Live Oak Bancshares, Inc. (LOB) Asset Utilization Ratio (2016 - 2026)
Live Oak Bancshares' Asset Utilization Ratio was 0.04 in Q2 2026, up 4.7% from 0.04 a year earlier but down 0.2% from the prior quarter.
Powered by 
Analysis
Live Oak Bancshares, Inc. (LOB) Asset Utilization Ratio (2016 - 2026) Analysis & Trends
From Q1 2016 onward, Live Oak Bancshares has reported Asset Utilization Ratio for 42 quarters.
- In earlier years, Asset Utilization Ratio was 0.04 in FY2024 (-5.1%), 0.04 in FY2023 (-32.0%), 0.06 in FY2022 (+10.2%) and 0.06 in FY2021 (+28.4%).
- Quarterly Asset Utilization Ratio has moved between 0.04 (Q3 2025) and 0.06 (Q3 2022) over five years.
- Compared with a year earlier, Asset Utilization Ratio has increased for three straight quarters, with an average decline of 3.0% over the last eight quarters.
- The best year-over-year quarter for Asset Utilization Ratio over five years was Q4 2021 (growth of 59.0%); the worst was Q3 2023 (a decline of 34.5%).
- Per Business Quant data, LOB's Asset Utilization Ratio in the three quarters before Q2 2026 was 0.04 (Q1 2026), 0.04 (Q4 2025) and 0.04 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.05 |
API Access
Live Oak Bancshares, Inc. Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();