OppFi (OPFI-WT) Interest Expenses (2020 - 2026)

OppFi (OPFI-WT) posted quarterly Interest Expenses of $8.5 million for Q1 2026, down 16.95% YoY from $10.2 million in Q1 2025, and down 9.49% sequentially from $9.4 million in Q4 2025.

OppFi (OPFI-WT) Interest Expenses (2020 - 2026) Analysis & Trends

OppFi has disclosed Interest Expenses across 7 years of filings, most recently posting $8.5 million for Q1 2026.

  • In Q1 2026, Interest Expenses fell 16.95% year-over-year to $8.5 million; the TTM figure through Mar 2026 stood at $37.6 million (down 13.54% YoY), while the FY2025 annual figure was $39.4 million, down 11.95% from the prior year.
  • Interest Expenses slipped to $8.5 million in Q1 2026, from $9.4 million in the prior quarter.
  • Over the last five years, Interest Expenses for OPFI-WT reached as high as $12.1 million in Q3 2023 and fell as low as $7.4 million in Q1 2022.
  • The 5-year median for Interest Expenses is $10.7 million (2022), against an average of $10.3 million.
  • Annual changes were most pronounced in 2022 — Interest Expenses surged 5336.5% — and 2026, when it decreased 16.95%.
  • A 5-year view of Interest Expenses shows it stood at $10.7 million in 2022, then rose by 12.38% to $12.1 million in 2023, then fell by 8.63% to $11.0 million in 2024, then fell by 14.75% to $9.4 million in 2025, then slipped by 9.49% to $8.5 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $8.5 million, $9.4 million, and $10.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 OppFi 1.07 Mn 204.53 Mn 76.91 Mn 8.51 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.51 Mn
Mar 31, 2026 8.51 Mn
Dec 31, 2025 9.40 Mn
Dec 31, 2025 9.40 Mn
Sep 30, 2025 10.08 Mn
Sep 30, 2025 10.08 Mn
Jun 30, 2025 9.64 Mn
Jun 30, 2025 9.64 Mn
Mar 31, 2025 10.25 Mn
Mar 31, 2025 10.25 Mn
Dec 31, 2024 11.03 Mn
Dec 31, 2024 11.03 Mn
Sep 30, 2024 11.29 Mn
Sep 30, 2024 11.29 Mn
Jun 30, 2024 10.96 Mn
Jun 30, 2024 10.96 Mn
Mar 31, 2024 11.43 Mn
Mar 31, 2024 11.43 Mn
Dec 31, 2023 12.07 Mn
Dec 31, 2023 12.07 Mn