Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly Retained Earnings of -$47.4 million for Q1 2026, down 106.54% year-over-year from $724.2 million in Q1 2025, and down 105.85% quarter-over-quarter from $809.9 million in Q4 2025.
Live Oak Bancshares (LOB) Retained Earnings (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Retained Earnings history runs 13 years deep, the most recent figure standing at -$47.4 million for Q1 2026.
- In Q1 2026, Retained Earnings fell 106.54% year-over-year to -$47.4 million; the TTM figure through Mar 2026 stood at -$47.4 million (down 106.54% YoY), while the FY2025 annual figure was $809.9 million, up 1083.54% from the prior year.
- Retained Earnings for Q1 2026 stood at -$47.4 million, down from $809.9 million in the prior quarter.
- The five-year high for Retained Earnings was $809.9 million in Q4 2025, with the low at -$95.2 million in Q3 2022.
- The 5-year median for Retained Earnings is $434.2 million (2022), against an average of $299.0 million.
- Peak annual rise in Retained Earnings reached 29319.17% in 2022, while the deepest fall reached 125.61% in 2022.
- Live Oak Bancshares' Retained Earnings stood at $572.5 million in 2022, then tumbled by 114.8% to -$84.7 million in 2023, then grew by 2.8% to -$82.3 million in 2024, then surged by 1083.54% to $809.9 million in 2025, then slumped by 105.85% to -$47.4 million in 2026.
- Business Quant data shows LOB's Retained Earnings at -$47.4 million in Q1 2026, $809.9 million in Q4 2025, and -$52.2 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 25.65 Bn |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 869.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 869.76 Mn |
| Mar 31, 2026 | -47.35 Mn |
| Dec 31, 2025 | 809.89 Mn |
| Sep 30, 2025 | -52.15 Mn |
| Jun 30, 2025 | -61.51 Mn |
| Mar 31, 2025 | 724.22 Mn |
| Dec 31, 2024 | -82.34 Mn |
| Sep 30, 2024 | -61.20 Mn |
| Jun 30, 2024 | 695.17 Mn |
| Mar 31, 2024 | 669.31 Mn |
| Dec 31, 2023 | -84.72 Mn |
| Sep 30, 2023 | 627.76 Mn |
| Jun 30, 2023 | 589.04 Mn |
| Mar 31, 2023 | -84.40 Mn |
| Dec 31, 2022 | 572.50 Mn |
| Sep 30, 2022 | -95.24 Mn |
| Jun 30, 2022 | 530.02 Mn |
| Mar 31, 2022 | 434.23 Mn |
| Dec 31, 2021 | 1.95 Mn |
| Sep 30, 2021 | 371.87 Mn |