MetroCity Bankshares (MCBS) Provision for Losses (2018 - 2026)
MetroCity Bankshares (MCBS) recorded Provision for Losses of -$792,000 in Q2 2026, compared with $129,000 a year earlier.
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Analysis
MetroCity Bankshares (MCBS) Provision for Losses (2018 - 2026) Analysis & Trends
On a TTM basis, MetroCity Bankshares' Provision for Losses came in at -$2.19 million as of Jun 30, 2026; for FY2025, it came in at -$318,000.
- Across earlier years, Provision for Losses came in at $516,000 in FY2024, -$15,000 in FY2023, -$2.77 million in FY2022 and $6.93 million in FY2021 (+99.9%).
- Quarterly Provision for Losses has ranged from -$1.7 million in Q3 2022 to $2.58 million in Q3 2021 over the past five years.
- Per Business Quant, the preceding three quarters came in at -$813,000 (Q1 2026), -$39,000 (Q4 2025) and -$543,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | MetroCity Bankshares | 1.04 Bn | -386.53 Mn | - | -72,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -72,000.00 |
| Jun 30, 2026 | -792,000.00 |
| Mar 31, 2026 | -813,000.00 |
| Dec 31, 2025 | -39,000.00 |
| Sep 30, 2025 | -543,000.00 |
| Jun 30, 2025 | 129,000.00 |
| Mar 31, 2025 | 135,000.00 |
| Dec 31, 2024 | 202,000.00 |
| Sep 30, 2024 | 582,000.00 |
| Jun 30, 2024 | -128,000.00 |
| Mar 31, 2024 | -140,000.00 |
| Dec 31, 2023 | 782,000.00 |
| Sep 30, 2023 | -381,000.00 |
| Jun 30, 2023 | -416,000.00 |
| Dec 31, 2022 | -1.17 Mn |
| Sep 30, 2022 | -1.70 Mn |
| Mar 31, 2022 | 104,000.00 |
| Dec 31, 2021 | 546,000.00 |
| Sep 30, 2021 | 2.58 Mn |
| Jun 30, 2021 | 2.21 Mn |
API Access
MetroCity Bankshares Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=MCBS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "MCBS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=MCBS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();