OppFi (OPFI) Cash & Equivalents (2020 - 2026)
OppFi (OPFI) reported Cash & Equivalents of $91.85 million for Q2 2026, up 17.4% from $78.27 million a year earlier but down 8.1% from the prior quarter.
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Analysis
OppFi (OPFI) Cash & Equivalents (2020 - 2026) Analysis & Trends
At the end of FY2025, OppFi posted Cash & Equivalents of $93.26 million, up 5.6% from FY2024.
- Cash & Equivalents has increased for three consecutive years, with a five-year compound annual growth rate of 15.4% (FY2020 to FY2025).
- By year, Cash & Equivalents came in at $88.29 million in FY2024 (+19.4%), $73.94 million in FY2023 (+48.9%), $49.67 million in FY2022 (-20.4%) and $62.36 million in FY2021 (+36.6%).
- Five-year quarterly Cash & Equivalents spans a low of $49.67 million in Q4 2022 and a high of $99.92 million in Q1 2026.
- Year over year, Cash & Equivalents has now increased in each of the last four quarters, with growth averaging 8.2% over the last eight quarters.
- The high point for year-over-year Cash & Equivalents in five years was Q4 2023 (growth of 48.9%); the low point was Q2 2022 (a decline of 52.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $99.92 million (Q1 2026), $93.26 million (Q4 2025) and $75.19 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 3.10 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 5.98 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 811.99 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.63 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 15.90 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 383.00 Mn |
| 10 | OppFi | 365.92 Mn | 5.70 Mn | - | 91.85 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 91.85 Mn |
| Mar 31, 2026 | 99.92 Mn |
| Dec 31, 2025 | 93.26 Mn |
| Sep 30, 2025 | 75.19 Mn |
| Jun 30, 2025 | 78.27 Mn |
| Mar 31, 2025 | 90.77 Mn |
| Dec 31, 2024 | 88.29 Mn |
| Sep 30, 2024 | 74.23 Mn |
| Jun 30, 2024 | 80.84 Mn |
| Mar 31, 2024 | 88.72 Mn |
| Dec 31, 2023 | 73.94 Mn |
| Sep 30, 2023 | 66.03 Mn |
| Jun 30, 2023 | 62.11 Mn |
| Mar 31, 2023 | 71.37 Mn |
| Dec 31, 2022 | 49.67 Mn |
| Sep 30, 2022 | 50.47 Mn |
| Jun 30, 2022 | 57.64 Mn |
| Mar 31, 2022 | 59.95 Mn |
| Dec 31, 2021 | 62.36 Mn |
| Sep 30, 2021 | 56.80 Mn |
API Access
OppFi Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=OPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "OPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=OPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();