NexPoint Real Estate Finance (NREF) Provision for Credit Losses (2020 - 2026)
NexPoint Real Estate Finance (NREF) recorded Provision for Credit Losses of $460,000 in Q3 2026, down 97.1% from $15.68 million a year earlier and down 40.5% from the prior quarter.
NexPoint Real Estate Finance (NREF) Provision for Credit Losses (2020 - 2026) Analysis & Trends
On a TTM basis, NexPoint Real Estate Finance's Provision for Credit Losses came in at $12.63 million as of Sep 30, 2026, down 48.6% year-over-year; for FY2025, it was $38.97 million.
- Annual Provision for Credit Losses has a five-year compound annual growth rate of 161.3% (FY2020 to FY2025).
- Across earlier years, Provision for Credit Losses came in at -$723,000 in FY2024, $4.3 million in FY2023, $169,000 in FY2022 (-10.6%) and $189,000 in FY2021 (-40.9%).
- Quarterly Provision for Credit Losses has ranged from -$2.98 million in Q1 2026 to $15.68 million in Q3 2025 over the past five years.
- Per Business Quant, the preceding three quarters came in at $773,000 (Q2 2026), -$2.98 million (Q1 2026) and $14.38 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | -88.32 Mn |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 14.87 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 1.14 Bn |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 1.27 Bn |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 259.36 Mn |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | - |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | - |
| 10 | NexPoint Real Estate Finance | 231.64 Mn | -336.77 Mn | - | 460,000.00 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 460,000.00 |
| Jun 30, 2026 | 773,000.00 |
| Mar 31, 2026 | -2.98 Mn |
| Dec 31, 2025 | 14.38 Mn |
| Sep 30, 2025 | 15.68 Mn |
| Jun 30, 2025 | 5.28 Mn |
| Mar 31, 2025 | 3.63 Mn |
| Dec 31, 2024 | -3,000.00 |
| Sep 30, 2024 | -298,000.00 |
| Jun 30, 2024 | -2,000.00 |
| Mar 31, 2024 | -420,000.00 |
| Dec 31, 2023 | -1.94 Mn |
| Sep 30, 2023 | 6.28 Mn |
| Jun 30, 2023 | -6,000.00 |
| Mar 31, 2023 | -34,000.00 |
| Dec 31, 2022 | 112,000.00 |
| Sep 30, 2022 | -7,000.00 |
| Jun 30, 2022 | -87,000.00 |
| Mar 31, 2022 | 151,000.00 |
| Dec 31, 2021 | 88,000.00 |
NexPoint Real Estate Finance Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=NREF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "NREF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=NREF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();