Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2026)

Mechanics Bancorp's (MCHB) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 96.16% year-on-year from 0.16 in Q1 2025, and down 29.89% on a QoQ basis from 0.01 in Q4 2025.

Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2026) Analysis & Trends

Mechanics Bancorp (MCHB) has 16 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 96.16% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 96.16% decrease from a year earlier, with the FY2025 full-year figure at 0.01, down 85.83% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.01, down from 0.01 in the prior quarter.
  • Over the last five years, Debt Ratio for MCHB reached as high as 0.25 in Q1 2024 and fell as low as 0.01 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.15 across 5 years, with a median of 0.2 in 2022.
  • Across the five-year window, Debt Ratio jumped 1056.71% in 2022 and tumbled 96.16% in 2026, its largest moves.
  • Year by year, Debt Ratio stood at 0.13 in 2022, then surged by 58.33% to 0.21 in 2023, then sank by 71.08% to 0.06 in 2024, then slumped by 85.83% to 0.01 in 2025, then dropped by 29.89% to 0.01 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Mechanics Bancorp 3.49 Bn 2.96 Bn 9.51 Mn 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.17
Mar 31, 2025 0.16
Dec 31, 2024 0.06
Sep 30, 2024 0.21
Jun 30, 2024 0.23
Mar 31, 2024 0.25
Dec 31, 2023 0.21
Sep 30, 2023 0.22
Jun 30, 2023 0.23
Mar 31, 2023 0.21
Dec 31, 2022 0.13
Sep 30, 2022 0.20
Jun 30, 2022 0.20
Mar 31, 2022 0.07
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.02