Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)
Lake Shore Bancorp (LSBK) posted Change in Net Loans of -$1.5 million for Q1 2026, down 153.2% on a QoQ basis from $2.9 million in Q4 2025, and down 121.71% year-over-year from $7.1 million in Q1 2025.
Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026) Analysis & Trends
Lake Shore Bancorp's Change in Net Loans history runs 3 years deep, the most recent figure standing at -$1.5 million for Q1 2026.
- Quarterly Change in Net Loans fell 121.71% year-over-year to -$1.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.3 million (changed N/A YoY) and the FY2025 annual result came in at $11.0 million, up 191.34% from the prior year.
- Change in Net Loans was -$1.5 million for Q1 2026 at Lake Shore Bancorp, down from $2.9 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $7.1 million in Q1 2025 and bottomed at -$5.5 million in Q3 2024.
- A 3-year average of $1.3 million and a median of $849000.0 in 2025 frame the typical range for Change in Net Loans.
- Annual changes were most pronounced in 2025 — Change in Net Loans surged 101.87% — and 2026, when it plunged 121.71%.
- Lake Shore Bancorp's Change in Net Loans stood at $5.3 million in 2024, then sank by 45.17% to $2.9 million in 2025, then plunged by 153.2% to -$1.5 million in 2026.
- Business Quant data shows LSBK's Change in Net Loans at -$1.5 million in Q1 2026, $2.9 million in Q4 2025, and $102000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | 1.12 Mn |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 10.65 Mn |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | -12.69 Mn |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 13.77 Bn |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | - |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Lake Shore Bancorp | 125.67 Mn | 64.06 Mn | - | -1.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.55 Mn |
| Dec 31, 2025 | 2.91 Mn |
| Sep 30, 2025 | 102,000.00 |
| Jun 30, 2025 | 849,000.00 |
| Mar 31, 2025 | 7.12 Mn |
| Dec 31, 2024 | 5.30 Mn |
| Sep 30, 2024 | -5.46 Mn |