Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026)
Mechanics Bancorp (MCHB) posted quarterly Times Interest Earned of -$1.86 for Q1 2026, down 164.56% year-over-year from $2.88 in Q1 2025, and down 301.67% quarter-over-quarter from $0.92 in Q4 2025.
Mechanics Bancorp (MCHB) Times Interest Earned (2011 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported Times Interest Earned for 16 consecutive years, with -$1.86 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned fell 164.56% year-over-year to -$1.86; the TTM figure through Mar 2026 stood at -$6.64 (down 559.11% YoY), while the FY2025 annual figure was -$1.91, down 36.62% from the prior year.
- Times Interest Earned eased to -$1.86 in Q1 2026 per MCHB's latest filing, from $0.92 in the prior quarter.
- Across five years, Times Interest Earned topped out at $1.56 in Q1 2022 and bottomed at -$2.62 in Q3 2025.
- Historically, Times Interest Earned has averaged $0.26 across 5 years, with a median of $0.92 in 2025.
- Annual changes were most pronounced in 2024 — Times Interest Earned tumbled 246.29% — and 2025, when it surged 161.52%.
- Mechanics Bancorp's Times Interest Earned stood at $0.43 in 2022, then soared by 136.92% to $1.03 in 2023, then tumbled by 246.29% to -$1.5 in 2024, then soared by 161.52% to $0.92 in 2025, then plunged by 301.67% to -$1.86 in 2026.
- Business Quant data shows MCHB's Times Interest Earned at -$1.86 in Q1 2026, $0.92 in Q4 2025, and -$2.62 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Mechanics Bancorp | 3.59 Bn | 2.99 Bn | - | 2.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.88 |
| Mar 31, 2026 | -1.86 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | -2.62 |
| Jun 30, 2025 | 0.92 |
| Mar 31, 2025 | -0.70 |
| Dec 31, 2024 | -1.50 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 0.91 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.01 |
| Jun 30, 2023 | 0.73 |
| Mar 31, 2023 | 1.06 |
| Dec 31, 2022 | 0.43 |
| Sep 30, 2022 | 1.19 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.56 |
| Dec 31, 2021 | 8.65 |
| Sep 30, 2021 | 9.92 |