Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly Interest Coverage Ratio of 1.26 for Q1 2026, up 7.42% year-over-year from 1.17 in Q1 2025, and down 57.78% quarter-over-quarter from 2.98 in Q4 2025.
Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Orange County Bancorp's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.26 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.42% year-over-year to 1.26; the TTM figure through Mar 2026 stood at 4.29 (up 20.04% YoY), while the FY2025 annual figure was 1.97, up 35.15% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.26, down from 2.98 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 88.97 in Q4 2022, with the low at 1.05 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 1.16 (2025), against an average of 6.81.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 993.34% in 2022, then plunged 97.6% in 2023.
- Orange County Bancorp's Interest Coverage Ratio stood at 88.97 in 2022, then slumped by 97.6% to 2.14 in 2023, then sank by 50.06% to 1.07 in 2024, then jumped by 179.14% to 2.98 in 2025, then slumped by 57.78% to 1.26 in 2026.
- Business Quant data shows OBT's Interest Coverage Ratio at 1.26 in Q1 2026, 2.98 in Q4 2025, and 1.23 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Orange County Bancorp | 508.49 Mn | 112.59 Mn | - | 2.89 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.21 |
| Mar 31, 2026 | 1.26 |
| Dec 31, 2025 | 2.98 |
| Sep 30, 2025 | 1.23 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.17 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 2.14 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.06 |
| Dec 31, 2022 | 88.97 |
| Sep 30, 2022 | 1.13 |
| Jun 30, 2022 | 1.05 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 8.14 |
| Sep 30, 2021 | 3.45 |
| Jun 30, 2021 | 3.29 |