Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026)
Ofg Bancorp (OFG) reported Interest Coverage Ratio of 2.71 for Q1 2026, up 9.11% year-over-year from 2.48 in Q1 2025, and up 30.99% quarter-over-quarter from 2.07 in Q4 2025.
Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.71 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.71, up 9.11% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.41 (down 3.89% YoY), and the FY2025 annual result was 2.36, down 8.2% from the prior year.
- Interest Coverage Ratio rose to 2.71 in Q1 2026 per OFG's latest filing, from 2.07 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 9.33 in Q2 2022 and troughed at 2.07 in Q4 2025.
- A 5-year average of 4.31 and a median of 2.77 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 77.55% in 2022, then tumbled 58.86% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 7.52 in 2022, then plunged by 58.86% to 3.1 in 2023, then fell by 26.13% to 2.29 in 2024, then retreated by 9.65% to 2.07 in 2025, then soared by 30.99% to 2.71 in 2026.
- Business Quant data shows OFG's Interest Coverage Ratio at 2.71 in Q1 2026, 2.07 in Q4 2025, and 2.35 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Ofg Bancorp | 2.05 Bn | 1.42 Bn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.07 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.55 |
| Mar 31, 2025 | 2.48 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.77 |
| Mar 31, 2024 | 2.73 |
| Dec 31, 2023 | 3.10 |
| Sep 30, 2023 | 3.75 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 7.52 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 6.78 |
| Sep 30, 2021 | 7.50 |
| Jun 30, 2021 | 6.36 |