Live Oak Bancshares (LOB) Net Cash Flow (2015 - 2026)

Live Oak Bancshares' Net Cash Flow history runs 12 years deep, the most recent figure standing at -$48.8 million for Q1 2026.

• On a quarterly basis, Net Cash Flow fell 136.0% year-over-year to -$48.8 million in Q1 2026; TTM through Mar 2026 was $71.9 million, a 51.06% decrease from a year earlier, with the FY2025 full-year figure at $256.1 million, up 875.26% from the prior year.
• Net Cash Flow eased to -$48.8 million in Q1 2026 per LOB's latest filing, from -$27.5 million in the prior quarter.
• Across five years, Net Cash Flow topped out at $344.9 million in Q2 2023 and bottomed at -$273.4 million in Q3 2023.
• The 5-year median for Net Cash Flow is $18.1 million (2024), against an average of $36.0 million.
• Biggest YoY gain for Net Cash Flow was 811.96% in 2025; the steepest drop was 551.44% in 2025.
• Year by year, Net Cash Flow stood at $13.3 million in 2022, then soared by 260.06% to $47.8 million in 2023, then sank by 220.98% to -$57.8 million in 2024, then jumped by 52.34% to -$27.5 million in 2025, then plunged by 77.08% to -$48.8 million in 2026.
• Per Business Quant, the three latest LOB Net Cash Flow figures stand at -$48.8 million (Q1 2026), -$27.5 million (Q4 2025), and $229.7 million (Q3 2025).