Medallion Financial (MBNKO) Provisions (2018 - 2025)

Medallion Financial (MBNKO) recorded quarterly Provisions of $18.6 million in Q3 2025, down 13.94% quarter-over-quarter from $21.6 million in Q2 2025, and down 7.92% on a YoY basis from $20.2 million in Q3 2024.

Medallion Financial (MBNKO) Provisions (2018 - 2025) Analysis & Trends

Medallion Financial's Provisions history runs 8 years deep, the most recent figure standing at $18.6 million for Q3 2025.

  • In Q3 2025, Provisions fell 7.92% year-over-year to $18.6 million; the TTM figure through Sep 2025 stood at $82.7 million (up 24.01% YoY), while the FY2024 annual figure was $76.5 million, up 102.33% from the prior year.
  • Provisions was $18.6 million for Q3 2025 at Medallion Financial, down from $21.6 million in the prior quarter.
  • In the past five years, Provisions ranged from a high of $22.0 million in Q1 2025 to a low of -$682000.0 in Q2 2021.
  • Historically, Provisions has averaged $11.1 million across 5 years, with a median of $10.0 million in 2022.
  • The sharpest annual moves came in 2021 and 2022: Provisions tumbled 104.03% in 2021, then jumped 3081.31% in 2022.
  • A 5-year view of Provisions shows it stood at $2.6 million in 2021, then jumped by 243.75% to $9.0 million in 2022, then climbed by 19.44% to $10.8 million in 2023, then surged by 91.11% to $20.6 million in 2024, then retreated by 9.8% to $18.6 million in 2025.
  • The last three Provisions figures came in at $18.6 million (Q3 2025), $21.6 million (Q2 2025), and $22.0 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 4.07 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.34 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 196.54 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 467.00 Mn
10 Medallion Financial - - - -

Historic Data

Download Data
DateValue
Sep 30, 2025 18.56 Mn
Jun 30, 2025 21.56 Mn
Mar 31, 2025 22.01 Mn
Dec 31, 2024 20.57 Mn
Sep 30, 2024 20.15 Mn
Jun 30, 2024 18.58 Mn
Mar 31, 2024 17.20 Mn
Dec 31, 2023 10.77 Mn
Sep 30, 2023 14.53 Mn
Jun 30, 2023 8.48 Mn
Mar 31, 2023 4.04 Mn
Dec 31, 2022 9.01 Mn
Sep 30, 2022 10.05 Mn
Jun 30, 2022 7.76 Mn
Mar 31, 2022 3.24 Mn
Dec 31, 2021 2.62 Mn
Sep 30, 2021 -337,000.00
Jun 30, 2021 -682,000.00
Mar 31, 2021 3.02 Mn
Dec 31, 2020 -3.41 Mn