Live Oak Bancshares (LOB) EBIT Margin (2014 - 2026)
Live Oak Bancshares (LOB) recorded quarterly EBIT Margin of 106.24% in Q1 2026, down 3.64% quarter-over-quarter from 110.25% in Q4 2025, and up 396.0% on a YoY basis from 21.42% in Q1 2025.
Live Oak Bancshares (LOB) EBIT Margin (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBIT Margin history runs 13 years deep, the most recent figure standing at 106.24% for Q1 2026.
- In Q1 2026, EBIT Margin rose 396.0% year-over-year to 106.24%; the TTM figure through Mar 2026 stood at 105.79% (down 62.0% YoY), while the FY2025 annual figure was 104.35%, down 326.0% from the prior year.
- EBIT Margin was 106.24% for Q1 2026 at Live Oak Bancshares, down from 110.25% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 128.3% in Q3 2023 to a low of 48.99% in Q4 2022.
- Historically, EBIT Margin has averaged 92.8% across 5 years, with a median of 102.23% in 2023.
- The sharpest annual moves came in 2023 and 2024: EBIT Margin jumped 7439 bps in 2023, then plunged 2842 bps in 2024.
- A 5-year view of EBIT Margin shows it stood at 48.99% in 2022, then jumped by 109 bps to 102.23% in 2023, then gained by 7 bps to 109.74% in 2024, then grew by 0 bps to 110.25% in 2025, then slipped by 4 bps to 106.24% in 2026.
- The last three EBIT Margin figures came in at 106.24% (Q1 2026), 110.25% (Q4 2025), and 104.39% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 106.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 106.24% |
| Dec 31, 2025 | 110.25% |
| Sep 30, 2025 | 104.39% |
| Jun 30, 2025 | 101.75% |
| Mar 31, 2025 | 102.28% |
| Dec 31, 2024 | 109.74% |
| Sep 30, 2024 | 99.88% |
| Jun 30, 2024 | 114.11% |
| Mar 31, 2024 | 107.06% |
| Dec 31, 2023 | 102.23% |
| Sep 30, 2023 | 128.30% |
| Jun 30, 2023 | 96.24% |
| Mar 31, 2023 | 71.87% |
| Dec 31, 2022 | 48.99% |
| Sep 30, 2022 | 53.91% |
| Jun 30, 2022 | 67.94% |
| Mar 31, 2022 | 52.42% |
| Dec 31, 2021 | 55.97% |
| Sep 30, 2021 | 56.58% |
| Jun 30, 2021 | 65.48% |