OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026)
OptimumBank Holdings (OPHC) reported Debt Ratio of 0.03 for Q1 2026, up 208.17% year-over-year from 0.01 in Q1 2025, and down 29.9% on a QoQ basis from 0.04 in Q4 2025.
OptimumBank Holdings (OPHC) has 17 years of Debt Ratio data on file, last reported at 0.03 in Q1 2026.
- Quarterly Debt Ratio rose 208.17% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (up 208.17% YoY) and the FY2025 annual result came in at 0.04, down 16.08% from the prior year.
- Debt Ratio eased to 0.03 in Q1 2026 per OPHC's latest filing, from 0.04 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.15 in Q2 2022 and bottomed at 0.01 in Q1 2025.
- The 5-year median for Debt Ratio is 0.04 (2024), against an average of 0.05.
- Peak annual rise in Debt Ratio reached 358.56% in 2023, while the deepest fall reached 89.15% in 2023.
- Tracing OPHC's Debt Ratio over 5 years: stood at 0.02 in 2022, then jumped by 358.56% to 0.08 in 2023, then plunged by 31.6% to 0.05 in 2024, then dropped by 16.08% to 0.04 in 2025, then dropped by 29.9% to 0.03 in 2026.
- Per Business Quant, the three latest OPHC Debt Ratio figures stand at 0.03 (Q1 2026), 0.04 (Q4 2025), and 0.01 (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 0.02 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.05 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.01 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.36 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.01 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | OptimumBank Holdings | 66.22 Mn | -73.80 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.07 |
| Dec 31, 2020 | 0.10 |
| Sep 30, 2020 | 0.11 |
| Jun 30, 2020 | 0.13 |
| Mar 31, 2020 | 0.16 |
| Dec 31, 2019 | 0.10 |
| Sep 30, 2019 | 0.04 |
| Jun 30, 2019 | 0.05 |
| Mar 31, 2019 | 0.05 |
| Dec 31, 2018 | 0.01 |
| Sep 30, 2018 | 0.05 |
| Jun 30, 2018 | 0.29 |
| Mar 31, 2018 | 0.24 |
| Dec 31, 2017 | 0.05 |
| Sep 30, 2017 | 0.00 |
| Jun 30, 2017 | 0.00 |
| Mar 31, 2017 | 0.17 |
| Dec 31, 2016 | 0.20 |
| Sep 30, 2016 | 0.01 |
| Jun 30, 2016 | 0.04 |
| Dec 31, 2015 | 0.04 |
| Sep 30, 2015 | 0.13 |
| Mar 31, 2015 | 0.04 |
| Dec 31, 2014 | 0.18 |
| Sep 30, 2014 | 0.19 |
| Jun 30, 2014 | 0.04 |
| Mar 31, 2014 | 0.04 |
| Dec 31, 2013 | 0.18 |
| Jun 30, 2013 | 0.04 |
| Mar 31, 2013 | 0.00 |
| Dec 31, 2012 | 0.00 |
| Sep 30, 2012 | 0.01 |
| Jun 30, 2012 | 0.01 |
| Mar 31, 2012 | 0.03 |
| Dec 31, 2011 | 0.03 |
| Sep 30, 2011 | 0.01 |
| Jun 30, 2011 | 0.03 |
| Dec 31, 2010 | 0.03 |