OptimumBank Holdings, Inc. (OPHC) Times Interest Earned (2014 - 2026)
OptimumBank Holdings' Times Interest Earned was 2.26 in Q2 2026, up 18.3% from 1.91 a year earlier and up 13.5% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Times Interest Earned (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, OptimumBank Holdings' Times Interest Earned was 2.13 through Jun 30, 2026, up 15.8% year-over-year; for FY2025, it was 2.02, up 18.3% from FY2024.
- In earlier years, Times Interest Earned was 1.71 in FY2024 (+0.4%), 1.70 in FY2023 (-27.1%), 2.33 in FY2022 (-43.3%) and 4.12 in FY2021 (+654.7%).
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q2 2022.
- Compared with a year earlier, Times Interest Earned has increased for six straight quarters, with growth averaging 12.8% over the last eight quarters.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2021 (growth of 199.9%); the worst was Q1 2023 (a decline of 72.2%).
- Per Business Quant data, OPHC's Times Interest Earned in the three quarters before Q2 2026 was 1.99 (Q1 2026), 2.16 (Q4 2025) and 2.07 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 |
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 2.16 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.91 |
| Mar 31, 2025 | 1.93 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.56 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.58 |
| Jun 30, 2023 | 1.68 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 1.88 |
| Sep 30, 2022 | 1.76 |
| Jun 30, 2022 | 5.65 |
| Mar 31, 2022 | 5.85 |
| Dec 31, 2021 | 6.15 |
| Sep 30, 2021 | 5.41 |
API Access
OptimumBank Holdings, Inc. Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();