Live Oak Bancshares (LOB) Return on Invested Capital (2015 - 2026)

Live Oak Bancshares' Return on Invested Capital history runs 12 years deep, the most recent figure standing at 0.01% for Q1 2026.

• In Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.01%; the TTM figure through Mar 2026 stood at 0.01% (changed 0.0% YoY), while the FY2025 annual figure was 0.04%, down 3.0% from the prior year.
• Return on Invested Capital for Q1 2026 stood at 0.01%, up from 0.01% in the prior quarter.
• The five-year high for Return on Invested Capital was 0.03% in Q1 2024, with the low at 0.0% in Q1 2022.
• The 5-year median for Return on Invested Capital is 0.01% (2025), against an average of 0.01%.
• The sharpest annual moves came in 2023 and 2024: Return on Invested Capital rose 2 bps in 2023, then declined 2 bps in 2024.
• Live Oak Bancshares' Return on Invested Capital stood at 0.01% in 2022, then surged by 420 bps to 0.03% in 2023, then plunged by 58 bps to 0.01% in 2024, then slipped by 10 bps to 0.01% in 2025, then rose by 8 bps to 0.01% in 2026.
• Business Quant data shows LOB's Return on Invested Capital at 0.01% in Q1 2026, 0.01% in Q4 2025, and 0.01% in Q3 2025.