OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Interest Expense - Deposits came in at $6.6 million in Q2 2026, up 24.63% year-over-year from $5.3 million in Q2 2025, and up 7.4% quarter-over-quarter from $6.2 million in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Expense - Deposits for 17 consecutive years, with $6.6 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expense - Deposits rose 24.63% year-over-year to $6.6 million in Q2 2026; TTM through Jun 2026 was $23.6 million, a 4.77% increase from a year earlier, with the FY2025 full-year figure at $21.4 million, down 6.66% from the prior year.
- Interest Expense - Deposits was $6.6 million for Q2 2026 at OptimumBank Holdings, up from $6.2 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $6.6 million in Q2 2026 and troughed at $170000.0 in Q2 2022.
- A 5-year average of $4.0 million and a median of $5.2 million in 2024 frame the typical range for Interest Expense - Deposits.
- Across the five-year window, Interest Expense - Deposits surged 1403.53% in 2023 and decreased 11.56% in 2025, its largest moves.
- Over 5 years, Interest Expense - Deposits stood at $2.1 million in 2022, then jumped by 80.73% to $3.8 million in 2023, then jumped by 59.26% to $6.0 million in 2024, then declined by 7.38% to $5.6 million in 2025, then gained by 19.28% to $6.6 million in 2026.
- The last three Interest Expense - Deposits figures came in at $6.6 million (Q2 2026), $6.2 million (Q1 2026), and $5.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 385.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 600.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 881.00 Mn |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 6.63 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.63 Mn |
| Mar 31, 2026 | 6.18 Mn |
| Dec 31, 2025 | 5.56 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.32 Mn |
| Mar 31, 2025 | 5.28 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | 5.96 Mn |
| Jun 30, 2024 | 5.92 Mn |
| Mar 31, 2024 | 5.08 Mn |
| Dec 31, 2023 | 3.77 Mn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.56 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 2.09 Mn |
| Sep 30, 2022 | 803,000.00 |
| Jun 30, 2022 | 170,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | 171,000.00 |
| Sep 30, 2021 | 146,000.00 |
API Access
OptimumBank Holdings Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();