OppFi (OPFI-WT) Interest Expenses (2020 - 2026)
OppFi (OPFI-WT) posted quarterly Interest Expenses of $8.5 million for Q1 2026, down 16.95% YoY from $10.2 million in Q1 2025, and down 9.49% sequentially from $9.4 million in Q4 2025.
OppFi (OPFI-WT) Interest Expenses (2020 - 2026) Analysis & Trends
OppFi has disclosed Interest Expenses across 7 years of filings, most recently posting $8.5 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 16.95% year-over-year to $8.5 million; the TTM figure through Mar 2026 stood at $37.6 million (down 13.54% YoY), while the FY2025 annual figure was $39.4 million, down 11.95% from the prior year.
- Interest Expenses slipped to $8.5 million in Q1 2026, from $9.4 million in the prior quarter.
- Over the last five years, Interest Expenses for OPFI-WT reached as high as $12.1 million in Q3 2023 and fell as low as $7.4 million in Q1 2022.
- The 5-year median for Interest Expenses is $10.7 million (2022), against an average of $10.3 million.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 5336.5% — and 2026, when it decreased 16.95%.
- A 5-year view of Interest Expenses shows it stood at $10.7 million in 2022, then rose by 12.38% to $12.1 million in 2023, then fell by 8.63% to $11.0 million in 2024, then fell by 14.75% to $9.4 million in 2025, then slipped by 9.49% to $8.5 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $8.5 million, $9.4 million, and $10.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | OppFi | 1.07 Mn | 204.53 Mn | 76.91 Mn | 8.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.51 Mn |
| Mar 31, 2026 | 8.51 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Dec 31, 2025 | 9.40 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Sep 30, 2025 | 10.08 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Jun 30, 2025 | 9.64 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Mar 31, 2025 | 10.25 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Dec 31, 2024 | 11.03 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Sep 30, 2024 | 11.29 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Jun 30, 2024 | 10.96 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Mar 31, 2024 | 11.43 Mn |
| Dec 31, 2023 | 12.07 Mn |
| Dec 31, 2023 | 12.07 Mn |