Live Oak Bancshares (LOB) Change in Net Loans (2015 - 2026)
Live Oak Bancshares (LOB) recorded quarterly Change in Net Loans of $262.1 million in Q1 2026, down 57.12% quarter-over-quarter from $611.3 million in Q4 2025, and down 36.65% on a YoY basis from $413.8 million in Q1 2025.
Live Oak Bancshares (LOB) Change in Net Loans (2015 - 2026) Analysis & Trends
Live Oak Bancshares' Change in Net Loans history runs 12 years deep, the most recent figure standing at $262.1 million for Q1 2026.
- In Q1 2026, Change in Net Loans fell 36.65% year-over-year to $262.1 million; the TTM figure through Mar 2026 stood at $1.7 billion (down 7.02% YoY), while the FY2025 annual figure was $1.8 billion, up 17.15% from the prior year.
- Change in Net Loans was $262.1 million for Q1 2026 at Live Oak Bancshares, down from $611.3 million in the prior quarter.
- In the past five years, Change in Net Loans ranged from a high of $620.7 million in Q3 2024 to a low of -$13.4 million in Q4 2023.
- Historically, Change in Net Loans has averaged $335.0 million across 5 years, with a median of $294.4 million in 2024.
- The sharpest annual moves came in 2023 and 2024: Change in Net Loans tumbled 116.78% in 2023, then jumped 3753.41% in 2024.
- A 5-year view of Change in Net Loans shows it stood at $79.9 million in 2022, then plunged by 116.78% to -$13.4 million in 2023, then surged by 3753.41% to $489.6 million in 2024, then climbed by 24.87% to $611.3 million in 2025, then tumbled by 57.12% to $262.1 million in 2026.
- The last three Change in Net Loans figures came in at $262.1 million (Q1 2026), $611.3 million (Q4 2025), and $543.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 262.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 262.13 Mn |
| Dec 31, 2025 | 611.34 Mn |
| Sep 30, 2025 | 543.57 Mn |
| Jun 30, 2025 | 273.75 Mn |
| Mar 31, 2025 | 413.76 Mn |
| Dec 31, 2024 | 489.59 Mn |
| Sep 30, 2024 | 620.68 Mn |
| Jun 30, 2024 | 294.40 Mn |
| Mar 31, 2024 | 167.99 Mn |
| Dec 31, 2023 | -13.40 Mn |
| Sep 30, 2023 | 514.51 Mn |
| Jun 30, 2023 | 234.06 Mn |
| Mar 31, 2023 | 455.74 Mn |
| Dec 31, 2022 | 79.89 Mn |
| Sep 30, 2022 | 297.10 Mn |
| Jun 30, 2022 | 206.43 Mn |
| Mar 31, 2022 | 243.46 Mn |
| Dec 31, 2021 | 158.65 Mn |
| Sep 30, 2021 | -129.33 Mn |
| Jun 30, 2021 | -159.96 Mn |