Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026)
Live Oak Bancshares (LOB) posted quarterly FCF Payout Ratio of 0.02 for Q1 2026, up 138.12% year-over-year from 0.01 in Q1 2025, and down 23.36% quarter-over-quarter from 0.02 in Q4 2025.
Live Oak Bancshares (LOB) FCF Payout Ratio (2015 - 2026) Analysis & Trends
Live Oak Bancshares' FCF Payout Ratio history runs 12 years deep, the most recent figure standing at 0.02 for Q1 2026.
- In Q1 2026, FCF Payout Ratio rose 138.12% year-over-year to 0.02; the TTM figure through Mar 2026 stood at 0.02 (down 73.97% YoY), while the FY2025 annual figure was 0.04, down 23.95% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.02, down from 0.02 in the prior quarter.
- The five-year high for FCF Payout Ratio was 2.04 in Q4 2024, with the low at 0.04 in Q1 2025.
- The 5-year median for FCF Payout Ratio is 0.02 (2024), against an average of 0.15.
- The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio soared 47756.05% in 2024, then sank 126.92% in 2025.
- Live Oak Bancshares' FCF Payout Ratio stood at 0.0 in 2022, then slumped by 32.19% to 0.0 in 2023, then jumped by 47756.05% to 2.04 in 2024, then sank by 98.96% to 0.02 in 2025, then declined by 23.36% to 0.02 in 2026.
- Business Quant data shows LOB's FCF Payout Ratio at 0.02 in Q1 2026, 0.02 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Live Oak Bancshares | 1.89 Bn | 1.89 Bn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | -0.04 |
| Dec 31, 2024 | 2.04 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.00 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | -0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | -0.08 |