Lufax Holding LU
NYSE LU
$1.31 +0.04 (+3.15%)
At close: Aug 28, 2026 · 4:00 PM EDT

Lufax Holding (LU) Free Cash Flow (2019 - 2026)

Lufax Holding (LU) posted quarterly Free Cash Flow of -$304.5 million for Q4 2024, down 146.07% year-over-year from $660.9 million in Q1 2024, and down 524.21% quarter-over-quarter from $71.8 million in Q3 2024.

Analysis

Lufax Holding (LU) Free Cash Flow (2019 - 2026) Analysis & Trends

Lufax Holding (LU) has reported Free Cash Flow for 6 consecutive years, with -$304.5 million the latest figure, recorded in Q4 2024.

  • In Q4 2024, Free Cash Flow fell 146.07% year-over-year to -$304.5 million; the TTM figure through Dec 2025 stood at -$232.7 million (down 193.31% YoY), while the FY2025 annual figure was $1.8 billion, up 595.31% from the prior year.
  • Free Cash Flow slipped to -$304.5 million in Q4 2024 per LU's latest filing, from $71.8 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $739.8 million in Q3 2020 and bottomed at -$364.5 million in Q4 2020.
  • Historically, Free Cash Flow has averaged $237.4 million across 5 years, with a median of $273.7 million in 2021.
  • On a YoY basis, Free Cash Flow climbed as much as 807.91% in 2022 and fell as far as 198.59% in 2022.
  • Lufax Holding's Free Cash Flow stood at -$364.5 million in 2020, then jumped by 72.89% to -$98.8 million in 2021, then surged by 807.91% to $699.4 million in 2022, then slipped by 5.5% to $660.9 million in 2023, then sank by 146.07% to -$304.5 million in 2024.
  • Business Quant data shows LU's Free Cash Flow at -$304.5 million in Q4 2024, $71.8 million in Q3 2024, and $412.5 million in Q2 2024.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.14 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 3.51 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 8.08 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.78 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - -12.97 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.42 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -3.99 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.35 Bn
10 Lufax Holding 1.14 Bn -1.14 Bn - -619.70 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -619.70 Mn
Jun 30, 2026 -619.70 Mn
Jun 30, 2025 444.63 Mn
Jun 30, 2025 444.63 Mn
Dec 31, 2024 -565.95 Mn
Dec 31, 2024 -565.95 Mn
Sep 30, 2024 70.28 Mn
Sep 30, 2024 70.28 Mn
Jun 30, 2024 412.49 Mn
Jun 30, 2024 412.49 Mn
Mar 31, 2024 70.28 Mn
Mar 31, 2024 70.28 Mn
Dec 31, 2023 660.87 Mn
Dec 31, 2023 660.87 Mn
Sep 30, 2023 699.18 Mn
Sep 30, 2023 699.18 Mn
Jun 30, 2023 284.80 Mn
Jun 30, 2023 284.80 Mn
Mar 31, 2023 480.33 Mn
Mar 31, 2023 480.33 Mn