OptimumBank Holdings (OPHC) Times Interest Earned (2014 - 2026)
OptimumBank Holdings' (OPHC) quarterly Times Interest Earned came in at 2.26 in Q2 2026, up 18.32% year-over-year from 1.91 in Q2 2025, and up 13.47% quarter-over-quarter from 1.99 in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Times Interest Earned (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Times Interest Earned for 12 consecutive years, with 2.26 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 18.32% year-over-year to 2.26 in Q2 2026; TTM through Jun 2026 was 2.13, a 15.82% increase from a year earlier, with the FY2025 full-year figure at 2.02, up 18.25% from the prior year.
- Times Interest Earned was 2.26 for Q2 2026 at OptimumBank Holdings, up from 1.99 in the prior quarter.
- Over five years, Times Interest Earned peaked at 5.85 in Q1 2022 and troughed at 1.56 in Q1 2024.
- A 5-year average of 2.28 and a median of 1.87 in 2022 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned surged 160.39% in 2022 and plunged 72.16% in 2023, its largest moves.
- Over 5 years, Times Interest Earned stood at 1.88 in 2022, then dropped by 1.9% to 1.85 in 2023, then slipped by 1.07% to 1.83 in 2024, then gained by 18.09% to 2.16 in 2025, then rose by 4.53% to 2.26 in 2026.
- The last three Times Interest Earned figures came in at 2.26 (Q2 2026), 1.99 (Q1 2026), and 2.16 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 2.26 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 |
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 2.16 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.91 |
| Mar 31, 2025 | 1.93 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.56 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.58 |
| Jun 30, 2023 | 1.68 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 1.88 |
| Sep 30, 2022 | 1.76 |
| Jun 30, 2022 | 5.65 |
| Mar 31, 2022 | 5.85 |
| Dec 31, 2021 | 6.15 |
| Sep 30, 2021 | 5.41 |
API Access
OptimumBank Holdings Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();