OptimumBank Holdings (OPHC) Interest Coverage Ratio (2014 - 2026)
OptimumBank Holdings (OPHC) reported Interest Coverage Ratio of 1.99 for Q1 2026, up 3.03% year-over-year from 1.93 in Q1 2025, and down 7.88% quarter-over-quarter from 2.16 in Q4 2025.
OptimumBank Holdings (OPHC) Interest Coverage Ratio (2014 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has 12 years of Interest Coverage Ratio data on file, last reported at 1.99 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.99, up 3.03% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.03 (up 13.51% YoY), and the FY2025 annual result was 0.21, up 44.06% from the prior year.
- Interest Coverage Ratio eased to 1.99 in Q1 2026 per OPHC's latest filing, from 2.16 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.85 in Q1 2022 and troughed at 1.56 in Q1 2024.
- A 5-year average of 2.28 and a median of 1.85 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 160.39% in 2022, then tumbled 72.16% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 1.88 in 2022, then declined by 1.9% to 1.85 in 2023, then dropped by 1.07% to 1.83 in 2024, then advanced by 18.09% to 2.16 in 2025, then dropped by 7.88% to 1.99 in 2026.
- Business Quant data shows OPHC's Interest Coverage Ratio at 1.99 in Q1 2026, 2.16 in Q4 2025, and 2.07 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | OptimumBank Holdings | 68.85 Mn | -71.16 Mn | - | 1.99 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.99 |
| Dec 31, 2025 | 2.16 |
| Sep 30, 2025 | 2.07 |
| Jun 30, 2025 | 1.91 |
| Mar 31, 2025 | 1.93 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 1.56 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.58 |
| Jun 30, 2023 | 1.68 |
| Mar 31, 2023 | 1.63 |
| Dec 31, 2022 | 1.88 |
| Sep 30, 2022 | 1.76 |
| Jun 30, 2022 | 5.65 |
| Mar 31, 2022 | 5.85 |
| Dec 31, 2021 | 6.15 |
| Sep 30, 2021 | 5.41 |
| Jun 30, 2021 | 2.90 |