Orange County Bancorp (OBT) Times Interest Earned (2020 - 2026)
Orange County Bancorp's (OBT) quarterly Times Interest Earned came in at $1.26 in Q1 2026, up 7.42% year-on-year from $1.17 in Q1 2025, and down 57.78% quarter-over-quarter from $2.98 in Q4 2025.
Orange County Bancorp (OBT) Times Interest Earned (2020 - 2026) Analysis & Trends
Orange County Bancorp's Times Interest Earned history runs 7 years deep, the most recent figure standing at $1.26 for Q1 2026.
- On a quarterly basis, Times Interest Earned rose 7.42% year-over-year to $1.26 in Q1 2026; TTM through Mar 2026 was $4.29, a 15.58% increase from a year earlier, with the FY2025 full-year figure at $1.97, up 35.15% from the prior year.
- Times Interest Earned retreated to $1.26 in Q1 2026 per OBT's latest filing, from $2.98 in the prior quarter.
- Across five years, Times Interest Earned topped out at $3.38 in Q4 2022 and bottomed at $1.05 in Q2 2022.
- The 5-year median for Times Interest Earned is $1.17 (2025), against an average of $1.45.
- Across the five-year window, Times Interest Earned sank 79.75% in 2022 and surged 50.21% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at $3.38 in 2022, then slumped by 59.27% to $1.38 in 2023, then soared by 43.89% to $1.98 in 2024, then jumped by 50.21% to $2.98 in 2025, then sank by 57.78% to $1.26 in 2026.
- Per Business Quant, the three latest OBT Times Interest Earned figures stand at $1.26 (Q1 2026), $2.98 (Q4 2025), and $1.23 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | 1.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.26 |
| Dec 31, 2025 | 2.98 |
| Sep 30, 2025 | 1.23 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.17 |
| Dec 31, 2024 | 1.98 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.38 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.06 |
| Dec 31, 2022 | 3.38 |
| Sep 30, 2022 | 1.13 |
| Jun 30, 2022 | 1.05 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 8.14 |
| Sep 30, 2021 | 3.45 |
| Jun 30, 2021 | 3.29 |