Lufax Holding (LU) Net Cash Flow (2019 - 2024)

Lufax Holding (LU) posted quarterly Net Cash Flow of $238.0 million for Q4 2024, up 780.08% YoY from $27.0 million in Q1 2024, and up 116.5% sequentially from -$1.4 billion in Q3 2024.

Lufax Holding (LU) Net Cash Flow (2019 - 2024) Analysis & Trends

Lufax Holding has disclosed Net Cash Flow across 6 years of filings, most recently posting $238.0 million for Q4 2024.

  • In Q4 2024, Net Cash Flow rose 780.08% year-over-year to $238.0 million; the TTM figure through Dec 2025 stood at -$1.2 billion (down 27.48% YoY), while the FY2025 annual figure was $158.1 million, up 116.71% from the prior year.
  • Net Cash Flow advanced to $238.0 million in Q4 2024, from -$1.4 billion in the prior quarter.
  • Over the last five years, Net Cash Flow for LU reached as high as $1.6 billion in Q4 2020 and fell as low as -$1.4 billion in Q3 2024.
  • The 5-year median for Net Cash Flow is $129.0 million (2020), against an average of $47.1 million.
  • Annual changes were most pronounced in 2022 — Net Cash Flow surged 3520.31% — and 2023, when it sank 595.93%.
  • A 5-year view of Net Cash Flow shows it stood at $1.6 billion in 2020, then tumbled by 93.27% to $108.0 million in 2021, then sank by 259.5% to -$172.3 million in 2022, then surged by 79.68% to -$35.0 million in 2023, then surged by 780.08% to $238.0 million in 2024.
  • According to Business Quant data, Net Cash Flow over the past three periods registered $238.0 million, -$1.4 billion, and -$264.6 million for Q4 2024, Q3 2024, and Q2 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 Lufax Holding - - - -

Historic Data

Download Data
DateValue
Dec 31, 2024 238.00 Mn
Dec 31, 2024 238.00 Mn
Sep 30, 2024 -1.44 Bn
Sep 30, 2024 -1.44 Bn
Jun 30, 2024 -264.62 Mn
Jun 30, 2024 -264.62 Mn
Mar 31, 2024 524.25 Mn
Mar 31, 2024 524.25 Mn
Dec 31, 2023 -35.00 Mn
Dec 31, 2023 -35.00 Mn
Sep 30, 2023 -927.45 Mn
Sep 30, 2023 -927.45 Mn
Jun 30, 2023 -1.03 Bn
Jun 30, 2023 -1.03 Bn
Mar 31, 2023 392.26 Mn
Mar 31, 2023 392.26 Mn
Dec 31, 2022 -172.25 Mn
Dec 31, 2022 -172.25 Mn
Sep 30, 2022 178.28 Mn
Sep 30, 2022 178.28 Mn