Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025)
Medallion Financial's (MFIN) Interest Coverage Ratio came in at 1.78 for Q3 2025, up 11.1% from 1.60 a year earlier but down 1.8% from the prior quarter.
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Analysis
Medallion Financial (MFIN) Interest Coverage Ratio (2017 - 2025) Analysis & Trends
For the trailing twelve months through Sep 30, 2025, Interest Coverage Ratio at Medallion Financial was 1.80, down 0.8% year-over-year; for FY2024, it was 1.71, down 27.6% from FY2023.
- Annual Interest Coverage Ratio has declined for three consecutive years.
- In prior years, Medallion Financial's Interest Coverage Ratio was 2.37 in FY2023 (-17.7%), 2.88 in FY2022 (-20.8%), 3.63 in FY2021 and -0.08 in FY2020.
- Quarterly Interest Coverage Ratio has run from a low of 1.59 in Q2 2024 to a high of 4.76 in Q4 2021 over five years.
- On a year-over-year basis, Interest Coverage Ratio increased in two of the last eight quarters, with an average decline of 14.3%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q2 2021, with growth of 409.7%; the weakest was Q3 2022, with a decline of 44.2%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 1.81 (Q2 2025), 1.84 (Q1 2025) and 1.75 (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Medallion Financial | 280.67 Mn | -70.50 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 1.78 |
| Jun 30, 2025 | 1.81 |
| Mar 31, 2025 | 1.84 |
| Dec 31, 2024 | 1.75 |
| Sep 30, 2024 | 1.60 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.93 |
| Dec 31, 2023 | 2.19 |
| Sep 30, 2023 | 2.14 |
| Jun 30, 2023 | 2.41 |
| Mar 31, 2023 | 2.90 |
| Dec 31, 2022 | 2.80 |
| Sep 30, 2022 | 2.28 |
| Jun 30, 2022 | 3.39 |
| Mar 31, 2022 | 3.19 |
| Dec 31, 2021 | 4.76 |
| Sep 30, 2021 | 4.08 |
| Jun 30, 2021 | 3.30 |
| Mar 31, 2021 | 2.54 |
| Dec 31, 2020 | 2.36 |
API Access
Medallion Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=MFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "MFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=MFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();