OppFi (OPFI) Tax Rate (2021 - 2026)
OppFi (OPFI) posted Tax Rate of 38.60% for Q2 2026, up 28.97 percentage points from 9.63% a year earlier and up 31.71 percentage points from the prior quarter.
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Analysis
OppFi (OPFI) Tax Rate (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Tax Rate at OppFi was 10.18%, up 3.22 percentage points year-over-year; for FY2025, it was 6.33%, up 1.54 percentage points from FY2024.
- Annual Tax Rate shows a four-year change of +5.99 percentage points (FY2021 to FY2025).
- In prior years, OppFi's Tax Rate was 4.79% in FY2024 (-0.79 pp), 5.58% in FY2023 (+15.25 pp), -9.68% in FY2022 (-10.02 pp) and 0.35% in FY2021.
- The Q2 2026 figure stands as the highest quarterly Tax Rate since Q3 2022.
- On a year-over-year basis, Tax Rate increased in five of the last eight quarters, with an average year-over-year change of +1.38 percentage points.
- The strongest year-over-year quarter for Tax Rate in the past five years was Q3 2022, with a gain of 251.49 percentage points; the weakest was Q3 2023, with a drop of 250.63 percentage points.
- According to Business Quant data, Tax Rate for the three prior quarters was 6.90% (Q1 2026), 3.42% (Q4 2025) and 6.92% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 18.51% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 30.92% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | - |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 20.18% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 24.47% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 19.69% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 0.83% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | OppFi | 365.92 Mn | 5.70 Mn | - | 38.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.60% |
| Mar 31, 2026 | 6.90% |
| Dec 31, 2025 | 3.42% |
| Sep 30, 2025 | 6.92% |
| Jun 30, 2025 | 9.63% |
| Mar 31, 2025 | 7.71% |
| Dec 31, 2024 | 4.12% |
| Sep 30, 2024 | 6.69% |
| Jun 30, 2024 | 3.20% |
| Mar 31, 2024 | 3.83% |
| Dec 31, 2023 | 34.66% |
| Sep 30, 2023 | 3.13% |
| Jun 30, 2023 | 3.72% |
| Mar 31, 2023 | 3.56% |
| Sep 30, 2022 | 253.75% |
| Jun 30, 2022 | 2.08% |
| Mar 31, 2022 | 222.22% |
| Sep 30, 2021 | 2.26% |
API Access
OppFi Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();