Orange County Bancorp (OBT) FCF Margin (2020 - 2026)
Orange County Bancorp (OBT) posted quarterly FCF Margin of 45.38% for Q1 2026, down 3227.0% year-over-year from 1.45% in Q1 2025, and down 151.83% quarter-over-quarter from 87.55% in Q4 2025.
Orange County Bancorp (OBT) FCF Margin (2020 - 2026) Analysis & Trends
Orange County Bancorp's FCF Margin history runs 7 years deep, the most recent figure standing at 45.38% for Q1 2026.
- In Q1 2026, FCF Margin fell 3227.0% year-over-year to 45.38%; the TTM figure through Mar 2026 stood at 76.35% (down 2570.0% YoY), while the FY2025 annual figure was 47.58%, down 875.0% from the prior year.
- FCF Margin for Q1 2026 stood at 45.38%, down from 87.55% in the prior quarter.
- The five-year high for FCF Margin was 87.55% in Q4 2025, with the low at 141.31% in Q3 2025.
- The 5-year median for FCF Margin is 17.9% (2023), against an average of 9.39%.
- Peak annual rise in FCF Margin reached 4495 bps in 2025, while the deepest fall reached 10039 bps in 2025.
- Orange County Bancorp's FCF Margin stood at 23.96% in 2022, then surged by 150 bps to 59.98% in 2023, then retreated by 29 bps to 42.59% in 2024, then surged by 106 bps to 87.55% in 2025, then slumped by 152 bps to 45.38% in 2026.
- Business Quant data shows OBT's FCF Margin at 45.38% in Q1 2026, 87.55% in Q4 2025, and 141.31% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Orange County Bancorp | 508.49 Mn | 112.59 Mn | - | 44.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -57.78% |
| Mar 31, 2026 | -45.38% |
| Dec 31, 2025 | 87.55% |
| Sep 30, 2025 | -141.31% |
| Jun 30, 2025 | 16.83% |
| Mar 31, 2025 | -13.11% |
| Dec 31, 2024 | 42.59% |
| Sep 30, 2024 | -40.92% |
| Jun 30, 2024 | -23.12% |
| Mar 31, 2024 | -4.40% |
| Dec 31, 2023 | 59.98% |
| Sep 30, 2023 | -17.90% |
| Jun 30, 2023 | -19.93% |
| Mar 31, 2023 | -16.69% |
| Dec 31, 2022 | 23.96% |
| Sep 30, 2022 | -23.62% |
| Jun 30, 2022 | -19.34% |
| Mar 31, 2022 | -24.82% |
| Dec 31, 2021 | 30.65% |
| Sep 30, 2021 | 39.47% |