Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026)

Live Oak Bancshares' Retained Earnings history runs 13 years deep, the most recent figure standing at -$47.4 million for Q1 2026.

• In Q1 2026, Retained Earnings rose 30.05% year-over-year to -$47.4 million; the TTM figure through Mar 2026 stood at -$47.4 million (up 30.05% YoY), while the FY2025 annual figure was -$44.7 million, up 45.75% from the prior year.
• Retained Earnings was -$47.4 million for Q1 2026 at Live Oak Bancshares, down from -$44.7 million in the prior quarter.
• In the past five years, Retained Earnings ranged from a high of $746.4 million in Q2 2025 to a low of -$95.2 million in Q3 2022.
• Historically, Retained Earnings has averaged $271.2 million across 5 years, with a median of -$36.5 million in 2022.
• The sharpest annual moves came in 2022 and 2023: Retained Earnings tumbled 499.93% in 2022, then surged 1668.32% in 2023.
• A 5-year view of Retained Earnings shows it stood at $572.5 million in 2022, then plunged by 114.8% to -$84.7 million in 2023, then increased by 2.8% to -$82.3 million in 2024, then jumped by 45.75% to -$44.7 million in 2025, then dropped by 6.0% to -$47.4 million in 2026.
• The last three Retained Earnings figures came in at -$47.4 million (Q1 2026), -$44.7 million (Q4 2025), and -$52.2 million (Q3 2025), per Business Quant data.