OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026)
OptimumBank Holdings' (OPHC) quarterly Debt Ratio came in at 0.02 in Q2 2026, down 43.4% quarter-over-quarter from 0.03 in Q1 2026.
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Analysis
OptimumBank Holdings (OPHC) Debt Ratio (2010 - 2026) Analysis & Trends
OptimumBank Holdings (OPHC) has reported Debt Ratio for 17 consecutive years, with 0.02 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Debt Ratio changed N/A year-over-year to 0.02 in Q2 2026; TTM through Jun 2026 was 0.02, a N/A change from a year earlier, with the FY2025 full-year figure at 0.04, down 16.08% from the prior year.
- Debt Ratio was 0.02 for Q2 2026 at OptimumBank Holdings, down from 0.03 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.15 in Q2 2022 and troughed at 0.01 in Q1 2025.
- A 5-year average of 0.05 and a median of 0.04 in 2024 frame the typical range for Debt Ratio.
- The widest YoY moves for Debt Ratio: up 358.56% in 2023, down 89.15% in 2023.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then surged by 358.56% to 0.08 in 2023, then tumbled by 31.6% to 0.05 in 2024, then declined by 16.08% to 0.04 in 2025, then slumped by 60.32% to 0.02 in 2026.
- The last three Debt Ratio figures came in at 0.02 (Q2 2026), 0.03 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | OptimumBank Holdings | 114.28 Mn | -31.96 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.12 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.05 |
| Jun 30, 2021 | 0.06 |
| Mar 31, 2021 | 0.07 |
API Access
OptimumBank Holdings Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPHC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "OPHC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=OPHC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();