Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2025)
Mechanics Bancorp (MCHB) reported Debt Ratio of 0.14 for Q2 2025, down 32.85% year-over-year from 0.2 in Q2 2024, and up 6.66% on a QoQ basis from 0.13 in Q1 2025.
Mechanics Bancorp (MCHB) has 15 years of Debt Ratio data on file, last reported at 0.14 in Q2 2025.
- Quarterly Debt Ratio fell 32.85% year-over-year to 0.14 in Q2 2025, while the trailing twelve-month figure through Jun 2025 was 0.14 (down 32.85% YoY) and the FY2024 annual result came in at 0.06, down 67.36% from the prior year.
- Debt Ratio advanced to 0.14 in Q2 2025 per MCHB's latest filing, from 0.13 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.22 in Q1 2024 and bottomed at 0.01 in Q4 2021.
- The 5-year median for Debt Ratio is 0.17 (2022), against an average of 0.13.
- The widest annual swing landed in 2021, when Debt Ratio slumped 92.81%; it then surged 2335.28% in 2022.
- Tracing MCHB's Debt Ratio over 5 years: stood at 0.01 in 2021, then jumped by 1806.31% to 0.11 in 2022, then jumped by 71.25% to 0.19 in 2023, then plunged by 67.36% to 0.06 in 2024, then surged by 125.38% to 0.14 in 2025.
- Per Business Quant, the three latest MCHB Debt Ratio figures stand at 0.14 (Q2 2025), 0.13 (Q1 2025), and 0.06 (Q4 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 92,149.88 Bn | 92,149.88 Bn | - | 0.02 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 0.05 |
| 3 | Lloyds Banking | 435.03 Bn | 435.03 Bn | - | - |
| 4 | First Capital | 206.20 Bn | 206.05 Bn | - | - |
| 5 | NatWest | 175.53 Bn | 175.53 Bn | - | - |
| 6 | Landmark Bancorp | 172.89 Bn | 172.85 Bn | - | 0.01 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.36 |
| 8 | KB Financial | 145.10 Bn | 137.23 Bn | - | 0.01 |
| 9 | Pnc Financial Services | 89.55 Bn | 89.60 Bn | - | 0.04 |
| 10 | Mechanics Bancorp | 3.27 Bn | 2.79 Bn | 9.51 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.13 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.21 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.22 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.04 |
| Sep 30, 2020 | 0.07 |
| Jun 30, 2020 | 0.10 |
| Mar 31, 2020 | 0.07 |
| Dec 31, 2019 | 0.09 |
| Mar 31, 2019 | 0.08 |
| Dec 31, 2018 | 0.13 |
| Sep 30, 2018 | 0.12 |
| Jun 30, 2018 | 0.14 |
| Mar 31, 2018 | 0.12 |
| Dec 31, 2017 | 0.15 |
| Sep 30, 2017 | 0.17 |
| Jun 30, 2017 | 0.13 |
| Mar 31, 2017 | 0.13 |
| Dec 31, 2016 | 0.14 |
| Sep 30, 2016 | 0.14 |
| Jun 30, 2016 | 0.15 |
| Mar 31, 2016 | 0.16 |
| Mar 31, 2015 | 0.00 |
| Dec 31, 2014 | 0.01 |
| Sep 30, 2014 | 0.17 |
| Jun 30, 2014 | 0.00 |
| Mar 31, 2014 | 0.11 |
| Dec 31, 2013 | 0.15 |
| Sep 30, 2013 | 0.12 |
| Jun 30, 2013 | 0.15 |
| Mar 31, 2013 | 0.07 |
| Dec 31, 2012 | 0.10 |
| Sep 30, 2012 | 0.05 |
| Jun 30, 2012 | 0.04 |
| Mar 31, 2012 | 0.02 |
| Dec 31, 2011 | 0.03 |