Live Oak Bancshares (LOB) EBT Margin (2014 - 2026)

Live Oak Bancshares has reported EBT Margin for 13 years, with the latest figure at 29.34% in Q2 2026.

• On a quarterly basis, EBT Margin rose 701.0% year-over-year to 29.34% in Q2 2026; TTM through Jun 2026 was 30.25%, a 1545.0% increase from a year earlier, with the FY2025 full-year figure at 24.72%, up 645.0% from the prior year.
• EBT Margin was 29.34% for Q2 2026 at Live Oak Bancshares, up from 27.55% in the prior quarter.
• The five-year high for EBT Margin was 58.68% in Q2 2022, with the low at 0.68% in Q4 2022.
• Average EBT Margin over 5 years is 23.66%, with a median of 23.69% recorded in 2025.
• The sharpest annual moves came in 2022 and 2025: EBT Margin slumped 4221 bps in 2022, then soared 2694 bps in 2025.
• Over 5 years, EBT Margin stood at 0.68% in 2022, then soared by 2187 bps to 15.62% in 2023, then decreased by 28 bps to 11.31% in 2024, then surged by 238 bps to 38.25% in 2025, then retreated by 23 bps to 29.34% in 2026.
• The last three EBT Margin figures came in at 29.34% (Q2 2026), 27.55% (Q1 2026), and 38.25% (Q4 2025), per Business Quant data.