Live Oak Bancshares (LOB) Net Cash Flow (2015 - 2026)

Live Oak Bancshares' Net Cash Flow history runs 12 years deep, the most recent figure standing at -$48.8 million for Q1 2026.

• In Q1 2026, Net Cash Flow fell 136.0% year-over-year to -$48.8 million; the TTM figure through Mar 2026 stood at $71.9 million (down 51.06% YoY), while the FY2025 annual figure was $256.1 million, up 875.26% from the prior year.
• Net Cash Flow was -$48.8 million for Q1 2026 at Live Oak Bancshares, down from -$27.5 million in the prior quarter.
• In the past five years, Net Cash Flow ranged from a high of $344.9 million in Q2 2023 to a low of -$273.4 million in Q3 2023.
• Historically, Net Cash Flow has averaged $36.0 million across 5 years, with a median of $18.1 million in 2024.
• Biggest YoY gain for Net Cash Flow was 811.96% in 2025; the steepest drop was 551.44% in 2025.
• A 5-year view of Net Cash Flow shows it stood at $13.3 million in 2022, then soared by 260.06% to $47.8 million in 2023, then tumbled by 220.98% to -$57.8 million in 2024, then jumped by 52.34% to -$27.5 million in 2025, then slumped by 77.08% to -$48.8 million in 2026.
• The last three Net Cash Flow figures came in at -$48.8 million (Q1 2026), -$27.5 million (Q4 2025), and $229.7 million (Q3 2025), per Business Quant data.