Mechanics Bancorp (MCHB) Interest Coverage Ratio (2011 - 2026)

Mechanics Bancorp (MCHB) has 16 years of Interest Coverage Ratio data on file, last reported at 1.86 in Q1 2026.

• On a quarterly basis, Interest Coverage Ratio fell 164.56% year-over-year to 1.86 in Q1 2026; TTM through Mar 2026 was 1.35, a 33.98% decrease from a year earlier, with the FY2025 full-year figure at 1.91, down 36.62% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.86, down from 1.62 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for MCHB reached as high as 1.56 in Q1 2022 and fell as low as 2.62 in Q3 2025.
• Historically, Interest Coverage Ratio has averaged 0.22 across 5 years, with a median of 0.91 in 2024.
• Across the five-year window, Interest Coverage Ratio jumped 191.6% in 2023 and tumbled 435.13% in 2025, its largest moves.
• Year by year, Interest Coverage Ratio stood at 0.32 in 2022, then soared by 191.6% to 0.94 in 2023, then sank by 48.59% to 0.48 in 2024, then tumbled by 435.13% to 1.62 in 2025, then fell by 15.02% to 1.86 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.86 in Q1 2026, 1.62 in Q4 2025, and 2.62 in Q3 2025.