OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026)

OptimumBank Holdings (OPHC) reported Interest Expense - Deposits of $6.2 million for Q1 2026, up 17.01% year-over-year from $5.3 million in Q1 2025, and up 11.06% quarter-over-quarter from $5.6 million in Q4 2025.

OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has 17 years of Interest Expense - Deposits data on file, last reported at $6.2 million in Q1 2026.

  • Interest Expense - Deposits for Q1 2026 came in at $6.2 million, up 17.01% year-over-year; the trailing twelve-month figure through Mar 2026 was $22.3 million (down 3.59% YoY), and the FY2025 annual result was $21.4 million, down 6.66% from the prior year.
  • Interest Expense - Deposits improved to $6.2 million in Q1 2026 per OPHC's latest filing, from $5.6 million in the prior quarter.
  • Over five years, Interest Expense - Deposits peaked at $6.2 million in Q1 2026 and troughed at $170000.0 in Q2 2022.
  • A 5-year average of $3.8 million and a median of $5.1 million in 2024 frame the typical range for Interest Expense - Deposits.
  • The sharpest annual moves came in 2023 and 2025: Interest Expense - Deposits soared 1403.53% in 2023, then slipped 11.56% in 2025.
  • A 5-year view of Interest Expense - Deposits shows it stood at $2.1 million in 2022, then surged by 80.73% to $3.8 million in 2023, then surged by 59.26% to $6.0 million in 2024, then fell by 7.38% to $5.6 million in 2025, then increased by 11.06% to $6.2 million in 2026.
  • Business Quant data shows OPHC's Interest Expense - Deposits at $6.2 million in Q1 2026, $5.6 million in Q4 2025, and $5.3 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 OptimumBank Holdings 66.34 Mn -73.68 Mn - 6.18 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 6.18 Mn
Dec 31, 2025 5.56 Mn
Sep 30, 2025 5.27 Mn
Jun 30, 2025 5.32 Mn
Mar 31, 2025 5.28 Mn
Dec 31, 2024 6.00 Mn
Sep 30, 2024 5.96 Mn
Jun 30, 2024 5.92 Mn
Mar 31, 2024 5.08 Mn
Dec 31, 2023 3.77 Mn
Sep 30, 2023 2.84 Mn
Jun 30, 2023 2.56 Mn
Mar 31, 2023 2.43 Mn
Dec 31, 2022 2.09 Mn
Sep 30, 2022 803,000.00
Jun 30, 2022 170,000.00
Mar 31, 2022 175,000.00
Dec 31, 2021 171,000.00
Sep 30, 2021 146,000.00
Jun 30, 2021 153,000.00