Orange County Bancorp (OBT) Interest Coverage Ratio (2020 - 2026)

Orange County Bancorp's Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.26 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 7.42% year-over-year to 1.26 in Q1 2026; TTM through Mar 2026 was 4.29, a 15.58% increase from a year earlier, with the FY2025 full-year figure at 1.97, up 35.15% from the prior year.
• Interest Coverage Ratio retreated to 1.26 in Q1 2026 per OBT's latest filing, from 2.98 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 3.38 in Q4 2022 and bottomed at 1.05 in Q2 2022.
• The 5-year median for Interest Coverage Ratio is 1.17 (2025), against an average of 1.45.
• Across the five-year window, Interest Coverage Ratio sank 79.75% in 2022 and surged 50.21% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 3.38 in 2022, then slumped by 59.27% to 1.38 in 2023, then soared by 43.89% to 1.98 in 2024, then jumped by 50.21% to 2.98 in 2025, then sank by 57.78% to 1.26 in 2026.
• Per Business Quant, the three latest OBT Interest Coverage Ratio figures stand at 1.26 (Q1 2026), 2.98 (Q4 2025), and 1.23 (Q3 2025).