OptimumBank Holdings, Inc. (OPHC) Interest Expense - Deposits (2010 - 2026)
OptimumBank Holdings (OPHC) reported Interest Expense - Deposits of $6.63 million for Q2 2026, up 24.6% from $5.32 million a year earlier and up 7.4% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, OptimumBank Holdings' Interest Expense - Deposits came in at $23.64 million, up 4.8% year-over-year; for FY2025, it was $21.43 million, down 6.7% from FY2024.
- Interest Expense - Deposits has a five-year compound annual growth rate of 75.8% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $22.96 million in FY2024 (+98.0%), $11.6 million in FY2023 (+258.7%), $3.23 million in FY2022 (+396.8%) and $651,000 in FY2021 (-49.0%).
- The Q2 2026 figure ranks as the highest quarterly Interest Expense - Deposits in data going back to Q2 2010.
- Year over year, Interest Expense - Deposits gained in five of the last eight quarters, with growth averaging 23.2%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q3 2022 (growth of 450.0%); the low point was Q3 2021 (a decline of 49.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $6.18 million (Q1 2026), $5.56 million (Q4 2025) and $5.27 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.63 Mn |
| Mar 31, 2026 | 6.18 Mn |
| Dec 31, 2025 | 5.56 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.32 Mn |
| Mar 31, 2025 | 5.28 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | 5.96 Mn |
| Jun 30, 2024 | 5.92 Mn |
| Mar 31, 2024 | 5.08 Mn |
| Dec 31, 2023 | 3.77 Mn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.56 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 2.09 Mn |
| Sep 30, 2022 | 803,000.00 |
| Jun 30, 2022 | 170,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | 171,000.00 |
| Sep 30, 2021 | 146,000.00 |
API Access
OptimumBank Holdings, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();