Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)
Lake Shore Bancorp (LSBK) reported Change in Net Loans of -$1.5 million for Q1 2026, down 121.71% on a YoY basis from $7.1 million in Q1 2025, and down 153.2% quarter-over-quarter from $2.9 million in Q4 2025.
Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026) Analysis & Trends
Lake Shore Bancorp has reported Change in Net Loans for 3 years, with the latest figure at -$1.5 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans fell 121.71% year-over-year to -$1.5 million; the trailing twelve-month figure through Mar 2026 stood at $2.3 million (changed N/A YoY), and the FY2025 full-year result was $11.0 million, up 191.34% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$1.5 million, down from $2.9 million in the prior quarter.
- The five-year high for Change in Net Loans was $7.1 million in Q1 2025, with the low at -$5.5 million in Q3 2024.
- Historically, Change in Net Loans has averaged $1.3 million across 3 years, with a median of $849000.0 in 2025.
- Annual changes were most pronounced in 2025 — Change in Net Loans surged 101.87% — and 2026, when it sank 121.71%.
- Lake Shore Bancorp's Change in Net Loans stood at $5.3 million in 2024, then tumbled by 45.17% to $2.9 million in 2025, then slumped by 153.2% to -$1.5 million in 2026.
- The last three Change in Net Loans figures came in at -$1.5 million (Q1 2026), $2.9 million (Q4 2025), and $102000.0 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Lake Shore Bancorp | 119.42 Mn | 57.81 Mn | - | -1.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.55 Mn |
| Dec 31, 2025 | 2.91 Mn |
| Sep 30, 2025 | 102,000.00 |
| Jun 30, 2025 | 849,000.00 |
| Mar 31, 2025 | 7.12 Mn |
| Dec 31, 2024 | 5.30 Mn |
| Sep 30, 2024 | -5.46 Mn |