Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026)

Live Oak Bancshares' (LOB) quarterly Retained Earnings came in at -$47.4 million in Q1 2026, down 106.54% year-on-year from $724.2 million in Q1 2025, and down 105.85% quarter-over-quarter from $809.9 million in Q4 2025.

Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026) Analysis & Trends

Live Oak Bancshares' Retained Earnings history runs 13 years deep, the most recent figure standing at -$47.4 million for Q1 2026.

  • On a quarterly basis, Retained Earnings fell 106.54% year-over-year to -$47.4 million in Q1 2026; TTM through Mar 2026 was -$47.4 million, a 106.54% decrease from a year earlier, with the FY2025 full-year figure at $809.9 million, up 1083.54% from the prior year.
  • Retained Earnings fell to -$47.4 million in Q1 2026 per LOB's latest filing, from $809.9 million in the prior quarter.
  • Across five years, Retained Earnings topped out at $809.9 million in Q4 2025 and bottomed at -$95.2 million in Q3 2022.
  • The 5-year median for Retained Earnings is $434.2 million (2022), against an average of $299.0 million.
  • Biggest YoY gain for Retained Earnings was 29319.17% in 2022; the steepest drop was 125.61% in 2022.
  • Year by year, Retained Earnings stood at $572.5 million in 2022, then slumped by 114.8% to -$84.7 million in 2023, then increased by 2.8% to -$82.3 million in 2024, then soared by 1083.54% to $809.9 million in 2025, then sank by 105.85% to -$47.4 million in 2026.
  • Per Business Quant, the three latest LOB Retained Earnings figures stand at -$47.4 million (Q1 2026), $809.9 million (Q4 2025), and -$52.2 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 Live Oak Bancshares 1.97 Bn 1.97 Bn - -47.35 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -47.35 Mn
Dec 31, 2025 809.89 Mn
Sep 30, 2025 -52.15 Mn
Jun 30, 2025 -61.51 Mn
Mar 31, 2025 724.22 Mn
Dec 31, 2024 -82.34 Mn
Sep 30, 2024 -61.20 Mn
Jun 30, 2024 695.17 Mn
Mar 31, 2024 669.31 Mn
Dec 31, 2023 -84.72 Mn
Sep 30, 2023 627.76 Mn
Jun 30, 2023 589.04 Mn
Mar 31, 2023 -84.40 Mn
Dec 31, 2022 572.50 Mn
Sep 30, 2022 -95.24 Mn
Jun 30, 2022 530.02 Mn
Mar 31, 2022 434.23 Mn
Dec 31, 2021 1.95 Mn
Sep 30, 2021 371.87 Mn
Jun 30, 2021 339.01 Mn