Mechanics Bancorp (MCHB) Interest Coverage Ratio (2011 - 2026)
Mechanics Bancorp (MCHB) posted quarterly Interest Coverage Ratio of 1.86 for Q1 2026, down 164.56% year-over-year from 2.88 in Q1 2025, and down 301.67% quarter-over-quarter from 0.92 in Q4 2025.
Mechanics Bancorp (MCHB) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported Interest Coverage Ratio for 16 consecutive years, with 1.86 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 164.56% year-over-year to 1.86; the TTM figure through Mar 2026 stood at 6.64 (down 559.11% YoY), while the FY2025 annual figure was 1.91, down 36.62% from the prior year.
- Interest Coverage Ratio eased to 1.86 in Q1 2026 per MCHB's latest filing, from 0.92 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.56 in Q1 2022 and bottomed at 2.62 in Q3 2025.
- Historically, Interest Coverage Ratio has averaged 0.26 across 5 years, with a median of 0.92 in 2025.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio tumbled 246.29% — and 2025, when it surged 161.52%.
- Mechanics Bancorp's Interest Coverage Ratio stood at 0.43 in 2022, then soared by 136.92% to 1.03 in 2023, then tumbled by 246.29% to 1.5 in 2024, then soared by 161.52% to 0.92 in 2025, then plunged by 301.67% to 1.86 in 2026.
- Business Quant data shows MCHB's Interest Coverage Ratio at 1.86 in Q1 2026, 0.92 in Q4 2025, and 2.62 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.35 Bn | 84.16 Bn | - | - |
| 2 | Pnc Financial Services | 98.29 Bn | 98.29 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.83 Bn | 96.83 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.11 Bn | -81.20 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.15 Bn | 56.46 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 62.15 Bn | 62.15 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 50.27 Bn | 26.55 Bn | - | 1.90 |
| 10 | Mechanics Bancorp | 3.66 Bn | 3.06 Bn | - | 2.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.88 |
| Mar 31, 2026 | -1.86 |
| Dec 31, 2025 | 0.92 |
| Sep 30, 2025 | -2.62 |
| Jun 30, 2025 | 0.92 |
| Mar 31, 2025 | -0.70 |
| Dec 31, 2024 | -1.50 |
| Sep 30, 2024 | -0.82 |
| Jun 30, 2024 | 0.94 |
| Mar 31, 2024 | 0.91 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.01 |
| Jun 30, 2023 | 0.73 |
| Mar 31, 2023 | 1.06 |
| Dec 31, 2022 | 0.43 |
| Sep 30, 2022 | 1.19 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.56 |
| Dec 31, 2021 | 8.65 |
| Sep 30, 2021 | 9.92 |