Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026)
Ofg Bancorp (OFG) reported Interest Coverage Ratio of 2.71 for Q1 2026, up 9.11% year-over-year from 2.48 in Q1 2025, and up 30.99% on a QoQ basis from 2.07 in Q4 2025.
Ofg Bancorp (OFG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.71 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.11% year-over-year to 2.71 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.41 (down 3.89% YoY) and the FY2025 annual result came in at 2.36, down 8.2% from the prior year.
- Interest Coverage Ratio grew to 2.71 in Q1 2026 per OFG's latest filing, from 2.07 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.33 in Q2 2022 and bottomed at 2.07 in Q4 2025.
- The 5-year median for Interest Coverage Ratio is 2.77 (2024), against an average of 4.31.
- The widest annual swing landed in 2022, when Interest Coverage Ratio soared 77.55%; it then sank 58.86% in 2023.
- Tracing OFG's Interest Coverage Ratio over 5 years: stood at 7.52 in 2022, then slumped by 58.86% to 3.1 in 2023, then dropped by 26.13% to 2.29 in 2024, then declined by 9.65% to 2.07 in 2025, then jumped by 30.99% to 2.71 in 2026.
- Per Business Quant, the three latest OFG Interest Coverage Ratio figures stand at 2.71 (Q1 2026), 2.07 (Q4 2025), and 2.35 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Ofg Bancorp | 1.94 Bn | 1.30 Bn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.71 |
| Dec 31, 2025 | 2.07 |
| Sep 30, 2025 | 2.35 |
| Jun 30, 2025 | 2.55 |
| Mar 31, 2025 | 2.48 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.77 |
| Mar 31, 2024 | 2.73 |
| Dec 31, 2023 | 3.10 |
| Sep 30, 2023 | 3.75 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 7.52 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 6.78 |
| Sep 30, 2021 | 7.50 |
| Jun 30, 2021 | 6.36 |
| Mar 31, 2021 | 4.49 |
| Dec 31, 2020 | 3.10 |
| Sep 30, 2020 | 3.19 |
| Jun 30, 2020 | 2.75 |
| Mar 31, 2020 | 1.11 |
| Dec 31, 2019 | 0.74 |
| Sep 30, 2019 | 1.65 |
| Jun 30, 2019 | 3.65 |
| Mar 31, 2019 | 3.71 |
| Dec 31, 2018 | 4.31 |
| Sep 30, 2018 | 3.98 |
| Jun 30, 2018 | 3.81 |
| Mar 31, 2018 | 3.72 |
| Dec 31, 2017 | 2.94 |
| Sep 30, 2017 | 1.39 |
| Jun 30, 2017 | 3.03 |
| Mar 31, 2017 | 3.11 |
| Dec 31, 2016 | 3.10 |
| Sep 30, 2016 | 2.37 |
| Jun 30, 2016 | 2.38 |
| Mar 31, 2016 | 2.21 |
| Dec 31, 2015 | -0.21 |
| Sep 30, 2015 | 1.29 |
| Jun 30, 2015 | 0.86 |
| Mar 31, 2015 | 0.88 |
| Dec 31, 2014 | 2.46 |
| Sep 30, 2014 | 2.49 |
| Jun 30, 2014 | 2.61 |
| Mar 31, 2014 | 2.81 |
| Dec 31, 2013 | 2.38 |
| Sep 30, 2013 | 2.19 |
| Jun 30, 2013 | 1.28 |
| Mar 31, 2013 | 2.38 |
| Sep 30, 2012 | 1.79 |
| Jun 30, 2012 | 1.58 |
| Mar 31, 2012 | 1.41 |
| Dec 31, 2011 | 0.55 |
| Sep 30, 2011 | 1.44 |
| Jun 30, 2011 | 1.64 |
| Mar 31, 2011 | 1.23 |
| Dec 31, 2010 | 1.02 |
| Sep 30, 2010 | 0.79 |
| Jun 30, 2010 | 1.02 |