OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly FCF Margin came in at 57.08% in Q2 2026, up 856.0% year-over-year from 5.97% in Q2 2025, and up 15.02% quarter-over-quarter from 49.63% in Q1 2026.
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OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported FCF Margin for 17 consecutive years, with 57.08% the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Margin rose 856.0% year-over-year to 57.08% in Q2 2026; TTM through Jun 2026 was 43.33%, a 87.0% increase from a year earlier, with the FY2025 full-year figure at 34.33%, down 285.0% from the prior year.
- FCF Margin was 57.08% for Q2 2026 at OptimumBank Holdings, up from 49.63% in the prior quarter.
- Over five years, FCF Margin peaked at 81.76% in Q2 2023 and troughed at 3.65% in Q1 2023.
- A 5-year average of 38.69% and a median of 42.72% in 2022 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin surged 9418 bps in 2022 and tumbled 6258 bps in 2023, its largest moves.
- Over 5 years, FCF Margin stood at 64.53% in 2022, then plunged by 97 bps to 1.95% in 2023, then surged by 2750 bps to 55.69% in 2024, then declined by 16 bps to 46.51% in 2025, then rose by 23 bps to 57.08% in 2026.
- The last three FCF Margin figures came in at 57.08% (Q2 2026), 49.63% (Q1 2026), and 46.51% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 57.08% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 57.08% |
| Mar 31, 2026 | 49.63% |
| Dec 31, 2025 | 46.51% |
| Sep 30, 2025 | 14.65% |
| Jun 30, 2025 | 48.52% |
| Mar 31, 2025 | 26.76% |
| Dec 31, 2024 | 55.69% |
| Sep 30, 2024 | 38.27% |
| Jun 30, 2024 | 27.53% |
| Mar 31, 2024 | 25.42% |
| Dec 31, 2023 | 1.95% |
| Sep 30, 2023 | 15.56% |
| Jun 30, 2023 | 81.76% |
| Mar 31, 2023 | -3.65% |
| Dec 31, 2022 | 64.53% |
| Sep 30, 2022 | 44.21% |
| Jun 30, 2022 | 60.70% |
| Mar 31, 2022 | 41.24% |
| Dec 31, 2021 | 98.73% |
| Sep 30, 2021 | -49.97% |
API Access
OptimumBank Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();