Medallion Financial (MFIN) Times Interest Earned (2017 - 2025)
Medallion Financial's (MFIN) Times Interest Earned came in at 1.78 for Q3 2025, up 11.1% from 1.60 a year earlier but down 1.8% from the prior quarter.
Medallion Financial (MFIN) Times Interest Earned (2017 - 2025) Analysis & Trends
For the trailing twelve months through Sep 30, 2025, Times Interest Earned at Medallion Financial was 1.80, down 0.8% year-over-year; for FY2024, it came in at 1.71, down 27.6% from FY2023.
- Annual Times Interest Earned has declined for three consecutive years.
- In prior years, Medallion Financial's Times Interest Earned was 2.37 in FY2023 (-17.7%), 2.88 in FY2022 (-20.8%), 3.63 in FY2021 and -0.08 in FY2020.
- Quarterly Times Interest Earned has run from a low of 1.59 in Q2 2024 to a high of 4.76 in Q4 2021 over five years.
- On a year-over-year basis, Times Interest Earned increased in two of the last eight quarters, with an average decline of 14.3%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q2 2021, with growth of 409.7%; the weakest was Q3 2022, with a decline of 44.2%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 1.81 (Q2 2025), 1.84 (Q1 2025) and 1.75 (Q4 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Medallion Financial | 277.18 Mn | -74.00 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.78 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.84 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.60 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.93 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.41 |
| Mar 31, 2023 | 2.90 |
| Dec 31, 2022 | 2.80 |
| Sep 30, 2022 | 2.28 |
| Jun 30, 2022 | 3.39 |
| Mar 31, 2022 | 3.19 |
| Dec 31, 2021 | 4.76 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 3.30 |
| Mar 31, 2021 | 2.54 |
| Dec 31, 2020 | 2.36 |
Medallion Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=MFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "MFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=MFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();