OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026)
OptimumBank Holdings (OPHC) reported Interest Expense - Deposits of $6.2 million for Q1 2026, up 17.01% year-over-year from $5.3 million in Q1 2025, and up 11.06% quarter-over-quarter from $5.6 million in Q4 2025.
OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has 17 years of Interest Expense - Deposits data on file, last reported at $6.2 million in Q1 2026.
- Interest Expense - Deposits for Q1 2026 came in at $6.2 million, up 17.01% year-over-year; the trailing twelve-month figure through Mar 2026 was $22.3 million (down 3.59% YoY), and the FY2025 annual result was $21.4 million, down 6.66% from the prior year.
- Interest Expense - Deposits improved to $6.2 million in Q1 2026 per OPHC's latest filing, from $5.6 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $6.2 million in Q1 2026 and troughed at $170000.0 in Q2 2022.
- A 5-year average of $3.8 million and a median of $5.1 million in 2024 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits soared 1403.53% in 2023, then slipped 11.56% in 2025.
- A 5-year view of Interest Expense - Deposits shows it stood at $2.1 million in 2022, then surged by 80.73% to $3.8 million in 2023, then surged by 59.26% to $6.0 million in 2024, then fell by 7.38% to $5.6 million in 2025, then increased by 11.06% to $6.2 million in 2026.
- Business Quant data shows OPHC's Interest Expense - Deposits at $6.2 million in Q1 2026, $5.6 million in Q4 2025, and $5.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | OptimumBank Holdings | 66.34 Mn | -73.68 Mn | - | 6.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.18 Mn |
| Dec 31, 2025 | 5.56 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.32 Mn |
| Mar 31, 2025 | 5.28 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | 5.96 Mn |
| Jun 30, 2024 | 5.92 Mn |
| Mar 31, 2024 | 5.08 Mn |
| Dec 31, 2023 | 3.77 Mn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.56 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 2.09 Mn |
| Sep 30, 2022 | 803,000.00 |
| Jun 30, 2022 | 170,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | 171,000.00 |
| Sep 30, 2021 | 146,000.00 |
| Jun 30, 2021 | 153,000.00 |