Mechanics Bancorp (MCHB) Interest Coverage Ratio (2011 - 2026)
Mechanics Bancorp (MCHB) reported Interest Coverage Ratio of 1.92 for Q1 2026, down 14.6% year-over-year from 2.25 in Q1 2025, and down 18.78% on a QoQ basis from 1.62 in Q4 2025.
Mechanics Bancorp (MCHB) has 16 years of Interest Coverage Ratio data on file, last reported at 1.92 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 14.6% year-over-year to 1.92 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.43 (down 101.49% YoY) and the FY2025 annual result came in at 1.91, down 36.09% from the prior year.
- Interest Coverage Ratio fell to 1.92 in Q1 2026 per MCHB's latest filing, from 1.62 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.5 in Q1 2022 and bottomed at 2.62 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 0.89 (2024), against an average of 0.56.
- The widest annual swing landed in 2024, when Interest Coverage Ratio soared 146.62%; it then plunged 297.37% in 2025.
- Tracing MCHB's Interest Coverage Ratio over 5 years: stood at 1.29 in 2022, then declined by 27.15% to 0.94 in 2023, then slumped by 261.82% to 1.52 in 2024, then declined by 6.47% to 1.62 in 2025, then declined by 18.78% to 1.92 in 2026.
- Per Business Quant, the three latest MCHB Interest Coverage Ratio figures stand at 1.92 (Q1 2026), 1.62 (Q4 2025), and 2.62 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 92,149.88 Bn | 92,149.88 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 435.03 Bn | 435.03 Bn | - | - |
| 4 | First Capital | 206.20 Bn | 206.05 Bn | - | 2.53 |
| 5 | NatWest | 175.53 Bn | 175.53 Bn | - | - |
| 6 | Landmark Bancorp | 172.89 Bn | 172.85 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 145.10 Bn | 137.23 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 89.55 Bn | 89.60 Bn | - | 1.88 |
| 10 | Mechanics Bancorp | 3.27 Bn | 2.79 Bn | 9.51 Mn | -1.92 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.92 |
| Dec 31, 2025 | -1.62 |
| Sep 30, 2025 | -2.62 |
| Jun 30, 2025 | 0.90 |
| Mar 31, 2025 | -1.68 |
| Dec 31, 2024 | -1.52 |
| Sep 30, 2024 | -1.23 |
| Jun 30, 2024 | 0.89 |
| Mar 31, 2024 | 0.85 |
| Dec 31, 2023 | 0.94 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 0.36 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 2.30 |
| Jun 30, 2022 | 3.94 |
| Mar 31, 2022 | 6.50 |
| Dec 31, 2021 | 10.71 |
| Sep 30, 2021 | 9.92 |
| Jun 30, 2021 | 9.74 |
| Mar 31, 2021 | 8.10 |
| Dec 31, 2020 | 6.28 |
| Sep 30, 2020 | 5.19 |
| Jun 30, 2020 | 3.33 |
| Mar 31, 2020 | 1.48 |
| Dec 31, 2019 | 1.76 |
| Sep 30, 2019 | 1.70 |
| Jun 30, 2019 | 1.44 |
| Mar 31, 2019 | 1.30 |
| Dec 31, 2018 | 1.56 |
| Sep 30, 2018 | 1.60 |
| Jun 30, 2018 | 1.37 |
| Mar 31, 2018 | 1.20 |
| Dec 31, 2017 | 2.35 |
| Sep 30, 2017 | 2.78 |
| Jun 30, 2017 | 2.63 |
| Mar 31, 2017 | 2.38 |
| Dec 31, 2016 | 1.39 |
| Sep 30, 2016 | 6.03 |
| Jun 30, 2016 | 6.11 |
| Mar 31, 2016 | 2.80 |
| Dec 31, 2015 | 3.24 |
| Sep 30, 2015 | 4.30 |
| Jun 30, 2015 | 5.37 |
| Mar 31, 2015 | 4.88 |
| Dec 31, 2014 | 3.96 |
| Sep 30, 2014 | 3.20 |
| Jun 30, 2014 | 5.49 |
| Mar 31, 2014 | 1.91 |
| Dec 31, 2013 | 0.53 |
| Sep 30, 2013 | 1.67 |
| Jun 30, 2013 | 6.85 |
| Mar 31, 2013 | 3.98 |
| Dec 31, 2012 | 7.59 |
| Sep 30, 2012 | 8.54 |
| Jun 30, 2012 | 5.49 |
| Mar 31, 2012 | 4.03 |
| Dec 31, 2011 | 1.98 |
| Sep 30, 2011 | 3.18 |
| Jun 30, 2011 | 1.16 |
| Mar 31, 2011 | 0.18 |