NorthEast Community Bancorp (NECB) Interest Coverage Ratio (2020 - 2026)
NorthEast Community Bancorp's (NECB) quarterly Interest Coverage Ratio came in at 2.21 in Q2 2026, up 0.96% year-over-year from 2.19 in Q2 2025, and up 1.07% quarter-over-quarter from 2.19 in Q1 2026.
Analysis
NorthEast Community Bancorp (NECB) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
NorthEast Community Bancorp (NECB) has reported Interest Coverage Ratio for 7 consecutive years, with 2.21 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 0.96% year-over-year to 2.21 in Q2 2026; TTM through Jun 2026 was 2.21, a 5.61% increase from a year earlier, with the FY2025 full-year figure at 2.17, up 0.78% from the prior year.
- Interest Coverage Ratio was 2.21 for Q2 2026 at NorthEast Community Bancorp, up from 2.19 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 6.46 in Q2 2022 and troughed at 1.96 in Q4 2024.
- A 5-year average of 3.07 and a median of 2.25 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio soared 234.97% in 2022 and plunged 57.43% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 4.55 in 2022, then slumped by 46.44% to 2.44 in 2023, then declined by 19.82% to 1.96 in 2024, then gained by 11.82% to 2.19 in 2025, then grew by 1.09% to 2.21 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.21 (Q2 2026), 2.19 (Q1 2026), and 2.19 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | 1.32 |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 1.32 |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | 1.57 |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 2.02 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 1.65 |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 1.26 |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 1.98 |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 2.21 |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 1.42 |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | 1.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.21 |
| Mar 31, 2026 | 2.19 |
| Dec 31, 2025 | 2.19 |
| Sep 30, 2025 | 2.24 |
| Jun 30, 2025 | 2.19 |
| Mar 31, 2025 | 2.05 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 2.18 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.22 |
| Dec 31, 2023 | 2.44 |
| Sep 30, 2023 | 2.63 |
| Jun 30, 2023 | 3.02 |
| Mar 31, 2023 | 3.78 |
| Dec 31, 2022 | 4.55 |
| Sep 30, 2022 | 6.17 |
| Jun 30, 2022 | 6.46 |
| Mar 31, 2022 | 4.53 |
| Dec 31, 2021 | 5.76 |
| Sep 30, 2021 | 1.84 |