OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly FCF Margin of 49.63% for Q1 2026, up 2286.0% year-over-year from 2.08% in Q1 2025, and up 22.15% quarter-over-quarter from 40.63% in Q4 2025.
OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported FCF Margin for 17 consecutive years, with 49.63% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin rose 2286.0% year-over-year to 49.63%; the TTM figure through Mar 2026 stood at 39.31% (up 170.0% YoY), while the FY2025 annual figure was 34.33%, down 569.0% from the prior year.
- FCF Margin grew to 49.63% in Q1 2026 per OPHC's latest filing, from 40.63% in the prior quarter.
- Across five years, FCF Margin topped out at 85.16% in Q2 2023 and bottomed at 3.65% in Q1 2023.
- Historically, FCF Margin has averaged 37.63% across 5 years, with a median of 40.63% in 2025.
- Annual changes were most pronounced in 2022 — FCF Margin jumped 9803 bps — and 2024, when it plunged 5649 bps.
- OptimumBank Holdings' FCF Margin stood at 55.44% in 2022, then slumped by 96 bps to 2.05% in 2023, then jumped by 2678 bps to 56.93% in 2024, then fell by 29 bps to 40.63% in 2025, then advanced by 22 bps to 49.63% in 2026.
- Business Quant data shows OPHC's FCF Margin at 49.63% in Q1 2026, 40.63% in Q4 2025, and 15.74% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.07 Bn | 84.87 Bn | - | - |
| 2 | Pnc Financial Services | 97.81 Bn | 97.81 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.06 Bn | -81.25 Bn | - | - |
| 7 | Nu Holdings | 71.33 Bn | 57.64 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.62 Bn | 61.62 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | - |
| 10 | OptimumBank Holdings | 111.84 Mn | -34.40 Mn | - | 57.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 57.08% |
| Mar 31, 2026 | 49.63% |
| Dec 31, 2025 | 40.63% |
| Sep 30, 2025 | 15.74% |
| Jun 30, 2025 | 48.52% |
| Mar 31, 2025 | 26.76% |
| Dec 31, 2024 | 56.93% |
| Sep 30, 2024 | 38.27% |
| Jun 30, 2024 | 28.66% |
| Mar 31, 2024 | 25.88% |
| Dec 31, 2023 | 2.05% |
| Sep 30, 2023 | 16.30% |
| Jun 30, 2023 | 85.16% |
| Mar 31, 2023 | -3.65% |
| Dec 31, 2022 | 55.44% |
| Sep 30, 2022 | 44.90% |
| Jun 30, 2022 | 67.19% |
| Mar 31, 2022 | 41.25% |
| Dec 31, 2021 | 98.73% |
| Sep 30, 2021 | -53.14% |