Onity (ONIT) Change in Net Loans (2013 - 2025)
Onity (ONIT) recorded Change in Net Loans of $689.9 million in Q4 2025, up 23.7% from $557.7 million a year earlier but down 11.3% from the prior quarter.
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Analysis
Onity (ONIT) Change in Net Loans (2013 - 2025) Analysis & Trends
For FY2025, Onity reported Change in Net Loans of $3.03 billion, up 102.7% from FY2024.
- Annual Change in Net Loans has a five-year compound annual growth rate of 26.3% (FY2020 to FY2025).
- Across earlier years, Change in Net Loans came in at $1.5 billion in FY2024 (+38.8%), $1.08 billion in FY2023 (-31.8%), $1.58 billion in FY2022 (-2.9%) and $1.63 billion in FY2021 (+72.4%).
- Quarterly Change in Net Loans has ranged from $236.1 million in Q1 2023 to $786.1 million in Q1 2025 over the past five years.
- On a year-over-year basis, Change in Net Loans has increased for nine consecutive quarters, with growth averaging 79.2% over the last eight quarters.
- Peak year-over-year performance for Change in Net Loans in the last five years was growth of 183.8% in Q1 2025, against a decline of 54.5% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $778.2 million (Q3 2025), $777.3 million (Q2 2025) and $786.1 million (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | - |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 2.32 Bn |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | - |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | - |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | 54.00 Mn |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | - |
| 10 | Onity | 230.75 Mn | -504.85 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 689.90 Mn |
| Sep 30, 2025 | 778.20 Mn |
| Jun 30, 2025 | 777.30 Mn |
| Mar 31, 2025 | 786.10 Mn |
| Dec 31, 2024 | 557.70 Mn |
| Sep 30, 2024 | 339.00 Mn |
| Jun 30, 2024 | 322.10 Mn |
| Mar 31, 2024 | 277.00 Mn |
| Dec 31, 2023 | 269.90 Mn |
| Sep 30, 2023 | 280.10 Mn |
| Jun 30, 2023 | 291.90 Mn |
| Mar 31, 2023 | 236.10 Mn |
| Dec 31, 2022 | 258.60 Mn |
| Sep 30, 2022 | 326.80 Mn |
| Jun 30, 2022 | 476.70 Mn |
| Mar 31, 2022 | 519.00 Mn |
| Dec 31, 2021 | 456.29 Mn |
| Sep 30, 2021 | 449.91 Mn |
| Jun 30, 2021 | 406.99 Mn |
| Mar 31, 2021 | 315.11 Mn |
API Access
Onity Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=ONIT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "ONIT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=ONIT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();