Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026)
Live Oak Bancshares' (LOB) quarterly FCF Payout Ratio came in at 0.02 in Q1 2026, up 138.12% year-on-year from 0.01 in Q1 2025, and down 23.36% quarter-over-quarter from 0.02 in Q4 2025.
Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026) Analysis & Trends
Live Oak Bancshares' FCF Payout Ratio history runs 12 years deep, the most recent figure standing at 0.02 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio rose 138.12% year-over-year to 0.02 in Q1 2026; TTM through Mar 2026 was 0.02, a 73.97% decrease from a year earlier, with the FY2025 full-year figure at 0.04, down 23.95% from the prior year.
- FCF Payout Ratio fell to 0.02 in Q1 2026 per LOB's latest filing, from 0.02 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 2.04 in Q4 2024 and bottomed at 0.04 in Q1 2025.
- The 5-year median for FCF Payout Ratio is 0.02 (2024), against an average of 0.15.
- Across the five-year window, FCF Payout Ratio soared 47756.05% in 2024 and slumped 126.92% in 2025, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.0 in 2022, then sank by 32.19% to 0.0 in 2023, then surged by 47756.05% to 2.04 in 2024, then plunged by 98.96% to 0.02 in 2025, then fell by 23.36% to 0.02 in 2026.
- Per Business Quant, the three latest LOB FCF Payout Ratio figures stand at 0.02 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 5.86 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.36 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.61 |
| 10 | Live Oak Bancshares | 1.95 Bn | 1.95 Bn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | -0.04 |
| Dec 31, 2024 | 2.04 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | -0.08 |
| Jun 30, 2021 | -0.02 |