Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026)
Live Oak Bancshares' (LOB) quarterly Retained Earnings came in at -$47.4 million in Q1 2026, down 106.54% year-on-year from $724.2 million in Q1 2025, and down 105.85% quarter-over-quarter from $809.9 million in Q4 2025.
Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Retained Earnings history runs 13 years deep, the most recent figure standing at -$47.4 million for Q1 2026.
- On a quarterly basis, Retained Earnings fell 106.54% year-over-year to -$47.4 million in Q1 2026; TTM through Mar 2026 was -$47.4 million, a 106.54% decrease from a year earlier, with the FY2025 full-year figure at $809.9 million, up 1083.54% from the prior year.
- Retained Earnings fell to -$47.4 million in Q1 2026 per LOB's latest filing, from $809.9 million in the prior quarter.
- Across five years, Retained Earnings topped out at $809.9 million in Q4 2025 and bottomed at -$95.2 million in Q3 2022.
- The 5-year median for Retained Earnings is $434.2 million (2022), against an average of $299.0 million.
- Biggest YoY gain for Retained Earnings was 29319.17% in 2022; the steepest drop was 125.61% in 2022.
- Year by year, Retained Earnings stood at $572.5 million in 2022, then slumped by 114.8% to -$84.7 million in 2023, then increased by 2.8% to -$82.3 million in 2024, then soared by 1083.54% to $809.9 million in 2025, then sank by 105.85% to -$47.4 million in 2026.
- Per Business Quant, the three latest LOB Retained Earnings figures stand at -$47.4 million (Q1 2026), $809.9 million (Q4 2025), and -$52.2 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Live Oak Bancshares | 1.97 Bn | 1.97 Bn | - | -47.35 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -47.35 Mn |
| Dec 31, 2025 | 809.89 Mn |
| Sep 30, 2025 | -52.15 Mn |
| Jun 30, 2025 | -61.51 Mn |
| Mar 31, 2025 | 724.22 Mn |
| Dec 31, 2024 | -82.34 Mn |
| Sep 30, 2024 | -61.20 Mn |
| Jun 30, 2024 | 695.17 Mn |
| Mar 31, 2024 | 669.31 Mn |
| Dec 31, 2023 | -84.72 Mn |
| Sep 30, 2023 | 627.76 Mn |
| Jun 30, 2023 | 589.04 Mn |
| Mar 31, 2023 | -84.40 Mn |
| Dec 31, 2022 | 572.50 Mn |
| Sep 30, 2022 | -95.24 Mn |
| Jun 30, 2022 | 530.02 Mn |
| Mar 31, 2022 | 434.23 Mn |
| Dec 31, 2021 | 1.95 Mn |
| Sep 30, 2021 | 371.87 Mn |
| Jun 30, 2021 | 339.01 Mn |