Live Oak Bancshares (LOB) Asset Utilization Ratio (2016 - 2026)
Live Oak Bancshares (LOB) posted quarterly Asset Utilization Ratio of 0.04 for Q1 2026, up 5.54% year-over-year from 0.03 in Q1 2025, and up 1.47% quarter-over-quarter from 0.04 in Q4 2025.
Live Oak Bancshares (LOB) Asset Utilization Ratio (2016 - 2026) Analysis & Trends
Live Oak Bancshares' Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.04 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 5.54% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (up 5.54% YoY), while the FY2025 annual figure was 0.03, up 3.62% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.04, up from 0.04 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.04 in Q3 2024, with the low at 0.03 in Q1 2025.
- The 5-year median for Asset Utilization Ratio is 0.04 (2023), against an average of 0.04.
- The sharpest annual moves came in 2022 and 2025: Asset Utilization Ratio advanced 26.98% in 2022, then slipped 18.79% in 2025.
- Live Oak Bancshares' Asset Utilization Ratio stood at 0.04 in 2022, then climbed by 11.88% to 0.04 in 2023, then decreased by 16.77% to 0.03 in 2024, then climbed by 1.3% to 0.04 in 2025, then advanced by 1.47% to 0.04 in 2026.
- Business Quant data shows LOB's Asset Utilization Ratio at 0.04 in Q1 2026, 0.04 in Q4 2025, and 0.03 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.97 Bn | 84.77 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | 0.04 |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | 0.02 |
| 7 | Nu Holdings | 71.38 Bn | 57.70 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.65 Bn | 25.93 Bn | - | 0.04 |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |