Jun 30, 2024 | 1.88 Mn |
| Mar 31, 2024 | 3.33 Mn |
| Mar 31, 2024 | 3.33 Mn |
| Dec 31, 2023 | 3.30 Mn |
| Dec 31, 2023 | 3.30 Mn |