Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026)
Ofg Bancorp (OFG) posted quarterly Interest Coverage Ratio of 2.02 for Q1 2026, up 20.82% year-over-year from 1.67 in Q1 2025, and up 57.08% quarter-over-quarter from 1.29 in Q4 2025.
Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Ofg Bancorp (OFG) has reported Interest Coverage Ratio for 17 consecutive years, with 2.02 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 20.82% year-over-year to 2.02; the TTM figure through Mar 2026 stood at 9.31 (up 47.63% YoY), while the FY2025 annual figure was 2.36, down 8.2% from the prior year.
- Interest Coverage Ratio climbed to 2.02 in Q1 2026 per OFG's latest filing, from 1.29 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.33 in Q2 2022 and bottomed at 1.29 in Q4 2025.
- Historically, Interest Coverage Ratio has averaged 3.69 across 5 years, with a median of 2.02 in 2026.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 77.55% — and 2023, when it slumped 83.4%.
- Ofg Bancorp's Interest Coverage Ratio stood at 5.51 in 2022, then tumbled by 43.78% to 3.1 in 2023, then retreated by 26.13% to 2.29 in 2024, then tumbled by 43.74% to 1.29 in 2025, then surged by 57.08% to 2.02 in 2026.
- Business Quant data shows OFG's Interest Coverage Ratio at 2.02 in Q1 2026, 1.29 in Q4 2025, and 1.89 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Ofg Bancorp | 2.19 Bn | 1.45 Bn | - | 2.87 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.04 |
| Mar 31, 2026 | 2.02 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 2.29 |
| Sep 30, 2024 | 1.88 |
| Jun 30, 2024 | 1.64 |
| Mar 31, 2024 | 1.64 |
| Dec 31, 2023 | 3.10 |
| Sep 30, 2023 | 1.44 |
| Jun 30, 2023 | 4.59 |
| Mar 31, 2023 | 5.98 |
| Dec 31, 2022 | 5.51 |
| Sep 30, 2022 | 8.66 |
| Jun 30, 2022 | 9.33 |
| Mar 31, 2022 | 7.98 |
| Dec 31, 2021 | 26.32 |
| Sep 30, 2021 | 7.50 |