Lufax Holding (LU) Free Cash Flow (2019 - 2026)
Lufax Holding (LU) posted quarterly Free Cash Flow of -$304.5 million for Q4 2024, down 146.07% year-over-year from $660.9 million in Q1 2024, and down 524.21% quarter-over-quarter from $71.8 million in Q3 2024.
Analysis
Lufax Holding (LU) Free Cash Flow (2019 - 2026) Analysis & Trends
Lufax Holding (LU) has reported Free Cash Flow for 6 consecutive years, with -$304.5 million the latest figure, recorded in Q4 2024.
- In Q4 2024, Free Cash Flow fell 146.07% year-over-year to -$304.5 million; the TTM figure through Dec 2025 stood at -$232.7 million (down 193.31% YoY), while the FY2025 annual figure was $1.8 billion, up 595.31% from the prior year.
- Free Cash Flow slipped to -$304.5 million in Q4 2024 per LU's latest filing, from $71.8 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $739.8 million in Q3 2020 and bottomed at -$364.5 million in Q4 2020.
- Historically, Free Cash Flow has averaged $237.4 million across 5 years, with a median of $273.7 million in 2021.
- On a YoY basis, Free Cash Flow climbed as much as 807.91% in 2022 and fell as far as 198.59% in 2022.
- Lufax Holding's Free Cash Flow stood at -$364.5 million in 2020, then jumped by 72.89% to -$98.8 million in 2021, then surged by 807.91% to $699.4 million in 2022, then slipped by 5.5% to $660.9 million in 2023, then sank by 146.07% to -$304.5 million in 2024.
- Business Quant data shows LU's Free Cash Flow at -$304.5 million in Q4 2024, $71.8 million in Q3 2024, and $412.5 million in Q2 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.14 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.51 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.78 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -12.97 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.42 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -3.99 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.35 Bn |
| 10 | Lufax Holding | 1.14 Bn | -1.14 Bn | - | -619.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -619.70 Mn |
| Jun 30, 2026 | -619.70 Mn |
| Jun 30, 2025 | 444.63 Mn |
| Jun 30, 2025 | 444.63 Mn |
| Dec 31, 2024 | -565.95 Mn |
| Dec 31, 2024 | -565.95 Mn |
| Sep 30, 2024 | 70.28 Mn |
| Sep 30, 2024 | 70.28 Mn |
| Jun 30, 2024 | 412.49 Mn |
| Jun 30, 2024 | 412.49 Mn |
| Mar 31, 2024 | 70.28 Mn |
| Mar 31, 2024 | 70.28 Mn |
| Dec 31, 2023 | 660.87 Mn |
| Dec 31, 2023 | 660.87 Mn |
| Sep 30, 2023 | 699.18 Mn |
| Sep 30, 2023 | 699.18 Mn |
| Jun 30, 2023 | 284.80 Mn |
| Jun 30, 2023 | 284.80 Mn |
| Mar 31, 2023 | 480.33 Mn |
| Mar 31, 2023 | 480.33 Mn |