Medallion Financial (MFIN) Debt Ratio (2017 - 2025)

Medallion Financial (MFIN) recorded quarterly Debt Ratio of 0.03 in Q4 2025, up 16.48% quarter-over-quarter from 0.03 in Q3 2025, and up 88.67% on a YoY basis from 0.02 in Q4 2024.

Medallion Financial (MFIN) Debt Ratio (2017 - 2025) Analysis & Trends

Medallion Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.03 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 88.67% year-over-year to 0.03; the TTM figure through Dec 2025 stood at 0.03 (up 88.67% YoY), while the FY2025 annual figure was 0.03, up 88.67% from the prior year.
  • Debt Ratio was 0.03 for Q4 2025 at Medallion Financial, up from 0.03 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.25 in Q3 2021 to a low of 0.0 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.03 in 2023.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 4006.33% in 2022, then tumbled 96.72% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.25 in 2021, then slumped by 99.12% to 0.0 in 2022, then soared by 39.72% to 0.0 in 2023, then surged by 452.55% to 0.02 in 2024, then soared by 88.67% to 0.03 in 2025.
  • The last three Debt Ratio figures came in at 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.03 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 Medallion Financial 282.91 Mn 246.07 Mn - 0.03

Historic Data

Download Data
DateValue
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.03
Mar 31, 2025 0.04
Dec 31, 2024 0.02
Sep 30, 2024 0.02
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.00
Sep 30, 2023 0.01
Jun 30, 2023 0.03
Mar 31, 2023 0.02
Dec 31, 2022 0.00
Sep 30, 2022 0.22
Jun 30, 2022 0.19
Mar 31, 2022 0.21
Sep 30, 2021 0.25
Jun 30, 2021 0.00
Mar 31, 2021 0.04
Dec 31, 2020 0.05