Lloyds Banking (LLDTF) Interest Coverage Ratio (2009 - 2026)
Lloyds Banking (LLDTF) posted quarterly Interest Coverage Ratio of 1.83 for Q4 2025, up 60.99% year-over-year from 1.14 in Q4 2024, and up 60.99% quarter-over-quarter from 4.7 in Q4 2024.
Lloyds Banking (LLDTF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Lloyds Banking (LLDTF) has reported Interest Coverage Ratio for 17 consecutive years, with 1.83 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 60.99% year-over-year to 1.83; the TTM figure through Jun 2026 stood at 2.47 (up 55.95% YoY), while the FY2025 annual figure was 0.35, up 27.32% from the prior year.
- Interest Coverage Ratio advanced to 1.83 in Q4 2025 per LLDTF's latest filing, from 4.7 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.83 in Q4 2025 and bottomed at 6.79 in Q4 2021.
- Historically, Interest Coverage Ratio has averaged 4.34 across 5 years, with a median of 4.7 in 2024.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio fell 29.97% — and 2025, when it jumped 60.99%.
- Lloyds Banking's Interest Coverage Ratio stood at 6.79 in 2021, then climbed by 29.9% to 4.76 in 2022, then increased by 23.97% to 3.62 in 2023, then slipped by 29.97% to 4.7 in 2024, then surged by 60.99% to 1.83 in 2025.
- Business Quant data shows LLDTF's Interest Coverage Ratio at 1.83 in Q4 2025, 4.7 in Q4 2024, and 3.62 in Q4 2023.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.72 |
| Dec 31, 2025 | -1.83 |
| Dec 31, 2024 | -4.70 |
| Dec 31, 2023 | -3.62 |
| Dec 31, 2022 | -4.76 |
| Dec 31, 2021 | -6.79 |
| Dec 31, 2020 | -8.68 |
| Dec 31, 2019 | -4.57 |
| Dec 31, 2018 | -5.89 |
| Dec 31, 2017 | -8.94 |
| Sep 30, 2017 | -4.90 |
| Jun 30, 2017 | -15.61 |
| Mar 31, 2017 | -3.33 |
| Dec 31, 2016 | -6.88 |
| Sep 30, 2016 | -2.34 |
| Jun 30, 2016 | -7.93 |
| Mar 31, 2016 | -6.23 |
| Dec 31, 2015 | -5.89 |
| Sep 30, 2015 | -6.68 |
| Jun 30, 2015 | -9.24 |