Jefferson Capital (JCAP) EBITDA (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly EBITDA of $43.1 million for Q4 2025, up 206.64% YoY from $14.0 million in Q4 2024, and up 29.21% sequentially from $33.3 million in Q3 2025.
Jefferson Capital (JCAP) EBITDA (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed EBITDA across 2 years of filings, most recently posting $43.1 million for Q4 2025.
- In Q4 2025, EBITDA rose 206.64% year-over-year to $43.1 million; the TTM figure through Dec 2025 stood at $152.5 million (changed N/A YoY), while the FY2025 annual figure was $206.6 million, up 79.75% from the prior year.
- EBITDA advanced to $43.1 million in Q4 2025, from $33.3 million in the prior quarter.
- Over the last five years, EBITDA for JCAP reached as high as $62.1 million in Q2 2025 and fell as low as $14.0 million in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | 43.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 43.08 Mn |
| Sep 30, 2025 | 33.34 Mn |
| Jun 30, 2025 | 62.08 Mn |
| Dec 31, 2024 | 14.05 Mn |
| Sep 30, 2024 | 41.73 Mn |
| Jun 30, 2024 | 29.04 Mn |