Live Oak Bancshares (LOB) Change in Net Loans (2015 - 2026)
Live Oak Bancshares' (LOB) quarterly Change in Net Loans came in at $262.1 million in Q1 2026, down 36.65% year-on-year from $413.8 million in Q1 2025, and down 57.12% quarter-over-quarter from $611.3 million in Q4 2025.
Live Oak Bancshares (LOB) Change in Net Loans (2015 - 2026) Analysis & Trends
Live Oak Bancshares' Change in Net Loans history runs 12 years deep, the most recent figure standing at $262.1 million for Q1 2026.
- On a quarterly basis, Change in Net Loans fell 36.65% year-over-year to $262.1 million in Q1 2026; TTM through Mar 2026 was $1.7 billion, a 7.02% decrease from a year earlier, with the FY2025 full-year figure at $1.8 billion, up 17.15% from the prior year.
- Change in Net Loans fell to $262.1 million in Q1 2026 per LOB's latest filing, from $611.3 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $620.7 million in Q3 2024 and bottomed at -$13.4 million in Q4 2023.
- The 5-year median for Change in Net Loans is $294.4 million (2024), against an average of $335.0 million.
- Across the five-year window, Change in Net Loans tumbled 116.78% in 2023 and soared 3753.41% in 2024, its largest moves.
- Year by year, Change in Net Loans stood at $79.9 million in 2022, then slumped by 116.78% to -$13.4 million in 2023, then surged by 3753.41% to $489.6 million in 2024, then climbed by 24.87% to $611.3 million in 2025, then sank by 57.12% to $262.1 million in 2026.
- Per Business Quant, the three latest LOB Change in Net Loans figures stand at $262.1 million (Q1 2026), $611.3 million (Q4 2025), and $543.6 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | Live Oak Bancshares | 1.97 Bn | 1.97 Bn | - | 262.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 262.13 Mn |
| Dec 31, 2025 | 611.34 Mn |
| Sep 30, 2025 | 543.57 Mn |
| Jun 30, 2025 | 273.75 Mn |
| Mar 31, 2025 | 413.76 Mn |
| Dec 31, 2024 | 489.59 Mn |
| Sep 30, 2024 | 620.68 Mn |
| Jun 30, 2024 | 294.40 Mn |
| Mar 31, 2024 | 167.99 Mn |
| Dec 31, 2023 | -13.40 Mn |
| Sep 30, 2023 | 514.51 Mn |
| Jun 30, 2023 | 234.06 Mn |
| Mar 31, 2023 | 455.74 Mn |
| Dec 31, 2022 | 79.89 Mn |
| Sep 30, 2022 | 297.10 Mn |
| Jun 30, 2022 | 206.43 Mn |
| Mar 31, 2022 | 243.46 Mn |
| Dec 31, 2021 | 158.65 Mn |
| Sep 30, 2021 | -129.33 Mn |
| Jun 30, 2021 | -159.96 Mn |