Lufax Holding (LU) Free Cash Flow (2019 - 2024)
Lufax Holding (LU) posted quarterly Free Cash Flow of -$304.5 million for Q4 2024, down 146.07% YoY from $660.9 million in Q1 2024, and down 533.23% sequentially from $70.3 million in Q3 2024.
Lufax Holding (LU) Free Cash Flow (2019 - 2024) Analysis & Trends
Lufax Holding has disclosed Free Cash Flow across 6 years of filings, most recently posting -$304.5 million for Q4 2024.
- In Q4 2024, Free Cash Flow fell 146.07% year-over-year to -$304.5 million; the TTM figure through Dec 2025 stood at -$234.2 million (down 193.62% YoY), while the FY2025 annual figure was $2.0 billion, up 726.51% from the prior year.
- Free Cash Flow retreated to -$304.5 million in Q4 2024, from $70.3 million in the prior quarter.
- Over the last five years, Free Cash Flow for LU reached as high as $739.8 million in Q3 2020 and fell as low as -$364.5 million in Q4 2020.
- The 5-year median for Free Cash Flow is $275.2 million (2021), against an average of $238.1 million.
- The widest YoY moves for Free Cash Flow: up 807.91% in 2022, down 197.43% in 2022.
- A 5-year view of Free Cash Flow shows it stood at -$364.5 million in 2020, then soared by 72.89% to -$98.8 million in 2021, then jumped by 807.91% to $699.4 million in 2022, then decreased by 5.5% to $660.9 million in 2023, then slumped by 146.07% to -$304.5 million in 2024.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$304.5 million, $70.3 million, and $414.1 million for Q4 2024, Q3 2024, and Q2 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Lufax Holding | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | -304.47 Mn |
| Dec 31, 2024 | -304.47 Mn |
| Sep 30, 2024 | 70.28 Mn |
| Sep 30, 2024 | 70.28 Mn |
| Jun 30, 2024 | 414.08 Mn |
| Jun 30, 2024 | 414.08 Mn |
| Mar 31, 2024 | 70.28 Mn |
| Mar 31, 2024 | 70.28 Mn |
| Dec 31, 2023 | 660.87 Mn |
| Dec 31, 2023 | 660.87 Mn |
| Sep 30, 2023 | 699.18 Mn |
| Sep 30, 2023 | 699.18 Mn |
| Jun 30, 2023 | 284.80 Mn |
| Jun 30, 2023 | 284.80 Mn |
| Mar 31, 2023 | 480.33 Mn |
| Mar 31, 2023 | 480.33 Mn |
| Dec 31, 2022 | 699.36 Mn |
| Dec 31, 2022 | 699.36 Mn |
| Sep 30, 2022 | 332.98 Mn |
| Sep 30, 2022 | 332.98 Mn |