Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026)
Live Oak Bancshares (LOB) recorded quarterly FCF Payout Ratio of 0.02 in Q1 2026, down 76.72% quarter-over-quarter from 0.07 in Q4 2025.
Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026) Analysis & Trends
Live Oak Bancshares' FCF Payout Ratio history runs 12 years deep, the most recent figure standing at 0.02 for Q1 2026.
- In Q1 2026, FCF Payout Ratio changed N/A year-over-year to 0.02; the TTM figure through Mar 2026 stood at 0.03 (up 231.12% YoY), while the FY2025 annual figure was 0.04, changed N/A from the prior year.
- FCF Payout Ratio was 0.02 for Q1 2026 at Live Oak Bancshares, down from 0.07 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.16 in Q1 2024 to a low of 6.1 in Q4 2024.
- Historically, FCF Payout Ratio has averaged 0.35 across 5 years, with a median of 0.01 in 2023.
- Biggest YoY gain for FCF Payout Ratio was 1667.07% in 2024; the steepest drop was 43891.42% in 2024.
- A 5-year view of FCF Payout Ratio shows it stood at 0.0 in 2022, then surged by 529.55% to 0.01 in 2023, then slumped by 43891.42% to 6.1 in 2024, then jumped by 101.15% to 0.07 in 2025, then plunged by 76.72% to 0.02 in 2026.
- The last three FCF Payout Ratio figures came in at 0.02 (Q1 2026), 0.07 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.07 |
| Sep 30, 2025 | -0.03 |
| Jun 30, 2025 | 0.06 |
| Dec 31, 2024 | -6.10 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | -0.08 |
| Jun 30, 2021 | -0.02 |
| Mar 31, 2021 | -0.03 |