OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026)
OptimumBank Holdings (OPHC) posted quarterly Debt Ratio of 0.03 for Q1 2026, up 208.17% year-over-year from 0.01 in Q1 2025, and down 29.9% quarter-over-quarter from 0.04 in Q4 2025.
OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Debt Ratio for 17 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio rose 208.17% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (up 208.17% YoY), while the FY2025 annual figure was 0.04, down 16.08% from the prior year.
- Debt Ratio fell to 0.03 in Q1 2026 per OPHC's latest filing, from 0.04 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.15 in Q2 2022 and bottomed at 0.01 in Q1 2025.
- Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.04 in 2024.
- On a YoY basis, Debt Ratio climbed as much as 358.56% in 2023 and fell as far as 89.15% in 2023.
- OptimumBank Holdings' Debt Ratio stood at 0.02 in 2022, then jumped by 358.56% to 0.08 in 2023, then tumbled by 31.6% to 0.05 in 2024, then retreated by 16.08% to 0.04 in 2025, then retreated by 29.9% to 0.03 in 2026.
- Business Quant data shows OPHC's Debt Ratio at 0.03 in Q1 2026, 0.04 in Q4 2025, and 0.01 in Q1 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.12 Bn | 84.92 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.87 Bn | 97.87 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.18 Bn | 96.18 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.10 Bn | -81.21 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 0.07 |
| 10 | OptimumBank Holdings | 110.99 Mn | -35.25 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.07 |