Ofg Bancorp (OFG) Times Interest Earned (2010 - 2026)
Ofg Bancorp's Times Interest Earned was 2.87 in Q2 2026, up 12.4% from 2.55 a year earlier and up 6.0% from the prior quarter.
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Analysis
Ofg Bancorp (OFG) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ofg Bancorp's Times Interest Earned was 2.48 through Jun 30, 2026, up 1.1% year-over-year; for FY2025, it came in at 2.36, down 8.2% from FY2024.
- Times Interest Earned has now declined for three consecutive years.
- In earlier years, Times Interest Earned was 2.57 in FY2024 (-36.0%), 4.01 in FY2023 (-51.6%), 8.29 in FY2022 (+35.2%) and 6.13 in FY2021 (+149.1%).
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q4 2023.
- Compared with a year earlier, Times Interest Earned was higher in two of the last eight quarters, with an average decline of 8.8%.
- The best year-over-year quarter for Times Interest Earned over five years was Q3 2021 (growth of 135.0%); the worst was Q4 2023 (a decline of 58.9%).
- Per Business Quant data, OFG's Times Interest Earned in the three quarters before Q2 2026 was 2.71 (Q1 2026), 2.07 (Q4 2025) and 2.35 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 1.77 |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 1.50 |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 1.43 |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 1.50 |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 1.37 |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 1.62 |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 0.56 |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 3.36 |
| 10 | Ofg Bancorp | 2.14 Bn | -846.10 Mn | - | 2.70 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.70 |
| Jun 30, 2026 | 2.87 |
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.07 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.55 |
| Mar 31, 2025 | 2.48 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.77 |
| Mar 31, 2024 | 2.73 |
| Dec 31, 2023 | 3.10 |
| Sep 30, 2023 | 3.75 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 7.52 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 6.78 |
API Access
Ofg Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();