Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026)
Orange County Bancorp's quarterly Interest Coverage Ratio came in at 3.24 in Q1 2026, up 37.02% year-on-year from 2.36 in Q1 2025, and up 9.53% quarter-over-quarter from 2.96 in Q4 2025.
Orange County Bancorp has reported Interest Coverage Ratio for 7 years, with the latest figure at 3.24 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 37.02% year-over-year to 3.24; the trailing twelve-month figure through Mar 2026 stood at 2.88 (up 43.58% YoY), and the FY2025 full-year result was 0.35, up 64.91% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 3.24, up from 2.96 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 232.17 in Q3 2022, with the low at 1.47 in Q3 2024.
- Average Interest Coverage Ratio over 5 years is 19.82, with a median of 2.57 recorded in 2023.
- Year-over-year, Interest Coverage Ratio surged 2777.49% in 2022 and slumped 98.93% in 2023.
- Tracing OBT's Interest Coverage Ratio over 5 years: stood at 5.11 in 2022, then sank by 58.2% to 2.14 in 2023, then slipped by 7.2% to 1.98 in 2024, then soared by 49.14% to 2.96 in 2025, then rose by 9.53% to 3.24 in 2026.
- The last three Interest Coverage Ratio figures came in at 3.24 (Q1 2026), 2.96 (Q4 2025), and 2.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Orange County Bancorp | 452.76 Mn | 451.52 Mn | - | 3.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.24 |
| Dec 31, 2025 | 2.96 |
| Sep 30, 2025 | 2.72 |
| Jun 30, 2025 | 2.68 |
| Mar 31, 2025 | 2.36 |
| Dec 31, 2024 | 1.98 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 2.22 |
| Mar 31, 2024 | 2.23 |
| Dec 31, 2023 | 2.14 |
| Sep 30, 2023 | 2.49 |
| Jun 30, 2023 | 2.57 |
| Mar 31, 2023 | 1.75 |
| Dec 31, 2022 | 5.11 |
| Sep 30, 2022 | 232.17 |
| Jun 30, 2022 | 60.76 |
| Mar 31, 2022 | 8.09 |
| Dec 31, 2021 | 2.85 |
| Sep 30, 2021 | 8.07 |
| Jun 30, 2021 | 154.57 |
| Mar 31, 2021 | 7.12 |
| Dec 31, 2020 | 4.72 |
| Sep 30, 2020 | 4.14 |
| Jun 30, 2020 | 86.07 |