Medallion Financial (MFIN) Equity Ratio (2017 - 2025)

Medallion Financial (MFIN) recorded quarterly Equity Ratio of 0.14 in Q4 2025, down 19.3% quarter-over-quarter from 0.17 in Q3 2025, and down 9.65% on a YoY basis from 0.15 in Q4 2024.

Medallion Financial (MFIN) Equity Ratio (2017 - 2025) Analysis & Trends

Medallion Financial's Equity Ratio history runs 9 years deep, the most recent figure standing at 0.14 for Q4 2025.

  • In Q4 2025, Equity Ratio fell 9.65% year-over-year to 0.14; the TTM figure through Dec 2025 stood at 0.14 (down 9.65% YoY), while the FY2025 annual figure was 0.14, down 9.65% from the prior year.
  • Equity Ratio was 0.14 for Q4 2025 at Medallion Financial, down from 0.17 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.19 in Q4 2021 to a low of 0.14 in Q4 2025.
  • Historically, Equity Ratio has averaged 0.17 across 5 years, with a median of 0.16 in 2022.
  • The sharpest annual moves came in 2022 and 2025: Equity Ratio dropped 13.69% in 2022, then gained 20.75% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.19 in 2021, then decreased by 13.69% to 0.16 in 2022, then dropped by 2.95% to 0.16 in 2023, then dropped by 3.83% to 0.15 in 2024, then declined by 9.65% to 0.14 in 2025.
  • The last three Equity Ratio figures came in at 0.14 (Q4 2025), 0.17 (Q3 2025), and 0.18 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Medallion Financial 282.91 Mn 246.07 Mn - 0.14

Historic Data

Download Data
DateValue
Dec 31, 2025 0.14
Sep 30, 2025 0.17
Jun 30, 2025 0.18
Mar 31, 2025 0.16
Dec 31, 2024 0.15
Sep 30, 2024 0.15
Jun 30, 2024 0.15
Mar 31, 2024 0.16
Dec 31, 2023 0.16
Sep 30, 2023 0.16
Jun 30, 2023 0.15
Mar 31, 2023 0.16
Dec 31, 2022 0.16
Sep 30, 2022 0.16
Jun 30, 2022 0.17
Mar 31, 2022 0.18
Dec 31, 2021 0.19
Sep 30, 2021 0.19
Jun 30, 2021 0.19
Mar 31, 2021 0.18