Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026)

Ofg Bancorp's (OFG) quarterly Interest Coverage Ratio came in at 2.02 in Q1 2026, up 20.82% year-on-year from 1.67 in Q1 2025, and down 11.09% on a QoQ basis from 2.27 in Q4 2025.

Ofg Bancorp (OFG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Ofg Bancorp (OFG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.02 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 20.82% year-over-year to 2.02 in Q1 2026; TTM through Mar 2026 was 7.4, a 61.59% increase from a year earlier, with the FY2025 full-year figure at 2.36, down 8.2% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.02, down from 2.27 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for OFG reached as high as 9.33 in Q2 2022 and fell as low as 0.53 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 3.77 across 5 years, with a median of 1.89 in 2025.
  • Across the five-year window, Interest Coverage Ratio plunged 83.4% in 2023 and surged 332.57% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 8.93 in 2022, then plunged by 79.29% to 1.85 in 2023, then slumped by 71.6% to 0.53 in 2024, then jumped by 332.57% to 2.27 in 2025, then fell by 11.09% to 2.02 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.02 in Q1 2026, 2.27 in Q4 2025, and 1.89 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 Ofg Bancorp 2.24 Bn 1.60 Bn - 2.02

Historic Data

Download Data
DateValue
Mar 31, 2026 2.02
Dec 31, 2025 2.27
Sep 30, 2025 1.89
Jun 30, 2025 1.81
Mar 31, 2025 1.67
Dec 31, 2024 0.53
Sep 30, 2024 1.88
Jun 30, 2024 1.64
Mar 31, 2024 1.64
Dec 31, 2023 1.85
Sep 30, 2023 1.44
Jun 30, 2023 4.59
Mar 31, 2023 5.98
Dec 31, 2022 8.93
Sep 30, 2022 8.66
Jun 30, 2022 9.33
Mar 31, 2022 7.98
Dec 31, 2021 4.70
Sep 30, 2021 7.50
Jun 30, 2021 6.36