Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025)
Medallion Financial (MFIN) posted quarterly Interest Coverage Ratio of 1.78 for Q3 2025, up 11.1% year-over-year from 1.6 in Q3 2024, and down 1.8% quarter-over-quarter from 1.81 in Q2 2025.
Analysis
Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025) Analysis & Trends
Medallion Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.78 for Q3 2025.
- In Q3 2025, Interest Coverage Ratio rose 11.1% year-over-year to 1.78; the TTM figure through Sep 2025 stood at 1.77 (down 1.16% YoY), while the FY2024 annual figure was 1.71, down 27.59% from the prior year.
- Interest Coverage Ratio for Q3 2025 stood at 1.78, down from 1.81 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 4.76 in Q4 2021, with the low at 1.59 in Q2 2024.
- The 5-year median for Interest Coverage Ratio is 2.28 (2022), against an average of 2.52.
- The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio surged 443.27% in 2021, then tumbled 44.16% in 2022.
- Medallion Financial's Interest Coverage Ratio stood at 4.76 in 2021, then sank by 41.23% to 2.8 in 2022, then decreased by 26.35% to 2.06 in 2023, then retreated by 18.92% to 1.67 in 2024, then advanced by 6.33% to 1.78 in 2025.
- Business Quant data shows MFIN's Interest Coverage Ratio at 1.78 in Q3 2025, 1.81 in Q2 2025, and 1.83 in Q1 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Medallion Financial | 278.57 Mn | 241.74 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.78 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.84 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.60 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.93 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.41 |
| Mar 31, 2023 | 2.90 |
| Dec 31, 2022 | 2.80 |
| Sep 30, 2022 | 2.28 |
| Jun 30, 2022 | 3.39 |
| Mar 31, 2022 | 3.19 |
| Dec 31, 2021 | 4.76 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 3.30 |
| Mar 31, 2021 | 2.54 |
| Dec 31, 2020 | 2.36 |