NorthEast Community Bancorp (NECB) Interest Coverage Ratio (2020 - 2026)
NorthEast Community Bancorp (NECB) posted quarterly Interest Coverage Ratio of 2.16 for Q1 2026, up 5.36% year-over-year from 2.05 in Q1 2025, and little changed quarter-over-quarter from 2.17 in Q4 2025.
NorthEast Community Bancorp (NECB) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
NorthEast Community Bancorp (NECB) has reported Interest Coverage Ratio for 7 consecutive years, with 2.16 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 5.36% year-over-year to 2.16; the TTM figure through Mar 2026 stood at 2.19 (up 32.42% YoY), while the FY2025 annual figure was 2.17, up 0.78% from the prior year.
- Interest Coverage Ratio held at 2.16 in Q1 2026 per NECB's latest filing, from 2.17 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 20.22 in Q4 2022 and bottomed at 1.26 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 4.0 across 5 years, with a median of 2.26 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 817.72% — and 2023, when it tumbled 87.66%.
- NorthEast Community Bancorp's Interest Coverage Ratio stood at 20.22 in 2022, then sank by 87.66% to 2.49 in 2023, then slumped by 49.42% to 1.26 in 2024, then surged by 72.05% to 2.17 in 2025, then retreated by 0.49% to 2.16 in 2026.
- Business Quant data shows NECB's Interest Coverage Ratio at 2.16 in Q1 2026, 2.17 in Q4 2025, and 2.24 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 98.07 Bn | 98.07 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.46 Bn | 96.46 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.11 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.92 Bn | 57.24 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.86 Bn | 61.86 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.99 Bn | 26.26 Bn | - | 1.90 |
| 10 | NorthEast Community Bancorp | 344.33 Mn | 243.59 Mn | - | 2.21 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.21 |
| Mar 31, 2026 | 2.16 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 2.24 |
| Jun 30, 2025 | 2.19 |
| Mar 31, 2025 | 2.05 |
| Dec 31, 2024 | 1.26 |
| Sep 30, 2024 | 2.18 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.22 |
| Dec 31, 2023 | 2.49 |
| Sep 30, 2023 | 2.63 |
| Jun 30, 2023 | 3.02 |
| Mar 31, 2023 | 3.78 |
| Dec 31, 2022 | 20.22 |
| Sep 30, 2022 | 6.17 |
| Jun 30, 2022 | 6.46 |
| Mar 31, 2022 | 4.53 |
| Dec 31, 2021 | 2.20 |
| Sep 30, 2021 | 1.84 |