Navient (NAVI) Payout Ratio (2017 - 2025)
Navient's (NAVI) Payout Ratio came in at 1.97 for Q2 2025, up 331.9% from 0.46 a year earlier and up 62.3% from the prior quarter.
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Analysis
Navient (NAVI) Payout Ratio (2017 - 2025) Analysis & Trends
For FY2024, Navient's Payout Ratio stood at 0.53, up 56.2% from FY2023.
- In prior years, Navient's Payout Ratio was 0.34 in FY2023 (+142.5%), 0.14 in FY2022 (-5.5%), 0.15 in FY2021 (-50.0%) and 0.30 in FY2020 (+21.2%).
- The Q2 2025 figure stands as the highest quarterly Payout Ratio in data going back to Q4 2017.
- On a year-over-year basis, Payout Ratio has increased in each of the last ten quarters, with growth averaging 163.2% over the last eight quarters.
- The strongest year-over-year quarter for Payout Ratio in the past five years was Q2 2025, with growth of 331.9%; the weakest was Q2 2021, with a decline of 68.9%.
- According to Business Quant data, Payout Ratio for the three prior quarters was 1.21 (Q1 2025), 0.53 (Q4 2024) and 0.91 (Q3 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - |
| 10 | Navient | 850.62 Mn | -1.75 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.21 |
| Dec 31, 2024 | 0.53 |
| Sep 30, 2024 | 0.91 |
| Jun 30, 2024 | 0.46 |
| Mar 31, 2024 | 0.39 |
| Dec 31, 2023 | 0.34 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | 0.18 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.12 |
| Jun 30, 2021 | 0.12 |
| Mar 31, 2021 | 0.14 |
| Dec 31, 2020 | 0.30 |
| Sep 30, 2020 | 0.32 |
API Access
Navient Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=NAVI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "NAVI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=NAVI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();