Live Oak Bancshares (LOB) FCF Payout Ratio (2024 - 2026)
Live Oak Bancshares' (LOB) FCF Payout Ratio came in at 0.05 for Q2 2026, up 85.4% from 0.03 a year earlier and up 200.9% from the prior quarter.
Live Oak Bancshares (LOB) FCF Payout Ratio (2024 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Payout Ratio at Live Oak Bancshares was 0.02; for FY2025, it came in at 0.04, down 23.9% from FY2024.
- In prior years, Live Oak Bancshares' FCF Payout Ratio was 0.05 in FY2024 (+30.4%) and 0.04 in FY2023.
- According to Business Quant data, FCF Payout Ratio for the three prior quarters was 0.02 (Q1 2026), 0.02 (Q4 2025) and 0.03 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.08 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 0.20 |
| 10 | Live Oak Bancshares | 1.68 Bn | 1.68 Bn | - | 0.05 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
Live Oak Bancshares FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();