OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Interest Expense - Deposits of $6.2 million for Q1 2026, up 17.01% year-over-year from $5.3 million in Q1 2025, and up 11.06% quarter-over-quarter from $5.6 million in Q4 2025.
OptimumBank Holdings (OPHC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Interest Expense - Deposits for 17 consecutive years, with $6.2 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 17.01% year-over-year to $6.2 million; the TTM figure through Mar 2026 stood at $22.3 million (down 3.59% YoY), while the FY2025 annual figure was $21.4 million, down 6.66% from the prior year.
- Interest Expense - Deposits advanced to $6.2 million in Q1 2026 per OPHC's latest filing, from $5.6 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $6.2 million in Q1 2026 and bottomed at $170000.0 in Q2 2022.
- Historically, Interest Expense - Deposits has averaged $3.8 million across 5 years, with a median of $5.1 million in 2024.
- Annual changes were most pronounced in 2023 — Interest Expense - Deposits soared 1403.53% — and 2025, when it slipped 11.56%.
- OptimumBank Holdings' Interest Expense - Deposits stood at $2.1 million in 2022, then soared by 80.73% to $3.8 million in 2023, then soared by 59.26% to $6.0 million in 2024, then retreated by 7.38% to $5.6 million in 2025, then rose by 11.06% to $6.2 million in 2026.
- Business Quant data shows OPHC's Interest Expense - Deposits at $6.2 million in Q1 2026, $5.6 million in Q4 2025, and $5.3 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | OptimumBank Holdings | 112.44 Mn | -33.80 Mn | - | 6.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.63 Mn |
| Mar 31, 2026 | 6.18 Mn |
| Dec 31, 2025 | 5.56 Mn |
| Sep 30, 2025 | 5.27 Mn |
| Jun 30, 2025 | 5.32 Mn |
| Mar 31, 2025 | 5.28 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | 5.96 Mn |
| Jun 30, 2024 | 5.92 Mn |
| Mar 31, 2024 | 5.08 Mn |
| Dec 31, 2023 | 3.77 Mn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.56 Mn |
| Mar 31, 2023 | 2.43 Mn |
| Dec 31, 2022 | 2.09 Mn |
| Sep 30, 2022 | 803,000.00 |
| Jun 30, 2022 | 170,000.00 |
| Mar 31, 2022 | 175,000.00 |
| Dec 31, 2021 | 171,000.00 |
| Sep 30, 2021 | 146,000.00 |