OptimumBank Holdings (OPHC) FCF Margin (2010 - 2026)

OptimumBank Holdings (OPHC) reported FCF Margin of 49.63% for Q1 2026, up 2286.0% year-over-year from 2.08% in Q1 2025, and up 6.69% on a QoQ basis from 46.51% in Q4 2025.

OptimumBank Holdings (OPHC) has 17 years of FCF Margin data on file, last reported at 49.63% in Q1 2026.

  • Quarterly FCF Margin rose 2286.0% year-over-year to 49.63% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 40.1% (up 305.0% YoY) and the FY2025 annual result came in at 34.33%, down 285.0% from the prior year.
  • FCF Margin improved to 49.63% in Q1 2026 per OPHC's latest filing, from 46.51% in the prior quarter.
  • Across five years, FCF Margin topped out at 81.76% in Q2 2023 and bottomed at 3.65% in Q1 2023.
  • The 5-year median for FCF Margin is 41.24% (2022), against an average of 37.6%.
  • The widest annual swing landed in 2022, when FCF Margin jumped 9418 bps; it then plunged 6258 bps in 2023.
  • Tracing OPHC's FCF Margin over 5 years: stood at 64.53% in 2022, then sank by 97 bps to 1.95% in 2023, then jumped by 2750 bps to 55.69% in 2024, then dropped by 16 bps to 46.51% in 2025, then grew by 7 bps to 49.63% in 2026.
  • Per Business Quant, the three latest OPHC FCF Margin figures stand at 49.63% (Q1 2026), 46.51% (Q4 2025), and 14.65% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 OptimumBank Holdings 66.22 Mn -73.80 Mn - 49.63%

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 49.63%
Dec 31, 2025 46.51%
Sep 30, 2025 14.65%
Jun 30, 2025 48.52%
Mar 31, 2025 26.76%
Dec 31, 2024 55.69%
Sep 30, 2024 38.27%
Jun 30, 2024 27.53%
Mar 31, 2024 25.42%
Dec 31, 2023 1.95%
Sep 30, 2023 15.56%
Jun 30, 2023 81.76%
Mar 31, 2023 -3.65%
Dec 31, 2022 64.53%
Sep 30, 2022 44.21%
Jun 30, 2022 60.70%
Mar 31, 2022 41.24%
Dec 31, 2021 98.73%
Sep 30, 2021 -49.97%
Jun 30, 2021 44.66%
Mar 31, 2021 10.79%
Dec 31, 2020 34.87%
Sep 30, 2020 -99.65%
Jun 30, 2020 -50.21%
Mar 31, 2020 -16.09%
Dec 31, 2019 26.05%
Sep 30, 2019 -103.72%
Jun 30, 2019 -35.36%
Mar 31, 2019 -29.64%
Dec 31, 2018 -53.59%
Sep 30, 2018 -1.00%
Jun 30, 2018 41.36%
Mar 31, 2018 -15.54%
Dec 31, 2017 1.04%
Sep 30, 2017 6.60%
Jun 30, 2017 43.26%
Mar 31, 2017 6.29%
Dec 31, 2016 33.12%
Sep 30, 2016 22.20%
Jun 30, 2016 -4.54%
Mar 31, 2016 7.08%
Dec 31, 2015 -22.41%
Sep 30, 2015 22.25%
Jun 30, 2015 26.71%
Mar 31, 2015 31.41%
Dec 31, 2014 -15.66%
Sep 30, 2014 -11.26%
Jun 30, 2014 62.38%
Mar 31, 2014 14.01%
Dec 31, 2013 -184.46%
Sep 30, 2013 -10.21%
Jun 30, 2013 -8.84%
Mar 31, 2013 -89.53%
Dec 31, 2012 -107.53%
Sep 30, 2012 -32.48%
Jun 30, 2012 -5.80%
Mar 31, 2012 -173.93%
Dec 31, 2011 115.19%
Sep 30, 2011 -163.65%
Jun 30, 2011 -54.93%
Mar 31, 2011 -1.85%
Dec 31, 2010 -122.34%
Sep 30, 2010 316.69%