Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026)
Ofg Bancorp's (OFG) quarterly Interest Coverage Ratio came in at 2.02 in Q1 2026, up 20.82% year-on-year from 1.67 in Q1 2025, and down 11.09% on a QoQ basis from 2.27 in Q4 2025.
Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.02 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 20.82% year-over-year to 2.02 in Q1 2026; TTM through Mar 2026 was 7.4, a 61.59% increase from a year earlier, with the FY2025 full-year figure at 2.36, down 8.2% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.02, down from 2.27 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for OFG reached as high as 9.33 in Q2 2022 and fell as low as 0.53 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 3.77 across 5 years, with a median of 1.89 in 2025.
- Across the five-year window, Interest Coverage Ratio plunged 83.4% in 2023 and surged 332.57% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 8.93 in 2022, then plunged by 79.29% to 1.85 in 2023, then slumped by 71.6% to 0.53 in 2024, then jumped by 332.57% to 2.27 in 2025, then fell by 11.09% to 2.02 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.02 in Q1 2026, 2.27 in Q4 2025, and 1.89 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Ofg Bancorp | 2.24 Bn | 1.60 Bn | - | 2.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.02 |
| Dec 31, 2025 | 2.27 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 0.53 |
| Sep 30, 2024 | 1.88 |
| Jun 30, 2024 | 1.64 |
| Mar 31, 2024 | 1.64 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.44 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 8.93 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 4.70 |
| Sep 30, 2021 | 7.50 |
| Jun 30, 2021 | 6.36 |