OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026)

OptimumBank Holdings (OPHC) reported FCF Margin of 49.63% for Q1 2026, up 2286.0% year-over-year from 2.08% in Q1 2025, and up 6.69% quarter-over-quarter from 46.51% in Q4 2025.

OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026) Analysis & Trends

OptimumBank Holdings (OPHC) has 17 years of FCF Margin data on file, last reported at 49.63% in Q1 2026.

  • FCF Margin for Q1 2026 came in at 49.63%, up 2286.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 40.1% (up 305.0% YoY), and the FY2025 annual result was 34.33%, down 285.0% from the prior year.
  • FCF Margin climbed to 49.63% in Q1 2026 per OPHC's latest filing, from 46.51% in the prior quarter.
  • Over five years, FCF Margin peaked at 81.76% in Q2 2023 and troughed at 3.65% in Q1 2023.
  • A 5-year average of 37.6% and a median of 41.24% in 2022 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin soared 9418 bps in 2022, then slumped 6258 bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 64.53% in 2022, then tumbled by 97 bps to 1.95% in 2023, then soared by 2750 bps to 55.69% in 2024, then fell by 16 bps to 46.51% in 2025, then rose by 7 bps to 49.63% in 2026.
  • Business Quant data shows OPHC's FCF Margin at 49.63% in Q1 2026, 46.51% in Q4 2025, and 14.65% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 OptimumBank Holdings 66.34 Mn -73.68 Mn - 49.63%

Historic Data

Download Data
DateValue
Mar 31, 2026 49.63%
Dec 31, 2025 46.51%
Sep 30, 2025 14.65%
Jun 30, 2025 48.52%
Mar 31, 2025 26.76%
Dec 31, 2024 55.69%
Sep 30, 2024 38.27%
Jun 30, 2024 27.53%
Mar 31, 2024 25.42%
Dec 31, 2023 1.95%
Sep 30, 2023 15.56%
Jun 30, 2023 81.76%
Mar 31, 2023 -3.65%
Dec 31, 2022 64.53%
Sep 30, 2022 44.21%
Jun 30, 2022 60.70%
Mar 31, 2022 41.24%
Dec 31, 2021 98.73%
Sep 30, 2021 -49.97%
Jun 30, 2021 44.66%