Orange County Bancorp (OBT) Times Interest Earned (2020 - 2026)
Orange County Bancorp (OBT) recorded quarterly Times Interest Earned of $3.24 in Q1 2026, up 9.53% quarter-over-quarter from $2.96 in Q4 2025, and up 37.02% on a YoY basis from $2.36 in Q1 2025.
Orange County Bancorp (OBT) Times Interest Earned (2020 - 2026) Analysis & Trends
Orange County Bancorp's Times Interest Earned history runs 7 years deep, the most recent figure standing at $3.24 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 37.02% year-over-year to $3.24; the TTM figure through Mar 2026 stood at $2.88 (up 43.58% YoY), while the FY2025 annual figure was $0.35, up 64.91% from the prior year.
- Times Interest Earned was $3.24 for Q1 2026 at Orange County Bancorp, up from $2.96 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $232.17 in Q3 2022 to a low of $1.47 in Q3 2024.
- Historically, Times Interest Earned has averaged $19.82 across 5 years, with a median of $2.57 in 2023.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned soared 2777.49% in 2022, then slumped 98.93% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $5.11 in 2022, then slumped by 58.2% to $2.14 in 2023, then decreased by 7.2% to $1.98 in 2024, then surged by 49.14% to $2.96 in 2025, then increased by 9.53% to $3.24 in 2026.
- The last three Times Interest Earned figures came in at $3.24 (Q1 2026), $2.96 (Q4 2025), and $2.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Orange County Bancorp | 489.21 Mn | 487.97 Mn | - | 3.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.24 |
| Dec 31, 2025 | 2.96 |
| Sep 30, 2025 | 2.72 |
| Jun 30, 2025 | 2.68 |
| Mar 31, 2025 | 2.36 |
| Dec 31, 2024 | 1.98 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 2.22 |
| Mar 31, 2024 | 2.23 |
| Dec 31, 2023 | 2.14 |
| Sep 30, 2023 | 2.49 |
| Jun 30, 2023 | 2.57 |
| Mar 31, 2023 | 1.75 |
| Dec 31, 2022 | 5.11 |
| Sep 30, 2022 | 232.17 |
| Jun 30, 2022 | 60.76 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 2.85 |
| Sep 30, 2021 | 8.07 |
| Jun 30, 2021 | 154.57 |