Orange County Bancorp (OBT) FCF Margin (2020 - 2026)

Orange County Bancorp (OBT) recorded quarterly FCF Margin of 30.13% in Q1 2026, down 23.83% quarter-over-quarter from 39.56% in Q4 2025, and up 1461.0% on a YoY basis from 1.93% in Q1 2025.

Orange County Bancorp (OBT) FCF Margin (2020 - 2026) Analysis & Trends

Orange County Bancorp's FCF Margin history runs 7 years deep, the most recent figure standing at 30.13% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1461.0% year-over-year to 30.13%; the TTM figure through Mar 2026 stood at 35.53% (up 365.0% YoY), while the FY2025 annual figure was 32.49%, up 198.0% from the prior year.
  • FCF Margin was 30.13% for Q1 2026 at Orange County Bancorp, down from 39.56% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 87.77% in Q3 2025 to a low of 17.51% in Q2 2025.
  • Historically, FCF Margin has averaged 32.79% across 5 years, with a median of 32.82% in 2024.
  • Biggest YoY gain for FCF Margin was 5107 bps in 2025; the steepest drop was 5033 bps in 2025.
  • A 5-year view of FCF Margin shows it stood at 26.43% in 2022, then soared by 127 bps to 59.98% in 2023, then decreased by 28 bps to 42.9% in 2024, then fell by 8 bps to 39.56% in 2025, then declined by 24 bps to 30.13% in 2026.
  • The last three FCF Margin figures came in at 30.13% (Q1 2026), 39.56% (Q4 2025), and 87.77% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Orange County Bancorp 489.21 Mn 487.97 Mn - 30.13%

Historic Data

Download Data
DateValue
Mar 31, 2026 30.13%
Dec 31, 2025 39.56%
Sep 30, 2025 87.77%
Jun 30, 2025 -17.51%
Mar 31, 2025 15.52%
Dec 31, 2024 42.90%
Sep 30, 2024 36.69%
Jun 30, 2024 32.82%
Mar 31, 2024 7.91%
Dec 31, 2023 59.98%
Sep 30, 2023 41.86%
Jun 30, 2023 34.12%
Mar 31, 2023 24.00%
Dec 31, 2022 26.43%
Sep 30, 2022 46.75%
Jun 30, 2022 32.79%
Mar 31, 2022 15.71%
Dec 31, 2021 31.44%
Sep 30, 2021 35.61%
Jun 30, 2021 23.64%