Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025)
Medallion Financial (MFIN) recorded quarterly Interest Coverage Ratio of 1.78 in Q3 2025, down 1.8% quarter-over-quarter from 1.81 in Q2 2025, and up 11.1% on a YoY basis from 1.6 in Q3 2024.
Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025) Analysis & Trends
Medallion Financial's Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 1.78 for Q3 2025.
- In Q3 2025, Interest Coverage Ratio rose 11.1% year-over-year to 1.78; the TTM figure through Sep 2025 stood at 1.8 (down 0.84% YoY), while the FY2024 annual figure was 1.71, down 27.59% from the prior year.
- Interest Coverage Ratio was 1.78 for Q3 2025 at Medallion Financial, down from 1.81 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.76 in Q4 2021 to a low of 1.59 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 2.54 across 5 years, with a median of 2.28 in 2022.
- The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio soared 415.34% in 2021, then plunged 44.16% in 2022.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.76 in 2021, then slumped by 41.23% to 2.8 in 2022, then retreated by 21.61% to 2.19 in 2023, then slipped by 20.05% to 1.75 in 2024, then rose by 1.3% to 1.78 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.78 (Q3 2025), 1.81 (Q2 2025), and 1.84 (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Medallion Financial | 282.91 Mn | 246.07 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Sep 30, 2025 | 1.78 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.84 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.60 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.93 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.41 |
| Mar 31, 2023 | 2.90 |
| Dec 31, 2022 | 2.80 |
| Sep 30, 2022 | 2.28 |
| Jun 30, 2022 | 3.39 |
| Mar 31, 2022 | 3.19 |
| Dec 31, 2021 | 4.76 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 3.30 |
| Mar 31, 2021 | 2.54 |
| Dec 31, 2020 | 2.36 |