Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026)
Mechanics Bancorp (MCHB) reported Times Interest Earned of -$1.92 for Q1 2026, down 14.6% year-over-year from -$2.25 in Q1 2025, and down 18.78% quarter-over-quarter from -$1.62 in Q4 2025.
Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has 16 years of Times Interest Earned data on file, last reported at -$1.92 in Q1 2026.
- Times Interest Earned for Q1 2026 came in at -$1.92, down 14.6% year-over-year; the trailing twelve-month figure through Mar 2026 was -$1.43 (down 101.49% YoY), and the FY2025 annual result was -$1.91, down 36.09% from the prior year.
- Times Interest Earned declined to -$1.92 in Q1 2026 per MCHB's latest filing, from -$1.62 in the prior quarter.
- Over five years, Times Interest Earned peaked at $6.5 in Q1 2022 and troughed at -$2.62 in Q3 2025.
- A 5-year average of $0.56 and a median of $0.89 in 2024 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2024 and 2025: Times Interest Earned surged 146.62% in 2024, then slumped 297.37% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $1.29 in 2022, then retreated by 27.15% to $0.94 in 2023, then plunged by 261.82% to -$1.52 in 2024, then retreated by 6.47% to -$1.62 in 2025, then retreated by 18.78% to -$1.92 in 2026.
- Business Quant data shows MCHB's Times Interest Earned at -$1.92 in Q1 2026, -$1.62 in Q4 2025, and -$2.62 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,269.32 Bn | 97,269.32 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,591.89 Bn | 6,575.95 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 209.71 Bn | 209.56 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 198.08 Bn | 198.08 Bn | - | - |
| 6 | Landmark Bancorp | 177.39 Bn | 177.36 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 135.71 Bn | 103.28 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Mechanics Bancorp | 3.26 Bn | 2.78 Bn | 9.51 Mn | -1.92 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.92 |
| Dec 31, 2025 | -1.62 |
| Sep 30, 2025 | -2.62 |
| Jun 30, 2025 | 0.90 |
| Mar 31, 2025 | -1.68 |
| Dec 31, 2024 | -1.52 |
| Sep 30, 2024 | -1.23 |
| Jun 30, 2024 | 0.89 |
| Mar 31, 2024 | 0.85 |
| Dec 31, 2023 | 0.94 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 2.30 |
| Jun 30, 2022 | 3.94 |
| Mar 31, 2022 | 6.50 |
| Dec 31, 2021 | 10.71 |
| Sep 30, 2021 | 9.92 |
| Jun 30, 2021 | 9.74 |