Lufax Holding (LU) Free Cash Flow (2019 - 2024)

Lufax Holding (LU) posted quarterly Free Cash Flow of -$304.5 million for Q4 2024, down 146.07% YoY from $660.9 million in Q1 2024, and down 533.23% sequentially from $70.3 million in Q3 2024.

Lufax Holding (LU) Free Cash Flow (2019 - 2024) Analysis & Trends

Lufax Holding has disclosed Free Cash Flow across 6 years of filings, most recently posting -$304.5 million for Q4 2024.

  • In Q4 2024, Free Cash Flow fell 146.07% year-over-year to -$304.5 million; the TTM figure through Dec 2025 stood at -$234.2 million (down 193.62% YoY), while the FY2025 annual figure was $2.0 billion, up 726.51% from the prior year.
  • Free Cash Flow retreated to -$304.5 million in Q4 2024, from $70.3 million in the prior quarter.
  • Over the last five years, Free Cash Flow for LU reached as high as $739.8 million in Q3 2020 and fell as low as -$364.5 million in Q4 2020.
  • The 5-year median for Free Cash Flow is $275.2 million (2021), against an average of $238.1 million.
  • The widest YoY moves for Free Cash Flow: up 807.91% in 2022, down 197.43% in 2022.
  • A 5-year view of Free Cash Flow shows it stood at -$364.5 million in 2020, then soared by 72.89% to -$98.8 million in 2021, then jumped by 807.91% to $699.4 million in 2022, then decreased by 5.5% to $660.9 million in 2023, then slumped by 146.07% to -$304.5 million in 2024.
  • According to Business Quant data, Free Cash Flow over the past three periods registered -$304.5 million, $70.3 million, and $414.1 million for Q4 2024, Q3 2024, and Q2 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 2.63 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 2.82 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.66 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 903.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 22.68 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 268.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 Lufax Holding - - - -

Historic Data

Download Data
DateValue
Dec 31, 2024 -304.47 Mn
Dec 31, 2024 -304.47 Mn
Sep 30, 2024 70.28 Mn
Sep 30, 2024 70.28 Mn
Jun 30, 2024 414.08 Mn
Jun 30, 2024 414.08 Mn
Mar 31, 2024 70.28 Mn
Mar 31, 2024 70.28 Mn
Dec 31, 2023 660.87 Mn
Dec 31, 2023 660.87 Mn
Sep 30, 2023 699.18 Mn
Sep 30, 2023 699.18 Mn
Jun 30, 2023 284.80 Mn
Jun 30, 2023 284.80 Mn
Mar 31, 2023 480.33 Mn
Mar 31, 2023 480.33 Mn
Dec 31, 2022 699.36 Mn
Dec 31, 2022 699.36 Mn
Sep 30, 2022 332.98 Mn
Sep 30, 2022 332.98 Mn