Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2026)
Mechanics Bancorp (MCHB) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 96.16% year-over-year from 0.16 in Q1 2025, and down 29.89% quarter-over-quarter from 0.01 in Q4 2025.
Mechanics Bancorp (MCHB) Debt Ratio (2011 - 2026) Analysis & Trends
Mechanics Bancorp (MCHB) has reported Debt Ratio for 16 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 96.16% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 96.16% YoY), while the FY2025 annual figure was 0.01, down 85.83% from the prior year.
- Debt Ratio retreated to 0.01 in Q1 2026 per MCHB's latest filing, from 0.01 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.25 in Q1 2024 and bottomed at 0.01 in Q1 2026.
- Historically, Debt Ratio has averaged 0.15 across 5 years, with a median of 0.2 in 2022.
- Annual changes were most pronounced in 2022 — Debt Ratio soared 1056.71% — and 2026, when it sank 96.16%.
- Mechanics Bancorp's Debt Ratio stood at 0.13 in 2022, then soared by 58.33% to 0.21 in 2023, then sank by 71.08% to 0.06 in 2024, then slumped by 85.83% to 0.01 in 2025, then decreased by 29.89% to 0.01 in 2026.
- Business Quant data shows MCHB's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.53 Bn | 84.33 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 98.48 Bn | 98.48 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.74 Bn | 96.74 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.32 Bn | 56.63 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 62.17 Bn | 62.17 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 50.06 Bn | 26.34 Bn | - | 0.07 |
| 10 | Mechanics Bancorp | 3.65 Bn | 3.05 Bn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.21 |
| Jun 30, 2024 | 0.23 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.21 |
| Sep 30, 2023 | 0.22 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.21 |
| Dec 31, 2022 | 0.13 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.20 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |