OptimumBank Holdings, Inc. (OPHC) Debt Ratio (2010 - 2026)
OptimumBank Holdings' (OPHC) Debt Ratio was 0.02 for Q2 2026, down 43.4% from the prior quarter.
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Analysis
OptimumBank Holdings, Inc. (OPHC) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Debt Ratio at OptimumBank Holdings was 0.04, down 16.1% from FY2024.
- By year, Debt Ratio came in at 0.05 in FY2024 (-31.6%), 0.08 in FY2023 (+358.6%), 0.02 in FY2022 (-66.6%) and 0.05 in FY2021 (-47.7%).
- The Q2 2026 figure ranks as the lowest quarterly Debt Ratio since Q1 2025.
- Year over year, Debt Ratio gained in two of the last five quarters, with growth averaging 57.3%.
- The high point for year-over-year Debt Ratio in five years was Q4 2023 (growth of 358.6%); the low point was Q2 2023 (a decline of 89.2%).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.07 |
API Access
OptimumBank Holdings, Inc. Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();