Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026)

Mechanics Bancorp (MCHB) reported Times Interest Earned of -$1.92 for Q1 2026, down 14.6% year-over-year from -$2.25 in Q1 2025, and down 18.78% quarter-over-quarter from -$1.62 in Q4 2025.

Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 16 years of Times Interest Earned data on file, last reported at -$1.92 in Q1 2026.

  • Times Interest Earned for Q1 2026 came in at -$1.92, down 14.6% year-over-year; the trailing twelve-month figure through Mar 2026 was -$1.43 (down 101.49% YoY), and the FY2025 annual result was -$1.91, down 36.09% from the prior year.
  • Times Interest Earned declined to -$1.92 in Q1 2026 per MCHB's latest filing, from -$1.62 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $6.5 in Q1 2022 and troughed at -$2.62 in Q3 2025.
  • A 5-year average of $0.56 and a median of $0.89 in 2024 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2024 and 2025: Times Interest Earned surged 146.62% in 2024, then slumped 297.37% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $1.29 in 2022, then retreated by 27.15% to $0.94 in 2023, then plunged by 261.82% to -$1.52 in 2024, then retreated by 6.47% to -$1.62 in 2025, then retreated by 18.78% to -$1.92 in 2026.
  • Business Quant data shows MCHB's Times Interest Earned at -$1.92 in Q1 2026, -$1.62 in Q4 2025, and -$2.62 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - -1.52
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 209.71 Bn 209.56 Bn - 2.53
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 135.71 Bn 103.28 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Mechanics Bancorp 3.26 Bn 2.78 Bn 9.51 Mn -1.92

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.92
Dec 31, 2025 -1.62
Sep 30, 2025 -2.62
Jun 30, 2025 0.90
Mar 31, 2025 -1.68
Dec 31, 2024 -1.52
Sep 30, 2024 -1.23
Jun 30, 2024 0.89
Mar 31, 2024 0.85
Dec 31, 2023 0.94
Sep 30, 2023 1.02
Jun 30, 2023 0.36
Mar 31, 2023 1.14
Dec 31, 2022 1.29
Sep 30, 2022 2.30
Jun 30, 2022 3.94
Mar 31, 2022 6.50
Dec 31, 2021 10.71
Sep 30, 2021 9.92
Jun 30, 2021 9.74