Ofg Bancorp (OFG) Times Interest Earned (2010 - 2026)
Ofg Bancorp's Times Interest Earned was 2.87 in Q2 2026, up 12.4% from 2.55 a year earlier and up 6.0% from the prior quarter.
Ofg Bancorp (OFG) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ofg Bancorp's Times Interest Earned was 2.48 through Jun 30, 2026, up 1.1% year-over-year; for FY2025, it came in at 2.36, down 8.2% from FY2024.
- Times Interest Earned has now declined for three consecutive years.
- In earlier years, Times Interest Earned was 2.57 in FY2024 (-36.0%), 4.01 in FY2023 (-51.6%), 8.29 in FY2022 (+35.2%) and 6.13 in FY2021 (+149.1%).
- The Q2 2026 figure marks the highest quarterly Times Interest Earned since Q4 2023.
- Compared with a year earlier, Times Interest Earned was higher in two of the last eight quarters, with an average decline of 8.8%.
- The best year-over-year quarter for Times Interest Earned over five years was Q3 2021 (growth of 135.0%); the worst was Q4 2023 (a decline of 58.9%).
- Per Business Quant data, OFG's Times Interest Earned in the three quarters before Q2 2026 was 2.71 (Q1 2026), 2.07 (Q4 2025) and 2.35 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Ofg Bancorp | 2.12 Bn | -1.05 Bn | - | 2.87 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.87 |
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.07 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.55 |
| Mar 31, 2025 | 2.48 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.77 |
| Mar 31, 2024 | 2.73 |
| Dec 31, 2023 | 3.10 |
| Sep 30, 2023 | 3.75 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 7.52 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 6.78 |
| Sep 30, 2021 | 7.50 |
Ofg Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OFG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "OFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=OFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();