Live Oak Bancshares (LOB) Asset Utilization Ratio (2016 - 2026)

Live Oak Bancshares' Asset Utilization Ratio history runs 11 years deep, the most recent figure standing at 0.04 for Q1 2026.

• On a quarterly basis, Asset Utilization Ratio fell 46.29% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 46.29% decrease from a year earlier, with the FY2025 full-year figure at 0.03, up 3.62% from the prior year.
• Asset Utilization Ratio improved to 0.04 in Q1 2026 per LOB's latest filing, from 0.03 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.07 in Q4 2023 and bottomed at 0.03 in Q4 2025.
• The 5-year median for Asset Utilization Ratio is 0.05 (2022), against an average of 0.05.
• Across the five-year window, Asset Utilization Ratio surged 57.38% in 2024 and sank 48.74% in 2025, its largest moves.
• Year by year, Asset Utilization Ratio stood at 0.05 in 2022, then surged by 47.29% to 0.07 in 2023, then fell by 4.97% to 0.07 in 2024, then sank by 48.74% to 0.03 in 2025, then gained by 1.48% to 0.04 in 2026.
• Per Business Quant, the three latest LOB Asset Utilization Ratio figures stand at 0.04 (Q1 2026), 0.03 (Q4 2025), and 0.06 (Q3 2025).