Live Oak Bancshares (LOB) Asset Utilization Ratio (2016 - 2026)

Live Oak Bancshares' Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.04 for Q1 2026.

• In Q1 2026, Asset Utilization Ratio rose 5.15% year-over-year to 0.04; the TTM figure through Mar 2026 stood at 0.04 (up 5.15% YoY), while the FY2025 annual figure was 0.04, up 2.0% from the prior year.
• Asset Utilization Ratio was 0.04 for Q1 2026 at Live Oak Bancshares, up from 0.04 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.06 in Q3 2022 to a low of 0.04 in Q3 2025.
• Historically, Asset Utilization Ratio has averaged 0.04 across 5 years, with a median of 0.04 in 2024.
• The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio soared 34.41% in 2022, then sank 37.89% in 2023.
• A 5-year view of Asset Utilization Ratio shows it stood at 0.06 in 2022, then sank by 34.95% to 0.04 in 2023, then declined by 0.35% to 0.04 in 2024, then grew by 0.84% to 0.04 in 2025, then grew by 1.76% to 0.04 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.04 (Q1 2026), 0.04 (Q4 2025), and 0.04 (Q3 2025), per Business Quant data.