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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Ofg Bancorp (OFG) Interest Coverage Ratio (2016 - 2025)

Ofg Bancorp (OFG) has disclosed Interest Coverage Ratio for 13 consecutive years, with 2.07 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 9.65% to 2.07 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.36 through Dec 2025, down 8.2% year-over-year, with the annual reading at 2.36 for FY2025, 8.2% down from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 2.07 at Ofg Bancorp, down from 2.35 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 9.33 in Q2 2022, with the low at 2.07 in Q4 2025.
  • Average Interest Coverage Ratio over 5 years is 4.79, with a median of 4.12 recorded in 2021.
  • The sharpest move saw Interest Coverage Ratio surged 303.66% in 2021, then crashed 58.86% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 6.78 in 2021, then rose by 10.98% to 7.52 in 2022, then plummeted by 58.86% to 3.1 in 2023, then decreased by 26.13% to 2.29 in 2024, then fell by 9.65% to 2.07 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 2.07, 2.35, and 2.55 for Q4 2025, Q3 2025, and Q2 2025 respectively.