Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)

Lake Shore Bancorp (LSBK) reported Change in Net Loans of -$1.5 million for Q1 2026, down 121.71% on a YoY basis from $7.1 million in Q1 2025, and down 153.2% quarter-over-quarter from $2.9 million in Q4 2025.

Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026) Analysis & Trends

Lake Shore Bancorp has reported Change in Net Loans for 3 years, with the latest figure at -$1.5 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Net Loans fell 121.71% year-over-year to -$1.5 million; the trailing twelve-month figure through Mar 2026 stood at $2.3 million (changed N/A YoY), and the FY2025 full-year result was $11.0 million, up 191.34% from the prior year.
  • Change in Net Loans for Q1 2026 stood at -$1.5 million, down from $2.9 million in the prior quarter.
  • The five-year high for Change in Net Loans was $7.1 million in Q1 2025, with the low at -$5.5 million in Q3 2024.
  • Historically, Change in Net Loans has averaged $1.3 million across 3 years, with a median of $849000.0 in 2025.
  • Annual changes were most pronounced in 2025 — Change in Net Loans surged 101.87% — and 2026, when it sank 121.71%.
  • Lake Shore Bancorp's Change in Net Loans stood at $5.3 million in 2024, then tumbled by 45.17% to $2.9 million in 2025, then slumped by 153.2% to -$1.5 million in 2026.
  • The last three Change in Net Loans figures came in at -$1.5 million (Q1 2026), $2.9 million (Q4 2025), and $102000.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.25 Mn
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 10.65 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -12.69 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Lake Shore Bancorp 119.42 Mn 57.81 Mn - -1.55 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.55 Mn
Dec 31, 2025 2.91 Mn
Sep 30, 2025 102,000.00
Jun 30, 2025 849,000.00
Mar 31, 2025 7.12 Mn
Dec 31, 2024 5.30 Mn
Sep 30, 2024 -5.46 Mn