Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly Change in Net Loans came in at -$1.5 million in Q1 2026, down 121.71% YoY from $7.1 million in Q1 2025, and down 153.2% on a QoQ basis from $2.9 million in Q4 2025.
Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of Change in Net Loans data on file, last reported at -$1.5 million in Q1 2026.
- Quarterly Change in Net Loans fell 121.71% year-over-year to -$1.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.3 million (changed N/A YoY) and the FY2025 annual result came in at $11.0 million, up 191.34% from the prior year.
- Change in Net Loans slipped to -$1.5 million in Q1 2026, from $2.9 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $7.1 million in Q1 2025 to a low of -$5.5 million in Q3 2024.
- A 3-year average of $1.3 million and a median of $849000.0 in 2025 frame the typical range for Change in Net Loans.
- Annual changes were most pronounced in 2025 — Change in Net Loans surged 101.87% — and 2026, when it sank 121.71%.
- Tracing LSBK's Change in Net Loans over 3 years: stood at $5.3 million in 2024, then tumbled by 45.17% to $2.9 million in 2025, then slumped by 153.2% to -$1.5 million in 2026.
- The last three Change in Net Loans figures came in at -$1.5 million (Q1 2026), $2.9 million (Q4 2025), and $102000.0 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 6.72 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 288.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.13 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Lake Shore Bancorp | 127.26 Mn | 52.06 Mn | - | 4.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.57 Mn |
| Mar 31, 2026 | -1.55 Mn |
| Dec 31, 2025 | 2.91 Mn |
| Sep 30, 2025 | 102,000.00 |
| Jun 30, 2025 | 849,000.00 |
| Mar 31, 2025 | 7.12 Mn |
| Dec 31, 2024 | 5.30 Mn |
| Sep 30, 2024 | -5.46 Mn |