Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026)

Orange County Bancorp (OBT) recorded quarterly Interest Coverage Ratio of 3.24 in Q1 2026, up 9.53% quarter-over-quarter from 2.96 in Q4 2025, and up 37.02% on a YoY basis from 2.36 in Q1 2025.

Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Orange County Bancorp's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 3.24 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 37.02% year-over-year to 3.24; the TTM figure through Mar 2026 stood at 2.88 (up 43.58% YoY), while the FY2025 annual figure was 0.35, up 64.91% from the prior year.
  • Interest Coverage Ratio was 3.24 for Q1 2026 at Orange County Bancorp, up from 2.96 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 232.17 in Q3 2022 to a low of 1.47 in Q3 2024.
  • Historically, Interest Coverage Ratio has averaged 19.82 across 5 years, with a median of 2.57 in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 2777.49% in 2022, then slumped 98.93% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 5.11 in 2022, then slumped by 58.2% to 2.14 in 2023, then decreased by 7.2% to 1.98 in 2024, then surged by 49.14% to 2.96 in 2025, then increased by 9.53% to 3.24 in 2026.
  • The last three Interest Coverage Ratio figures came in at 3.24 (Q1 2026), 2.96 (Q4 2025), and 2.72 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Orange County Bancorp 489.21 Mn 487.97 Mn - 3.24

Historic Data

Download Data
DateValue
Mar 31, 2026 3.24
Dec 31, 2025 2.96
Sep 30, 2025 2.72
Jun 30, 2025 2.68
Mar 31, 2025 2.36
Dec 31, 2024 1.98
Sep 30, 2024 1.47
Jun 30, 2024 2.22
Mar 31, 2024 2.23
Dec 31, 2023 2.14
Sep 30, 2023 2.49
Jun 30, 2023 2.57
Mar 31, 2023 1.75
Dec 31, 2022 5.11
Sep 30, 2022 232.17
Jun 30, 2022 60.76
Mar 31, 2022 8.09
Dec 31, 2021 2.85
Sep 30, 2021 8.07
Jun 30, 2021 154.57