Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2025)

Mechanics Bancorp (MCHB) has 15 years of Debt Ratio data on file, last reported at 0.14 in Q2 2025.

• Debt Ratio for Q2 2025 came in at 0.14, down 32.85% year-over-year; the trailing twelve-month figure through Jun 2025 was 0.14 (down 32.85% YoY), and the FY2024 annual result was 0.06, down 67.36% from the prior year.
• Debt Ratio grew to 0.14 in Q2 2025 per MCHB's latest filing, from 0.13 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.22 in Q1 2024 and troughed at 0.01 in Q4 2021.
• A 5-year average of 0.13 and a median of 0.17 in 2022 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2021 and 2022: Debt Ratio plunged 92.81% in 2021, then jumped 2335.28% in 2022.
• A 5-year view of Debt Ratio shows it stood at 0.01 in 2021, then soared by 1806.31% to 0.11 in 2022, then soared by 71.25% to 0.19 in 2023, then slumped by 67.36% to 0.06 in 2024, then jumped by 125.38% to 0.14 in 2025.
• Business Quant data shows MCHB's Debt Ratio at 0.14 in Q2 2025, 0.13 in Q1 2025, and 0.06 in Q4 2024.