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Lake Shore Bancorp (LSBK) Change in Net Loans (2024 - 2026)

Lake Shore Bancorp posted quarterly Change in Net Loans of -$1.5 million for Q1 2026, down 121.71% year-on-year from $7.1 million in Q1 2025, and down 153.2% on a QoQ basis from $2.9 million in Q4 2025.

Lake Shore Bancorp (LSBK) has 3 years of Change in Net Loans data on file, last reported at -$1.5 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Net Loans fell 121.71% year-over-year to -$1.5 million; the trailing twelve-month figure through Mar 2026 stood at $2.3 million (changed N/A YoY), and the FY2025 full-year result was $11.0 million, up 191.34% from the prior year.
  • Change in Net Loans for Q1 2026 stood at -$1.5 million, down from $2.9 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $7.1 million in Q1 2025 and bottomed at -$5.5 million in Q3 2024.
  • The 3-year median for Change in Net Loans is $849000.0 (2025), against an average of $1.3 million.
  • The widest annual swing landed in 2025, when Change in Net Loans surged 101.87%; it then tumbled 121.71% in 2026.
  • A 3-year view of Change in Net Loans shows it stood at $5.3 million in 2024, then slumped by 45.17% to $2.9 million in 2025, then sank by 153.2% to -$1.5 million in 2026.
  • The last three Change in Net Loans figures came in at -$1.5 million (Q1 2026), $2.9 million (Q4 2025), and $102000.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -1.25 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 10.65 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -12.69 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 13.77 Bn
10 Lake Shore Bancorp 115.38 Mn 53.77 Mn - -1.55 Mn

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 -1.55 Mn
Dec 31, 2025 2.91 Mn
Sep 30, 2025 102,000.00
Jun 30, 2025 849,000.00
Mar 31, 2025 7.12 Mn
Dec 31, 2024 5.30 Mn
Sep 30, 2024 -5.46 Mn