Orange County Bancorp (OBT) FCF Margin (2020 - 2026)
Orange County Bancorp's (OBT) quarterly FCF Margin came in at 45.38% in Q1 2026, down 3227.0% year-on-year from 1.45% in Q1 2025, and down 151.83% quarter-over-quarter from 87.55% in Q4 2025.
Orange County Bancorp (OBT) FCF Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's FCF Margin history runs 7 years deep, the most recent figure standing at 45.38% for Q1 2026.
- On a quarterly basis, FCF Margin fell 3227.0% year-over-year to 45.38% in Q1 2026; TTM through Mar 2026 was 76.35%, a 3158.0% decrease from a year earlier, with the FY2025 full-year figure at 47.58%, down 875.0% from the prior year.
- FCF Margin eased to 45.38% in Q1 2026 per OBT's latest filing, from 87.55% in the prior quarter.
- Across five years, FCF Margin topped out at 222.48% in Q4 2023 and bottomed at 141.31% in Q3 2025.
- The 5-year median for FCF Margin is 17.9% (2023), against an average of 1.69%.
- Across the five-year window, FCF Margin surged 19379 bps in 2023 and slumped 15881 bps in 2024, its largest moves.
- Year by year, FCF Margin stood at 28.68% in 2022, then surged by 676 bps to 222.48% in 2023, then slumped by 71 bps to 63.66% in 2024, then soared by 38 bps to 87.55% in 2025, then sank by 152 bps to 45.38% in 2026.
- Per Business Quant, the three latest OBT FCF Margin figures stand at 45.38% (Q1 2026), 87.55% (Q4 2025), and 141.31% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Orange County Bancorp | 499.60 Mn | 418.73 Mn | - | -45.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -45.38% |
| Dec 31, 2025 | 87.55% |
| Sep 30, 2025 | -141.31% |
| Jun 30, 2025 | 16.83% |
| Mar 31, 2025 | -13.11% |
| Dec 31, 2024 | 63.66% |
| Sep 30, 2024 | -40.92% |
| Jun 30, 2024 | -23.12% |
| Mar 31, 2024 | -4.40% |
| Dec 31, 2023 | 222.48% |
| Sep 30, 2023 | -17.90% |
| Jun 30, 2023 | -19.93% |
| Mar 31, 2023 | -16.69% |
| Dec 31, 2022 | 28.68% |
| Sep 30, 2022 | -23.62% |
| Jun 30, 2022 | -19.34% |
| Mar 31, 2022 | -24.82% |
| Dec 31, 2021 | 30.65% |
| Sep 30, 2021 | 39.47% |
| Jun 30, 2021 | 32.74% |