Mechanics Bancorp (MCHB) Interest Expense - Deposits (2011 - 2026)
Mechanics Bancorp's Interest Expense - Deposits was $60.49 million in Q3 2026, up 5.2% from $57.5 million a year earlier and up 7.0% from the prior quarter.
Mechanics Bancorp (MCHB) Interest Expense - Deposits (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, Mechanics Bancorp's Interest Expense - Deposits was $244.32 million through Sep 30, 2026, up 22.7% year-over-year; for FY2025, it was $219.62 million, up 16.0% from FY2024.
- Interest Expense - Deposits has now increased for four consecutive years, with a five-year compound annual growth rate of 45.4% (FY2020 to FY2025).
- In earlier years, Interest Expense - Deposits was $189.26 million in FY2024 (+37.2%), $137.92 million in FY2023 (+330.8%), $32.01 million in FY2022 (+180.5%) and $11.41 million in FY2021 (-66.2%).
- Quarterly Interest Expense - Deposits has moved between $2.28 million (Q1 2022) and $68.97 million (Q4 2025) over five years.
- Compared with a year earlier, Interest Expense - Deposits has increased for 13 straight quarters, with growth averaging 18.0% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q4 2022 (growth of 646.3%); the worst was Q4 2021 (a decline of 48.9%).
- Per Business Quant data, MCHB's Interest Expense - Deposits in the three quarters before Q3 2026 was $56.54 million (Q2 2026), $58.32 million (Q1 2026) and $68.97 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | Mechanics Bancorp | 3.25 Bn | 387.49 Mn | - | 60.49 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 60.49 Mn |
| Jun 30, 2026 | 56.54 Mn |
| Mar 31, 2026 | 58.32 Mn |
| Dec 31, 2025 | 68.97 Mn |
| Sep 30, 2025 | 57.50 Mn |
| Jun 30, 2025 | 48.02 Mn |
| Mar 31, 2025 | 45.13 Mn |
| Dec 31, 2024 | 48.40 Mn |
| Sep 30, 2024 | 52.41 Mn |
| Jun 30, 2024 | 43.54 Mn |
| Mar 31, 2024 | 42.61 Mn |
| Dec 31, 2023 | 39.32 Mn |
| Sep 30, 2023 | 33.84 Mn |
| Jun 30, 2023 | 35.39 Mn |
| Mar 31, 2023 | 29.37 Mn |
| Dec 31, 2022 | 18.52 Mn |
| Sep 30, 2022 | 8.32 Mn |
| Jun 30, 2022 | 2.89 Mn |
| Mar 31, 2022 | 2.28 Mn |
| Dec 31, 2021 | 2.48 Mn |
Mechanics Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=MCHB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "MCHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=MCHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();