OppFi (OPFI-WT) Interest Expenses (2020 - 2026)

OppFi (OPFI-WT) reported Interest Expenses of $8.5 million for Q1 2026, down 16.95% year-over-year from $10.2 million in Q1 2025, and down 9.49% quarter-over-quarter from $9.4 million in Q4 2025.

OppFi (OPFI-WT) Interest Expenses (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Interest Expenses data on file, last reported at $8.5 million in Q1 2026.

  • Interest Expenses for Q1 2026 came in at $8.5 million, down 16.95% year-over-year; the trailing twelve-month figure through Mar 2026 was $37.6 million (down 13.54% YoY), and the FY2025 annual result was $39.4 million, down 11.95% from the prior year.
  • Interest Expenses fell to $8.5 million in Q1 2026 per OPFI-WT's latest filing, from $9.4 million in the prior quarter.
  • Over five years, Interest Expenses peaked at $12.1 million in Q3 2023 and troughed at $7.4 million in Q1 2022.
  • A 5-year average of $10.3 million and a median of $10.7 million in 2022 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2022 and 2026: Interest Expenses surged 5336.5% in 2022, then decreased 16.95% in 2026.
  • A 5-year view of Interest Expenses shows it stood at $10.7 million in 2022, then rose by 12.38% to $12.1 million in 2023, then fell by 8.63% to $11.0 million in 2024, then fell by 14.75% to $9.4 million in 2025, then slipped by 9.49% to $8.5 million in 2026.
  • Business Quant data shows OPFI-WT's Interest Expenses at $8.5 million in Q1 2026, $9.4 million in Q4 2025, and $10.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 178.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 185.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.09 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 968.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 113.76 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.52 Bn
10 OppFi - - 76.91 Mn 8.51 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.51 Mn
Mar 31, 2026 8.51 Mn
Dec 31, 2025 9.40 Mn
Dec 31, 2025 9.40 Mn
Sep 30, 2025 10.08 Mn
Sep 30, 2025 10.08 Mn
Jun 30, 2025 9.64 Mn
Jun 30, 2025 9.64 Mn
Mar 31, 2025 10.25 Mn
Mar 31, 2025 10.25 Mn
Dec 31, 2024 11.03 Mn
Dec 31, 2024 11.03 Mn
Sep 30, 2024 11.29 Mn
Sep 30, 2024 11.29 Mn
Jun 30, 2024 10.96 Mn
Jun 30, 2024 10.96 Mn
Mar 31, 2024 11.43 Mn
Mar 31, 2024 11.43 Mn
Dec 31, 2023 12.07 Mn
Dec 31, 2023 12.07 Mn