Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)

Lake Shore Bancorp (LSBK) posted Change in Net Loans of -$1.5 million for Q1 2026, down 153.2% on a QoQ basis from $2.9 million in Q4 2025, and down 121.71% year-over-year from $7.1 million in Q1 2025.

Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026) Analysis & Trends

Lake Shore Bancorp's Change in Net Loans history runs 3 years deep, the most recent figure standing at -$1.5 million for Q1 2026.

  • Quarterly Change in Net Loans fell 121.71% year-over-year to -$1.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $2.3 million (changed N/A YoY) and the FY2025 annual result came in at $11.0 million, up 191.34% from the prior year.
  • Change in Net Loans was -$1.5 million for Q1 2026 at Lake Shore Bancorp, down from $2.9 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $7.1 million in Q1 2025 and bottomed at -$5.5 million in Q3 2024.
  • A 3-year average of $1.3 million and a median of $849000.0 in 2025 frame the typical range for Change in Net Loans.
  • Annual changes were most pronounced in 2025 — Change in Net Loans surged 101.87% — and 2026, when it plunged 121.71%.
  • Lake Shore Bancorp's Change in Net Loans stood at $5.3 million in 2024, then sank by 45.17% to $2.9 million in 2025, then plunged by 153.2% to -$1.5 million in 2026.
  • Business Quant data shows LSBK's Change in Net Loans at -$1.5 million in Q1 2026, $2.9 million in Q4 2025, and $102000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 1.12 Mn
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 10.65 Mn
4 Landmark Bancorp 190.28 Bn 190.25 Bn - -12.69 Mn
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 13.77 Bn
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - -
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 Lake Shore Bancorp 125.67 Mn 64.06 Mn - -1.55 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.55 Mn
Dec 31, 2025 2.91 Mn
Sep 30, 2025 102,000.00
Jun 30, 2025 849,000.00
Mar 31, 2025 7.12 Mn
Dec 31, 2024 5.30 Mn
Sep 30, 2024 -5.46 Mn