Lufax Holding (LU) Interest Expenses (2019 - 2026)
Lufax Holding (LU) posted quarterly Interest Expenses of $74.2 million for Q4 2025, down 13.73% year-over-year from $86.0 million in Q4 2024, and down 13.73% quarter-over-quarter from $86.0 million in Q4 2024.
Analysis
Lufax Holding (LU) Interest Expenses (2019 - 2026) Analysis & Trends
Lufax Holding (LU) has reported Interest Expenses for 8 consecutive years, with $74.2 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Expenses fell 13.73% year-over-year to $74.2 million; the TTM figure through Dec 2025 stood at $74.2 million (up 9.69% YoY), while the FY2025 annual figure was $228.6 million, up 237.34% from the prior year.
- Interest Expenses slipped to $74.2 million in Q4 2025 per LU's latest filing, from $86.0 million in the prior quarter.
- Across five years, Interest Expenses topped out at $86.0 million in Q4 2024 and bottomed at -$72.6 million in Q4 2022.
- Historically, Interest Expenses has averaged -$14.9 million across 5 years, with a median of -$26.1 million in 2021.
- Annual changes were most pronounced in 2022 — Interest Expenses sank 73.15% — and 2024, when it surged 1326.41%.
- Lufax Holding's Interest Expenses stood at -$42.0 million in 2021, then tumbled by 73.15% to -$72.6 million in 2022, then surged by 90.35% to -$7.0 million in 2023, then soared by 1326.41% to $86.0 million in 2024, then dropped by 13.73% to $74.2 million in 2025.
- Business Quant data shows LU's Interest Expenses at $74.2 million in Q4 2025, $86.0 million in Q4 2024, and -$8.5 million in Q3 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | Lufax Holding | 1.14 Bn | -1.14 Bn | - | -18.74 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -18.74 Mn |
| Jun 30, 2026 | -18.74 Mn |
| Jun 30, 2025 | -6.19 Mn |
| Jun 30, 2025 | -6.19 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | -8.30 Mn |
| Sep 30, 2024 | -8.30 Mn |
| Jun 30, 2024 | -1.82 Mn |
| Jun 30, 2024 | -1.82 Mn |
| Mar 31, 2024 | -8.13 Mn |
| Mar 31, 2024 | -8.13 Mn |
| Dec 31, 2023 | -7.01 Mn |
| Dec 31, 2023 | -7.01 Mn |
| Sep 30, 2023 | -5.52 Mn |
| Sep 30, 2023 | -5.52 Mn |
| Jun 30, 2023 | -19.37 Mn |
| Jun 30, 2023 | -19.37 Mn |
| Mar 31, 2023 | -27.57 Mn |
| Mar 31, 2023 | -27.57 Mn |