Medallion Financial (MFIN) Provisions (2018 - 2025)
Medallion Financial (MFIN) recorded quarterly Provisions of $18.6 million in Q3 2025, down 13.94% quarter-over-quarter from $21.6 million in Q2 2025, and down 7.92% on a YoY basis from $20.2 million in Q3 2024.
Medallion Financial (MFIN) Provisions (2018 - 2025) Analysis & Trends
Medallion Financial's Provisions history runs 8 years deep, the most recent figure standing at $18.6 million for Q3 2025.
- In Q3 2025, Provisions fell 7.92% year-over-year to $18.6 million; the TTM figure through Sep 2025 stood at $82.7 million (up 24.01% YoY), while the FY2024 annual figure was $76.5 million, up 102.33% from the prior year.
- Provisions was $18.6 million for Q3 2025 at Medallion Financial, down from $21.6 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $22.0 million in Q1 2025 to a low of -$682000.0 in Q2 2021.
- Historically, Provisions has averaged $11.1 million across 5 years, with a median of $10.0 million in 2022.
- The sharpest annual moves came in 2021 and 2022: Provisions tumbled 104.03% in 2021, then jumped 3081.31% in 2022.
- A 5-year view of Provisions shows it stood at $2.6 million in 2021, then jumped by 243.75% to $9.0 million in 2022, then climbed by 19.44% to $10.8 million in 2023, then surged by 91.11% to $20.6 million in 2024, then retreated by 9.8% to $18.6 million in 2025.
- The last three Provisions figures came in at $18.6 million (Q3 2025), $21.6 million (Q2 2025), and $22.0 million (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.34 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 196.54 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Medallion Financial | 282.91 Mn | 246.07 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 18.56 Mn |
| Jun 30, 2025 | 21.56 Mn |
| Mar 31, 2025 | 22.01 Mn |
| Dec 31, 2024 | 20.57 Mn |
| Sep 30, 2024 | 20.15 Mn |
| Jun 30, 2024 | 18.58 Mn |
| Mar 31, 2024 | 17.20 Mn |
| Dec 31, 2023 | 10.77 Mn |
| Sep 30, 2023 | 14.53 Mn |
| Jun 30, 2023 | 8.48 Mn |
| Mar 31, 2023 | 4.04 Mn |
| Dec 31, 2022 | 9.01 Mn |
| Sep 30, 2022 | 10.05 Mn |
| Jun 30, 2022 | 7.76 Mn |
| Mar 31, 2022 | 3.24 Mn |
| Dec 31, 2021 | 2.62 Mn |
| Sep 30, 2021 | -337,000.00 |
| Jun 30, 2021 | -682,000.00 |
| Mar 31, 2021 | 3.02 Mn |
| Dec 31, 2020 | -3.41 Mn |