Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026)

Live Oak Bancshares (LOB) recorded quarterly FCF Payout Ratio of 0.02 in Q1 2026, down 76.72% quarter-over-quarter from 0.07 in Q4 2025.

Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026) Analysis & Trends

Live Oak Bancshares' FCF Payout Ratio history runs 12 years deep, the most recent figure standing at 0.02 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio changed N/A year-over-year to 0.02; the TTM figure through Mar 2026 stood at 0.03 (up 231.12% YoY), while the FY2025 annual figure was 0.04, changed N/A from the prior year.
  • FCF Payout Ratio was 0.02 for Q1 2026 at Live Oak Bancshares, down from 0.07 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.16 in Q1 2024 to a low of 6.1 in Q4 2024.
  • Historically, FCF Payout Ratio has averaged 0.35 across 5 years, with a median of 0.01 in 2023.
  • Biggest YoY gain for FCF Payout Ratio was 1667.07% in 2024; the steepest drop was 43891.42% in 2024.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.0 in 2022, then surged by 529.55% to 0.01 in 2023, then slumped by 43891.42% to 6.1 in 2024, then jumped by 101.15% to 0.07 in 2025, then plunged by 76.72% to 0.02 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.02 (Q1 2026), 0.07 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 0.02
Dec 31, 2025 0.07
Sep 30, 2025 -0.03
Jun 30, 2025 0.06
Dec 31, 2024 -6.10
Sep 30, 2024 0.02
Jun 30, 2024 0.11
Mar 31, 2024 0.16
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.00
Sep 30, 2022 0.10
Jun 30, 2022 -0.02
Mar 31, 2022 0.01
Dec 31, 2021 0.10
Sep 30, 2021 -0.08
Jun 30, 2021 -0.02
Mar 31, 2021 -0.03