Orange County Bancorp, Inc. /DE/ (OBT) Interest Coverage Ratio (2020 - 2026)
Orange County Bancorp's (OBT) Interest Coverage Ratio stood at 2.89 in Q2 2026, up 7.7% from 2.68 a year earlier but down 10.9% from the prior quarter.
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Analysis
Orange County Bancorp, Inc. /DE/ (OBT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
On a TTM basis, Orange County Bancorp's Interest Coverage Ratio came in at 2.94 as of Jun 30, 2026, up 39.1% year-over-year; for FY2025, it was 2.67, up 34.6% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 1.98 in FY2024 (-12.5%), 2.26 in FY2023 (-61.8%), 5.94 in FY2022 (-23.2%) and 7.72 in FY2021 (+89.5%).
- Quarterly Interest Coverage Ratio has ranged from 1.47 in Q3 2024 to 8.57 in Q4 2021 over the past five years.
- On a year-over-year basis, Interest Coverage Ratio has increased for six consecutive quarters, with growth averaging 19.7% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 94.9% in Q3 2021, against a decline of 78.3% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 3.24 (Q1 2026), 2.96 (Q4 2025) and 2.72 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.89 |
| Mar 31, 2026 | 3.24 |
| Dec 31, 2025 | 2.96 |
| Sep 30, 2025 | 2.72 |
| Jun 30, 2025 | 2.68 |
| Mar 31, 2025 | 2.36 |
| Dec 31, 2024 | 1.98 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 2.22 |
| Mar 31, 2024 | 2.23 |
| Dec 31, 2023 | 2.14 |
| Sep 30, 2023 | 2.49 |
| Jun 30, 2023 | 2.57 |
| Mar 31, 2023 | 1.75 |
| Dec 31, 2022 | 5.11 |
| Sep 30, 2022 | 7.81 |
| Jun 30, 2022 | 3.57 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 8.57 |
| Sep 30, 2021 | 8.07 |
API Access
Orange County Bancorp, Inc. /DE/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "OBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=OBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();