Live Oak Bancshares (LOB) Return on Invested Capital (2015 - 2026)

Live Oak Bancshares' Return on Invested Capital history runs 12 years deep, the most recent figure standing at 0.01% for Q1 2026.

• On a quarterly basis, Return on Invested Capital rose 1.0% year-over-year to 0.01% in Q1 2026; TTM through Mar 2026 was 0.01%, a 1.0% increase from a year earlier, with the FY2025 full-year figure at 0.04%, down 3.0% from the prior year.
• Return on Invested Capital climbed to 0.01% in Q1 2026 per LOB's latest filing, from 0.01% in the prior quarter.
• Across five years, Return on Invested Capital topped out at 0.01% in Q3 2023 and bottomed at 0.0% in Q1 2022.
• The 5-year median for Return on Invested Capital is 0.01% (2024), against an average of 0.01%.
• Across the five-year window, Return on Invested Capital climbed 1 bps in 2023 and declined 1 bps in 2024, its largest moves.
• Year by year, Return on Invested Capital stood at 0.0% in 2022, then jumped by 65 bps to 0.01% in 2023, then tumbled by 55 bps to 0.0% in 2024, then surged by 298 bps to 0.01% in 2025, then grew by 8 bps to 0.01% in 2026.
• Per Business Quant, the three latest LOB Return on Invested Capital figures stand at 0.01% (Q1 2026), 0.01% (Q4 2025), and 0.0% (Q3 2025).