Orange County Bancorp (OBT) FCF Margin (2020 - 2026)

Orange County Bancorp's (OBT) quarterly FCF Margin came in at 45.38% in Q1 2026, down 3227.0% year-on-year from 1.45% in Q1 2025, and down 151.83% quarter-over-quarter from 87.55% in Q4 2025.

Orange County Bancorp (OBT) FCF Margin (2020 - 2026) Analysis & Trends

Orange County Bancorp's FCF Margin history runs 7 years deep, the most recent figure standing at 45.38% for Q1 2026.

  • On a quarterly basis, FCF Margin fell 3227.0% year-over-year to 45.38% in Q1 2026; TTM through Mar 2026 was 76.35%, a 3158.0% decrease from a year earlier, with the FY2025 full-year figure at 47.58%, down 875.0% from the prior year.
  • FCF Margin eased to 45.38% in Q1 2026 per OBT's latest filing, from 87.55% in the prior quarter.
  • Across five years, FCF Margin topped out at 222.48% in Q4 2023 and bottomed at 141.31% in Q3 2025.
  • The 5-year median for FCF Margin is 17.9% (2023), against an average of 1.69%.
  • Across the five-year window, FCF Margin surged 19379 bps in 2023 and slumped 15881 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 28.68% in 2022, then surged by 676 bps to 222.48% in 2023, then slumped by 71 bps to 63.66% in 2024, then soared by 38 bps to 87.55% in 2025, then sank by 152 bps to 45.38% in 2026.
  • Per Business Quant, the three latest OBT FCF Margin figures stand at 45.38% (Q1 2026), 87.55% (Q4 2025), and 141.31% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 Orange County Bancorp 499.60 Mn 418.73 Mn - -45.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 -45.38%
Dec 31, 2025 87.55%
Sep 30, 2025 -141.31%
Jun 30, 2025 16.83%
Mar 31, 2025 -13.11%
Dec 31, 2024 63.66%
Sep 30, 2024 -40.92%
Jun 30, 2024 -23.12%
Mar 31, 2024 -4.40%
Dec 31, 2023 222.48%
Sep 30, 2023 -17.90%
Jun 30, 2023 -19.93%
Mar 31, 2023 -16.69%
Dec 31, 2022 28.68%
Sep 30, 2022 -23.62%
Jun 30, 2022 -19.34%
Mar 31, 2022 -24.82%
Dec 31, 2021 30.65%
Sep 30, 2021 39.47%
Jun 30, 2021 32.74%