OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026)
OptimumBank Holdings (OPHC) reported Interest Expense - Deposits of $6.2 million for Q1 2026, up 17.01% year-over-year from $5.3 million in Q1 2025, and up 11.06% on a QoQ basis from $5.6 million in Q4 2025.
OptimumBank Holdings (OPHC) has 17 years of Interest Expense - Deposits data on file, last reported at $6.2 million in Q1 2026.
- Quarterly Interest Expense - Deposits rose 17.01% year-over-year to $6.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $22.3 million (down 3.59% YoY) and the FY2025 annual result came in at $21.4 million, down 6.66% from the prior year.
- Interest Expense - Deposits rose to $6.2 million in Q1 2026 per OPHC's latest filing, from $5.6 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $6.2 million in Q1 2026 and bottomed at $170000.0 in Q2 2022.
- The 5-year median for Interest Expense - Deposits is $5.1 million (2024), against an average of $3.8 million.
- The widest annual swing landed in 2023, when Interest Expense - Deposits jumped 1403.53%; it then retreated 11.56% in 2025.
- Tracing OPHC's Interest Expense - Deposits over 5 years: stood at $2.1 million in 2022, then soared by 80.73% to $3.8 million in 2023, then soared by 59.26% to $6.0 million in 2024, then dropped by 7.38% to $5.6 million in 2025, then climbed by 11.06% to $6.2 million in 2026.
- Per Business Quant, the three latest OPHC Interest Expense - Deposits figures stand at $6.2 million (Q1 2026), $5.6 million (Q4 2025), and $5.3 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 4.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.74 Bn |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 6.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.18 Mn |
| Dec 31, 2025 | 5.56 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.32 Mn |
| Mar 31, 2025 | 5.28 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | 5.96 Mn |
| Jun 30, 2024 | 5.92 Mn |
| Mar 31, 2024 | 5.08 Mn |
| Dec 31, 2023 | 3.77 Mn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.56 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 2.09 Mn |
| Sep 30, 2022 | 803,000.00 |
| Jun 30, 2022 | 170,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | 171,000.00 |
| Sep 30, 2021 | 146,000.00 |
| Jun 30, 2021 | 153,000.00 |
| Mar 31, 2021 | 181,000.00 |
| Dec 31, 2020 | 230,000.00 |
| Sep 30, 2020 | 290,000.00 |
| Jun 30, 2020 | 355,000.00 |
| Mar 31, 2020 | 402,000.00 |
| Dec 31, 2019 | 446,000.00 |
| Sep 30, 2019 | 408,000.00 |
| Jun 30, 2019 | 360,000.00 |
| Mar 31, 2019 | 289,000.00 |
| Dec 31, 2018 | 198,000.00 |
| Sep 30, 2018 | 107,000.00 |
| Jun 30, 2018 | 95,000.00 |
| Mar 31, 2018 | 112,000.00 |
| Dec 31, 2017 | 150,000.00 |
| Sep 30, 2017 | 167,000.00 |
| Jun 30, 2017 | 176,000.00 |
| Mar 31, 2017 | 180,000.00 |
| Dec 31, 2016 | 178,000.00 |
| Sep 30, 2016 | 181,000.00 |
| Jun 30, 2016 | 186,000.00 |
| Mar 31, 2016 | 182,000.00 |
| Dec 31, 2015 | 169,000.00 |
| Sep 30, 2015 | 162,000.00 |
| Jun 30, 2015 | 162,000.00 |
| Mar 31, 2015 | 155,000.00 |
| Dec 31, 2014 | 150,000.00 |
| Sep 30, 2014 | 154,000.00 |
| Jun 30, 2014 | 173,000.00 |
| Mar 31, 2014 | 185,000.00 |
| Dec 31, 2013 | 193,000.00 |
| Sep 30, 2013 | 201,000.00 |
| Jun 30, 2013 | 219,000.00 |
| Mar 31, 2013 | 229,000.00 |
| Dec 31, 2012 | 255,000.00 |
| Sep 30, 2012 | 848,000.00 |
| Jun 30, 2012 | 285,000.00 |
| Mar 31, 2012 | 291,000.00 |
| Dec 31, 2011 | 393,000.00 |
| Sep 30, 2011 | 1.49 Mn |
| Jun 30, 2011 | 498,000.00 |
| Mar 31, 2011 | 550,000.00 |
| Dec 31, 2010 | 602,000.00 |
| Sep 30, 2010 | 725,000.00 |
| Jun 30, 2010 | 698,000.00 |