OptimumBank Holdings (OPHC) Interest Coverage Ratio (2014 - 2026)
OptimumBank Holdings (OPHC) reported Interest Coverage Ratio of 1.99 for Q1 2026, up 3.03% year-over-year from 1.93 in Q1 2025, and down 7.88% on a QoQ basis from 2.16 in Q4 2025.
OptimumBank Holdings (OPHC) has 12 years of Interest Coverage Ratio data on file, last reported at 1.99 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 3.03% year-over-year to 1.99 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.03 (up 13.51% YoY) and the FY2025 annual result came in at 0.21, up 44.06% from the prior year.
- Interest Coverage Ratio declined to 1.99 in Q1 2026 per OPHC's latest filing, from 2.16 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.85 in Q1 2022 and bottomed at 1.56 in Q1 2024.
- The 5-year median for Interest Coverage Ratio is 1.85 (2023), against an average of 2.28.
- The widest annual swing landed in 2022, when Interest Coverage Ratio jumped 160.39%; it then sank 72.16% in 2023.
- Tracing OPHC's Interest Coverage Ratio over 5 years: stood at 1.88 in 2022, then slipped by 1.9% to 1.85 in 2023, then decreased by 1.07% to 1.83 in 2024, then rose by 18.09% to 2.16 in 2025, then decreased by 7.88% to 1.99 in 2026.
- Per Business Quant, the three latest OPHC Interest Coverage Ratio figures stand at 1.99 (Q1 2026), 2.16 (Q4 2025), and 2.07 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 1.99 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 2.16 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.91 |
| Mar 31, 2025 | 1.93 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.56 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.58 |
| Jun 30, 2023 | 1.68 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 1.88 |
| Sep 30, 2022 | 1.76 |
| Jun 30, 2022 | 5.65 |
| Mar 31, 2022 | 5.85 |
| Dec 31, 2021 | 6.15 |
| Sep 30, 2021 | 5.41 |
| Jun 30, 2021 | 2.90 |
| Mar 31, 2021 | 2.25 |
| Dec 31, 2020 | 2.05 |
| Sep 30, 2020 | -0.28 |
| Jun 30, 2020 | 0.27 |
| Mar 31, 2020 | 0.39 |
| Dec 31, 2019 | 0.57 |
| Sep 30, 2019 | 0.48 |
| Jun 30, 2019 | 0.13 |
| Mar 31, 2019 | 0.56 |
| Dec 31, 2018 | -0.63 |
| Sep 30, 2018 | 0.37 |
| Jun 30, 2018 | 7.68 |
| Mar 31, 2018 | -0.10 |
| Dec 31, 2016 | 0.67 |
| Sep 30, 2016 | 1.08 |
| Dec 31, 2015 | 0.86 |
| Sep 30, 2015 | -0.23 |
| Dec 31, 2014 | 1.05 |
| Sep 30, 2014 | 0.64 |