Lloyds Banking (LLDTF) Interest Coverage Ratio (2010 - 2025)
Lloyds Banking's (LLDTF) quarterly Interest Coverage Ratio came in at 0.63 in Q4 2025, down 12.51% year-over-year from 0.72 in Q4 2024, and down 12.51% quarter-over-quarter from 0.72 in Q4 2024.
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Lloyds Banking (LLDTF) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
Lloyds Banking (LLDTF) has reported Interest Coverage Ratio for 16 consecutive years, with 0.63 the latest figure, recorded in Q4 2025.
- On a quarterly basis, Interest Coverage Ratio fell 12.51% year-over-year to 0.63 in Q4 2025; TTM through Dec 2025 was 0.03, a 151.1% increase from a year earlier, with the FY2025 full-year figure at 0.62, down 9.64% from the prior year.
- Interest Coverage Ratio was 0.63 for Q4 2025 at Lloyds Banking, down from 0.72 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 0.72 in Q4 2024 and troughed at 8.9 in Q4 2021.
- A 5-year average of 1.61 and a median of 0.57 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio surged 153.04% in 2023 and declined 12.51% in 2025, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 8.9 in 2021, then jumped by 87.86% to 1.08 in 2022, then jumped by 153.04% to 0.57 in 2023, then rose by 26.57% to 0.72 in 2024, then retreated by 12.51% to 0.63 in 2025.
- The last three Interest Coverage Ratio figures came in at 0.63 (Q4 2025), 0.72 (Q4 2024), and 0.57 (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 439.96 Bn | -148.54 Bn | 30.39 Bn | 0.66 |
| 2 | Morgan Stanley | 336.99 Bn | 176.86 Bn | - | 1.56 |
| 3 | Goldman Sachs | 299.92 Bn | -676.43 Bn | - | 1.47 |
| 4 | Royal Bank Of Canada | 288.24 Bn | 61.39 Bn | - | 1.43 |
| 5 | Mitsubishi Ufj Financial | 283.40 Bn | -100.92 Bn | 10.89 Bn | 3.44 |
| 6 | Wells Fargo & Company | 273.32 Bn | 71.49 Bn | - | 1.73 |
| 7 | Banco Santander | 219.61 Bn | 227.22 Bn | 28.01 Bn | 0.30 |
| 8 | American Express | 219.16 Bn | 169.84 Bn | 17.99 Bn | 1.79 |
| 9 | Toronto Dominion Bank | 204.38 Bn | 43.05 Bn | - | 0.25 |
| 10 | Lloyds Banking | 85.81 Bn | 86.12 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.63 |
| Dec 31, 2024 | 0.72 |
| Dec 31, 2023 | 0.57 |
| Dec 31, 2022 | -1.08 |
| Dec 31, 2021 | -8.90 |
| Dec 31, 2020 | -8.44 |
| Dec 31, 2019 | -3.31 |
| Dec 31, 2018 | -4.86 |
| Dec 31, 2017 | -3.82 |
| Sep 30, 2017 | -4.90 |
| Jun 30, 2017 | -5.62 |
| Mar 31, 2017 | -3.33 |
| Dec 31, 2016 | -3.16 |
| Sep 30, 2016 | -2.34 |
| Jun 30, 2016 | -3.05 |
| Mar 31, 2016 | -3.33 |
| Dec 31, 2015 | -2.57 |
| Sep 30, 2015 | -6.68 |
| Jun 30, 2015 | -6.57 |
| Mar 31, 2015 | -2.47 |