OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026)

OptimumBank Holdings (OPHC) has 17 years of Debt Ratio data on file, last reported at 0.03 in Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.03, up 208.17% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.03 (up 208.17% YoY), and the FY2025 annual result was 0.04, down 16.08% from the prior year.
• Debt Ratio slipped to 0.03 in Q1 2026 per OPHC's latest filing, from 0.04 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.15 in Q2 2022 and troughed at 0.01 in Q1 2025.
• A 5-year average of 0.05 and a median of 0.04 in 2024 frame the typical range for Debt Ratio.
• On a YoY basis, Debt Ratio climbed as much as 358.56% in 2023 and fell as far as 89.15% in 2023.
• A 5-year view of Debt Ratio shows it stood at 0.02 in 2022, then soared by 358.56% to 0.08 in 2023, then slumped by 31.6% to 0.05 in 2024, then fell by 16.08% to 0.04 in 2025, then fell by 29.9% to 0.03 in 2026.
• Business Quant data shows OPHC's Debt Ratio at 0.03 in Q1 2026, 0.04 in Q4 2025, and 0.01 in Q1 2025.