Medallion Financial (MFIN) Debt Ratio (2017 - 2025)

Medallion Financial (MFIN) posted quarterly Debt Ratio of 0.11 for Q4 2025, up 7.44% year-over-year from 0.1 in Q4 2024, and up 3.21% quarter-over-quarter from 0.1 in Q3 2025.

Medallion Financial (MFIN) Debt Ratio (2017 - 2025) Analysis & Trends

Medallion Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.11 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 7.44% year-over-year to 0.11; the TTM figure through Dec 2025 stood at 0.11 (up 7.44% YoY), while the FY2025 annual figure was 0.11, up 7.44% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.11, up from 0.1 in the prior quarter.
  • The five-year high for Debt Ratio was 0.37 in Q3 2021, with the low at 0.09 in Q1 2023.
  • The 5-year median for Debt Ratio is 0.1 (2025), against an average of 0.15.
  • The sharpest annual moves came in 2021 and 2023: Debt Ratio soared 183.16% in 2021, then slumped 71.58% in 2023.
  • Medallion Financial's Debt Ratio stood at 0.12 in 2021, then dropped by 17.36% to 0.1 in 2022, then decreased by 3.03% to 0.09 in 2023, then gained by 4.15% to 0.1 in 2024, then rose by 7.44% to 0.11 in 2025.
  • Business Quant data shows MFIN's Debt Ratio at 0.11 in Q4 2025, 0.1 in Q3 2025, and 0.1 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Medallion Financial 248.09 Mn 111.82 Mn - 0.11

Historic Data

Download Data
DateValue
Dec 31, 2025 0.11
Sep 30, 2025 0.10
Jun 30, 2025 0.10
Mar 31, 2025 0.11
Dec 31, 2024 0.10
Sep 30, 2024 0.10
Jun 30, 2024 0.10
Mar 31, 2024 0.10
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.10
Mar 31, 2023 0.09
Dec 31, 2022 0.10
Sep 30, 2022 0.32
Jun 30, 2022 0.31
Mar 31, 2022 0.32
Dec 31, 2021 0.12
Sep 30, 2021 0.37
Jun 30, 2021 0.13
Mar 31, 2021 0.15